Bharath S.M

Operations Associate

Bengaluru, Karnataka, India3 yrs 9 mos experience

Key Highlights

Expert in fraud detection and prevention strategies.
Proven track record in financial analysis and reporting.
Skilled in streamlining processes to enhance operational efficiency.

Stackforce AI infers this person is a Fintech professional with expertise in fraud analysis and risk management.

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Skills

Core Skills

Fraud DetectionFraud PreventionFinancial AnalysisRisk Management

Other Skills

Business DevelopmentRisk AssessmentDecision-MakingProblem SolvingDue DiligenceAnti-Money LaunderingFraud AnalysisTransaction MonitoringFraud InvestigationsPersonnel ManagementBusinessWorkable Solutions

Experience

3 yrs 9 mos

Total Experience

Average Tenure

Current Experience

Novo

Fraud Analyst

Mar 2026 – Present · 3 mos · India · Hybrid

Fraud DetectionFraud Prevention

Concentrix

Sr AML Analyst

Oct 2025 – Mar 2026 · 5 mos · Bengaluru

“Worked with Concentrix as a Senior AML Analyst for Revolut.”

Goldman sachs

Fraud Investigation Analyst

Feb 2024 – Aug 2025 · 1 yr 6 mos · Bengaluru, Karnataka, India · Hybrid

Managed end-to-end chargeback process, improving financial reconciliation and reducing chargeback-related losses.
Streamlined chargeback dispute resolution, cutting recovery time by 20% and reducing incidents by 15%.
Generated reports for senior management, enhancing decision-making and profitability.
Provided insights to improve payment security, customer retention, and internal controls, lowering chargeback risk.
Assisted in financial forecasting and budgeting, aligning projections with actual chargeback performance.
Collaborated with legal and compliance teams to ensure adherence to regulations and improve operational efficiency.

Business DevelopmentFinancial Analysis