Apr 2023 – Present · 3 yrs 2 mos · Bengaluru, Karnataka, India · On-site

• We are cutting edge Treasury Services firm that Manages End to End Cash Flow Management, Corporate Investments, Commercial Insurance, Fund Raising, Borrowings, Corporate Banking, Fx Exposures and CMS Services.

Nov 2021 – Apr 2023 · 1 yr 5 mos · Bangalore Urban, Karnataka, India

• Ex. Udaan | Birlacorp
•  Management of Investments of ₹ 1800+ Crores ensuring Safety, Liquidity and Returns. Churning of Investment according to market condition ensuring reasonable Risk & Return. Liquidity Management.
•  Banking relationship management.
•  Radical Redesign of the Insurance Portfolio of the Group which includes Risk Assessment, Policy Initiation, Claims Management, with respect to Inventory, Money , Fidelity , Fixed Assets, D&O etc Policies...
•  Daily Cash Flow analysis and providing visibility to management for every day Revenue & Expenses items.
•  WCDL Raising from leading Banks.
•  Exploring Credit Solution for empowering Vendors and Customers.
•  Arrangement for CMS for daily cash collection and deposit in Bank a/c ensuring speedy access to money collected at hubs/branches.
•  Various Cost analysis of the company and Budgeting of Cash requirement
•  Evaluation of Buy or Lease option for Various Assets and Commercial Vehicles.

Aug 2019 – Nov 2021 · 2 yrs 3 mos · Greater Bengaluru Area

• > Responsible for independently handling liquidity and cash management which includes planning, cash flow monitoring, managing bank accounts, ensuring optimum utilization of funds including Investment management of the Group entities.
• > Liaising with Banks for arrangement of various Loan Facilities / Transaction Banking/ FDI /CMS/ API/UPI/Nodal/ Payment Gateway/ LC /BG / Foreign Remittance etc..
• > Negotiations with Bankers / Insurance companies for obtaining their various Products & Services.
• > Investment of Surplus money to Mutual Funds by analyzing Duration, RIsk and Returns.
• > Responsible for overall Insurance profile including Negotiation, Policy booking, Claim Settlement for various policies such as Marine/ WH/Stock/ Money/ Fidelity / Crime /Employee Benefits etc..
• > Responsible to provide Automation in payments / collection via API Banking, H2H Integration, Virtual Accounts, Payment Gateways, E-Collect etc...
• > Responsible for Bringing FDI into india starting from preparing valuation report and getting it sanctioned from valuation firm, Rate Booking, Coordination with Legal dept and banks along with documentation.
• > Support to Business for having Credit facility from supplier by providing Bank Guarantees.
• > Budgeting of Monthly/Quarterly & Yearly cash position at Group level.
• > Variance analysis of actual Cashflow vis-a-vis planned cashflow.
• > Arrangement for CMS for daily cash collection and deposit in Bank a/c ensuring speedy access to money collected at hubs/branches.
• > Develop dashboards and MIS related to reporting of all treasury activities to stakeholders.

May 2017 – Aug 2019 · 2 yrs 3 mos · Chittorgarh, Rajasthan, India

• One of the Core team member for Handling Green Field Project of setting up 300 bedded Multispeciality hospital at Chittaurgarh, Rajasthan.
• Responsible for Building supply chain network of hospital including on boarding of crucial medical & non medical item vendors, Develop a system, preparation of SOP for Purchase, Stores & Pharmacy.
• Analysis of various decision making situation such as a) Whether to run Laundry Inhouse or Outsource it, b) Whether to run Pharmacy on our own or give away for rent, c) Whether to start kitchen on our own or Outsource it, d) Whether to buy cylinders for medical gas or rent it.
• Margin setting – Pricing of the products to be sold from pharmacy and various services of the hospital.
• Commercial evaluation and Implementation of Dialysis unit tie up with Fresinius Medical Care.
• Solely Responsible for complete procurement of Hospital i.e Medical items, Non – Medical items and Pharmacy.
• Analysis of Inventory ageing, ABC analysis consumption wise & cost wise.

Jan 2011 – May 2017 · 6 yrs 4 mos · Greater Kolkata Area

• Analysis of Investments to be made – for Portfolio/ Return (YTM, Annualized & Absolute return)/Rating etc...
• Handling of Borrowing portfolio consisting of NCDs, WCDL, Term Loan, ECA/ECB, PCFC, Buyers Credit, LC etc...
• Management of Foreign Exchange transactions of receivables & payables through hedge by forward and futures from various banks and brokers and Rollover of the same.
• Preparation and Submission of Credit Monitoring Assessment (CMA) data to various banks.
• Day to day Cash management of the company as a whole ensuring that there would be no idle funds.
• Preparation of various MIS such as Expenses, Revenue, Fund movement, Investment as on date, ROI, Borrowings etc...