Amit Chakraborty

CEO

Bengaluru, Karnataka, India20 yrs experience

Key Highlights

Proven track record in launching SME business loans.
Expert in retail banking and business development.
Strong leadership in managing direct sales teams.

Stackforce AI infers this person is a Fintech expert with extensive experience in SME banking and business development.

Contact

Skills

Core Skills

Business DevelopmentRetail BankingSme BankingSales ManagementPersonal Loans

Other Skills

Director levelSenior AdministrationDepartment SupervisionData CentersDigital sourcingRisk governanceAsset quality managementRecruitingRelationship ManagementTeam ManagementMISPortfolio ManagementFinancial ServicesInsuranceLeadership

About

Proactive and result oriented with good experience in Retail Banking, SME Banking, Set up of New Business. Well-disciplined with proven ability to manage multiple assignments efficiently under extreme pressure while meeting tight deadline schedules. Strong Team Builder, Facilitator, with Effective communication tools, Computer literacy that enhance my positioning in the market. Open to Travel. Specialties: RETAIL BANKING (Credit Cards, Mortgage,Business Loans, Personal Loans, Account Opening, Investments, X-Sell).Expertise in launching products in new locations Developing Channel and DST for BFSI Sector : (Assets & Liability acquisition - LC/ BG/ OD/ CC/ Accounts & Insurances) SET UP BUSINESS (Planning, Implementation, Manpower Managment, Recruitment, Outsourcing) FUNCTIONS MANAGED (Direct Sales, Leadership Role, HR & Outsourcing Operations, Sales & Business Development, Business Strategy)

Experience

20 yrs

Total Experience

2 yrs 5 mos

Average Tenure

8 mos

Current Experience

Freechargebiz

Senior Director

Oct 2025 – Present · 8 mos · Gurugram, Haryana, India · On-site

Lead pan-India scale-up of Micro Business Loans(secured and unsecured) via digital sourcing ecosystems, supported by high-performing Direct Sales Teams and Strategic Third-Party partnerships, with a clear focus on balanced growth, asset quality, risk governance, and long-term portfolio sustainability.

Director levelSenior AdministrationDepartment SupervisionData CentersBusiness DevelopmentRetail Banking

Muthoot finance ltd

National Sales Manager - SME Business Loan

Mar 2023 – Sep 2025 · 2 yrs 6 mos · Bengaluru, Karnataka, India · On-site

Launched business loan through branch network, open market (tele calling, direct sales team and DSA) as a founding member for the vertical.

Business DevelopmentSME Banking

Paytm

Zonal Head South and West-SME Business Loan

Mar 2021 – Mar 2023 · 2 yrs · Bengaluru Area, India

Clix capital

Zonal Head South-SME Business Loan

Oct 2018 – Mar 2021 · 2 yrs 5 mos · Bangalore Urban, Karnataka, India

Neogrowth credit pvt. ltd. - sme business loans

Regional Sales Head South & East-SME Business Loan

Apr 2016 – Sep 2018 · 2 yrs 5 mos · Hyderabad Area, India

Bma wealth creators ltd

National Sales Manager-SME Business Loan

Apr 2010 – Mar 2016 · 5 yrs 11 mos

Aligning the DST and DSA for Home Loan,LAP and Business Loan across states. Responsible for managing profit & loss of the vertical developing the retail asset distribution business from a scratch and taking the same to position where we figured among the top five corporate channel partners for Banks and NBFCs in terms of disbursals.Maintaining relationship with the principle partners & various key distribution points. Having tie-ups with all premier banks both private and nationalized , its was my core responsibility to identify talents and enhancing the disbursal figure with off-course the main motive being servicing the corporates and premier clients in their financial needs.

Business DevelopmentSales Management

Reliance capital

Deputy Manager Kolkata-Personal Loan

Oct 2007 – Apr 2010 · 2 yrs 6 mos · Greater Kolkata Area

Acquiring PL and BL business in coordination with DSA and credit managers by ensuring quality applications and channel profitability.

Sales ManagementPersonal Loans

Icici lombard

State Head Orissa-Bancassurance

Aug 2006 – Sep 2007 · 1 yr 1 mo

Accountable for the development of the distribution model in Orissa for new business acquisition and renewal of GI business.

Hdfc bank

Area Sales Manager Orissa & Chattisgarh-LAS

Sep 2005 – Mar 2006 · 6 mos · Orissa, India

Responsible for launching the product in Orissa and Chattisgarh subsequently developing the nascent launch to successful penetration of the product in the region generating leads & conversions of the same for the region thus developing the business to the desired thresh-hold. Building & maintaining strong relationships with the key channels & DSAs for achieving goals.

Centurion bank of punjab limited(hdfc bank)

2 roles

Branch Second in Charge

Promoted

Oct 2004 – Aug 2005 · 10 mos · Kolkata, West Bengal, India

Being confirmed from Management Trainee to Second In Charge of Sarat Bose Road Brach responsible for daily regular activities related to retail banking encompassing CASA , daily branch operations and underwriting of loan application with the designated branch along with branch ATM operations.

Finance Management Trainee

Apr 2004 – Sep 2004 · 5 mos · Kolkata, West Bengal, India

Management Trainee into Retail Branch Operations which encompassed Branch MIS Reporting ,Teller and Instrument Clearance Operations along with Retail Loan Underwriting.

Retail Banking