Antriksh P.

CEO

Bengaluru, Karnataka, India14 yrs 9 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Launched ONDC’s credit ecosystem with 100x growth.
  • Architected scalable platforms for major tech companies.
  • Pioneered innovative financial solutions in fintech.
Stackforce AI infers this person is a Fintech and SaaS expert with extensive experience in software engineering and financial services.

Contact

Skills

Core Skills

Financial ServicesCredit ManagementBlockchain TechnologySoftware EngineeringCloud ComputingProduct Management

Other Skills

Credit EcosystemCommercial NegotiationIntegration Cost ReductionOnboarding and ComplianceWallet InfrastructureCrypto AccountsTeam ScalingCore Platform ArchitectureMarketplace PromotionsPricing StructuresProduct DevelopmentUser EngagementAffiliate Notification PlatformCorporate Action ProcessingStraight-Through Processing

About

I solve problems & build things

Experience

14 yrs 9 mos
Total Experience
1 yr 10 mos
Average Tenure
3 yrs 2 mos
Current Experience

Open network for digital commerce (ondc)

Vice President Financial Services

Apr 2023Present · 3 yrs 2 mos · Bengaluru

  • Launched and scaled ONDC’s credit ecosystem, transitioning unsecured term loans from a concept into a monetization-ready product. Also launched secured (gold and mutual funds backed) loans to expand credit access.
  • Drove 100x+ growth: enabled 11K+ loans and ₹200+ Cr disbursals (vs ~100 loans / ₹1 Cr YoY), including 5% NTC borrowers
  • Negotiated and closed commercials with lenders to make Credit one of the first and highest revenue generating category on the network
  • Reduced integration costs for lenders and LSPs from ₹40L - ₹1Cr to near-zero through a fully interoperable credit network
  • Conceptualized and driving a network level credit orchestration layer (switch) to unlock ecosystem wide capabilities such as market intelligence, fraud detection, and risk insights - not feasible in siloed integrations
  • Rolling out a centralized onboarding and compliance layer, enabling lenders and LSPs to focus on core operations while ONDC manages onboarding and regulatory workflows - a first of its kind capability in the industry
  • Evangelized financial services on ONDC by hosting a panel at GFF and participating in various speaking engagements hosted by CNBC, UIDAI, RBI, and industry roundtables.
Credit EcosystemCommercial NegotiationIntegration Cost ReductionOnboarding and ComplianceFinancial ServicesCredit Management

Vauld

Principal Engineer

May 2022Oct 2022 · 5 mos · Bengaluru, Karnataka, India

  • Conceived, designed and built physical wallet infrastructure for crypto coins and scaled spot exchange
  • saving ~$1M annually for the company.
  • Designed fiat and interest bearing crypto accounts for the UK and Europe regions, with support for on-off-ramp and fixed deposits.
  • Responsible for scaling the engineering team, onboarding and coaching.
Wallet InfrastructureCrypto AccountsTeam ScalingBlockchain TechnologyFinancial Services

Atlassian

Staff Engineer

Jun 2020Feb 2022 · 1 yr 8 mos · Bengaluru, Karnataka, India

  • Architected a scalable, future-proof core platform for the Atlassian Marketplace while leading multiple large-scale initiatives with a team of engineers to support long-term growth and reliability.
  • Built promotions for cloud and data center applications on marketplace.atlassian.com, aligning with Atlassian’s strategic shift toward a cloud-first model and the deprecation of server offerings.
  • Enabled enterprise customers to install paid apps for free on sandbox instances, avoiding duplicate charges and facilitating production-like testing environments.
  • Built granular, tier-based pricing structures empowering Atlassian partners to offer more flexible and
  • customer-tailored plans.
Core Platform ArchitectureMarketplace PromotionsPricing StructuresSoftware EngineeringCloud Computing

Clearscore

Founding Engineer

Nov 2018May 2020 · 1 yr 6 mos · Mumbai, Maharashtra, India

  • Joined as the first engineer to launch ClearScore India, building the core product and infrastructure from the ground up to start and scale the business.
  • Developed an optimized registration flow, resulting in a 60% increase in user conversion.
  • Designed and implemented a real-time affiliate notification platform for digital marketing. This, along with other product enhancements, contributed to acquiring 1.6M users and improving cost of acquisition by 11x.
  • Integrated 14 Credit Card, Personal Loan and Home Loan partners, leading to a 10x increase in revenue.
  • Built a personalized coaching plans platform for different user segments and introduced a sleeker report
  • viewer, boosting user engagement by 7x.
  • Implemented alternate authentication mechanisms such as masked email/mobile login and KBA-based verification, improving conversion by 8%.
  • Led end-to-end technology hiring processes and mentored junior developers across teams.
Product DevelopmentUser EngagementAffiliate Notification PlatformSoftware EngineeringProduct Management

Morgan stanley

Manager

Jul 2015Apr 2018 · 2 yrs 9 mos · Mumbai, Maharashtra, India

  • Designed and built a Corporate Action (CA) processing platform to handle events a day before their
  • effective date across Singapore, Hong Kong, the UK, Europe and North America - reducing processing time from ~2 hours to under a minute and significantly lowering monetary and reputational risk.
  • Developed a platform to support straight-through processing (STP) for the expiry and exercise of listed
  • derivatives across global exchanges, enabling real-time feedback to trading desks and minimizing
  • operational effort and risk.
  • Collaborated closely with traders, risk managers, trade support groups and operations teams across multiple regions throughout the ideation, design, and implementation phases.
  • Led and mentored junior developers, supporting their professional development and technical growth.
Corporate Action ProcessingStraight-Through ProcessingRisk ManagementFinancial ServicesSoftware Engineering

Goldman sachs

Analyst

Sep 2014Jul 2015 · 10 mos · Bengaluru, Karnataka, India

  • - Developed internal compensation and developer tooling platforms used across the firm.
Developer ToolingInternal PlatformsSoftware Engineering

State street

Software Engineer

Feb 2012Jul 2014 · 2 yrs 5 mos

  • - Built fund performance, trade settlement and internal tooling applications for financial operations
Fund Performance ApplicationsTrade SettlementSoftware Engineering

Microsoft

Microsoft Student Partner

Jan 2010Jan 2012 · 2 yrs

  • Ran city wide workshops and hackathons along with other MSPs.
  • Hosted Microsoft Tools & Technology demo sessions in the college.
  • Attended training sessions by Microsoft to learn about new Microsoft technologies.

Education

Gujarat University

Bachelor's degree — Computer Engineering

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