Krishnkant Patidar

Business Development Executive

Indore, Madhya Pradesh, India10 yrs 2 mos experience

Highly Stable

Key Highlights

Over 4 years of experience in credit underwriting.
Specialized in vehicle loans with end-to-end management.
Strong skills in risk assessment and customer evaluation.

Stackforce AI infers this person is a Credit Risk Management professional in the Fintech industry.

Contact

Skills

Core Skills

Credit UnderwritingRisk AssessmentCredit ManagementLoan DisbursementsHr ManagementRecruitmentDigital MarketingContent WritingGst Management

Other Skills

Customer EvaluationPortfolio MonitoringOperations ManagementDocumentationRelationship BuildingTeam BuildingAnalytical SkillsKYC VerificationCredit Risk ManagementExpense ManagementRegulatory RequirementsRequest for Proposal (RFP)Insurance ManagementTeam LeadershipGoods and Services Tax (GST)

About

I am experienced more than 4 years as a Credit Officer with specialisation in vehicle loans – Car loan, Commercial Vehicle loan, Tractor loans. I handle end to end Credit Underwriting, Risk Assessment, Customer Evaluation and Portfolio Monitoring.

Experience

10 yrs 2 mos

Total Experience

2 yrs 4 mos

Average Tenure

9 mos

Current Experience

Equitas small finance bank

Credit Officer

Sep 2025 – Present · 9 mos · Indore · On-site

I am experienced in the grade of Assistant Manager and in the role of Credit Officer with specialisation in vehicle loans – Car loan, Commercial Vehicle loan, Tractor loans. I handle end to end Credit Underwriting, Risk Assessment, Customer Evaluation and Portfolio Monitoring.

Credit UnderwritingRisk AssessmentCustomer EvaluationPortfolio Monitoring

Shriram finance limited

2 roles

Assistant Credit Operation Executive

Apr 2025 – Aug 2025 · 4 mos · Indore, Madhya Pradesh, India · On-site

✓ Responsible for the all vehicle loan and business loan credit approval process.
✓ Verified customer documents for regulatory compliance and processed high ticket loan applications.
✓ Prepared credit appraisal memorandums (CAM report) for loan evaluation.
✓ Conducted financial analysis including ratio assessment and banking evaluations.
✓ Managed all credit operation for loan disbursement.
✓ Conducted personal discussions PD and Processed cases as per credit policy.
✓ Specialized in high value loan structuring and risk assessment.
✓ Responsible for the all credit approval and loan disbursement process like cam report, KYC verification, documentation, credit score verification, mail approval is taken regional and zonal head, telly verification, payment addition etc.
✓ Responsible for Credit approval Process with ticket size up to 1 cr.
✓ Manage approximately 5 branch sales executives to resolve their query and provide back end support and operational support.
✓ Manage all branch operation work like RC & Cheque PDD management, NOC and No-Dues management, loan settlement and loan closing process.

Operations ManagementDocumentationRelationship BuildingCredit ManagementTeam BuildingAnalytical Skills+26

Junior Credit Operation Executive

Jul 2022 – Mar 2025 · 2 yrs 8 mos · Indore, Madhya Pradesh, India · On-site

✓ Responsible for the all vehicle loan and business loan credit approval process.
✓ Verified customer documents for regulatory compliance and processed high ticket loan applications.
✓ Prepared credit appraisal memorandums (CAM report) for loan evaluation.
✓ Conducted financial analysis including ratio assessment and banking evaluations.
✓ Managed all credit operation for loan disbursement.
✓ Conducted personal discussions PD and Processed cases as per credit policy.
✓ Specialized in high value loan structuring and risk assessment.
✓ Responsible for the all credit approval and loan disbursement process like cam report, KYC verification, documentation, credit score verification, mail approval is taken regional and zonal head, telly verification, payment addition etc.
✓ Responsible for Credit approval Process with ticket size up to 1 cr.
✓ Manage approximately 5 branch sales executives to resolve their query and provide back end support and operational support.
✓ Manage all branch operation work like RC & Cheque PDD management, NOC and No-Dues management, loan settlement and loan closing process.