Nicolai Farcas

CTO

United States33 yrs 9 mos experience
Most Likely To SwitchAI Enabled

Key Highlights

  • Expert in driving digital transformation in financial services.
  • Led large-scale AI product strategy and Agile transformations.
  • Proven track record in managing multimillion-dollar projects.
Stackforce AI infers this person is a Fintech executive with extensive experience in digital transformation and AI-driven solutions.

Contact

Skills

Core Skills

Product DeliveryArtificial Intelligence (ai)Agile MethodologiesApplication ArchitectureStrategic InitiativesClient PresentationSolutions Engineering

Other Skills

Program ManagementCredit CardsBusiness RiskMicrosoft AzureExecutive LeadershipOracle DatabaseProject Management Office (PMO)Web Services APICybersecurityWritten CommunicationAgile Project ManagementUser Experience (UX)Jira AlignStrategic ThinkingCoaching

About

A results-oriented and visionary C-suite executive with over 20 years of experience driving digital transformational change across technology, operations, and risk within the financial services industry. Proven track record of sustained growth and leadership across product management, software development, and cross-functional business initiatives. Recognized expert in digital transformation, datacenters, cloud technologies and global team modernization across diverse industries. Skilled in leading product strategy, innovation, and roadmap execution from concept to delivery. Excels in agile environments, building and scaling high-performing global teams, and delivering innovative solutions to complex business and technical challenges. Demonstrated ability to enhance operational efficiency, manage large-scale programs, and lead geographically dispersed teams. Deep knowledge of regulatory compliance frameworks including NACHA (National Automated Clearing House Association) rules, UDAAP (Unfair, Deceptive, or Abusive Acts or Practices), and Regulation E as enforced by the Consumer Financial Protection Bureau (CFPB) particularly in the context of payment systems. Adept in capital budgeting, team building, global customer engagement, problem-solving, and cross-functional collaboration, with extensive experience managing both onshore and offshore teams. Areas of Expertise: ★ PMO & Agile Transformation | ★ Cross-functional Leadership | ★ Product Development & Innovation ★ Digital Banking and Advanced Solutions | ★ Architecture and Design | ★ User Experience Design ★ Customer Engagement | ★ Software Development | ★ Azure Cloud | ★ Financial Planning ★ Team Leadership | ★ Operational Risk | ★ SaaS Platforms | ★ AI/ML | ★ Gen AI and Copilots ☛ Feel free to contact me – ☎️ 858.319.7908 | 📧 farcas10@outlook.com

Experience

33 yrs 9 mos
Total Experience
4 yrs 9 mos
Average Tenure
9 yrs 9 mos
Current Experience

Wells fargo

EVP, Senior Director, Product & Digital Innovation

Aug 2016Present · 9 yrs 9 mos · 401 B St San Diego, CA 92101 · Hybrid

  • As a strategic Market Growth leader within the Consumer, Small & Business Banking – Digital Channel organization, I built and led multiple high-performing teams of digital Sales, Marketing, Product Managers, Project Managers, Program Managers and Scrum Masters supporting deposits, small business, credit card, payments, financial health, and digital marketing. I also drove CSBB AI product strategy by integrating AI/ML and GenAI solutions leveraging LLMs, vector databases, and orchestration frameworks such as LangChain and Semantic Kernel to deliver secure, scalable, and compliant AI-enabled platforms. Additionally, I led a large-scale Agile transformation to a product-centric delivery model, scaling capabilities across the U.S. and India and introducing a streamlined intake and prioritization framework.
  • Overseeing an $200M+ portfolio, I collaborated with Sales, Marketing, Operations, Enablement, Business, Finance, and Technology leaders to shape investment on market growth strategy and deliver mission-critical initiatives such as overdraft fee restructuring, financial health solutions, and the integration of Artificial Intelligence (AI) and Machine Learning (ML) to enhance digital engagement. I spearheaded the enterprise-wide adoption of the Pega Customer Decision Hub as part of our Customer Engagement Engine transformation enabling real-time, next-best-conversation decisioning by modeling individual customer behaviors through AI/ML.
  • This role demanded strong executive engagement, cross-functional influence, and ongoing optimization of resources, budgets, hiring, and delivery operations within a dynamic and highly regulated environment.
Program ManagementProduct DeliveryArtificial Intelligence (AI)Credit CardsStrategic InitiativesBusiness Risk+43

Wells fargo private bank

SVP, Senior Technology Manager

Feb 2007Jun 2016 · 9 yrs 4 mos · 8901 E Mountain Rd Scottsdale, AZ 85258 · On-site

  • As the leader of Wells Fargo’s Wholesale Infrastructure and Innovation group, I drive the vision for future digital interactions by integrating cutting-edge technologies like biometric authentication, next-gen mobile experiences, big data, customer interaction models, location-based services, and APIs. My role includes spearheading large-scale initiatives, with budgets ranging from $5M to $150M, and leading teams of full-time employees, vendors, and contractors across the U.S. and overseas.
  • Key achievements include leading the Oracle Exadata Migration project, where over 7,500 Oracle databases were migrated to Exadata appliances, resulting in a private cloud offering. This $150M project took 24 months and involved 100+ resources. I also led the SQL Server Consolidation, migrating over 6000 SQL Server databases into specialized VM farms, a $60M initiative spanning 36 months. Additionally, I managed enterprise database consolidation and spearheaded cloud initiatives through vendor partnerships, exploring public, private, and on-premise cloud options.
  • I have been pivotal in leading transitional infrastructure deployments during divestitures and acquisitions. My work involves modernizing legacy systems, introducing cloud computing, and virtualizing data services, as well as overseeing the decommissioning of legacy systems and storage solutions.
  • I collaborate with senior management to set performance goals, drive IT infrastructure innovation, and develop long-term operational plans. I manage budgets, procurement processes, and resource planning to align technology investments with business strategies, ensuring scalability and reliability. As a leader, I prioritize building a strong team by setting development plans, identifying training needs, and fostering a culture of trust, inclusivity, and growth. My focus is on operational excellence and driving transformation through agile methodologies while maintaining cost efficiency and scalability.
Integrated SystemsScenario TestingStrategic InitiativesTeradataMicrosoft AzureExecutive Leadership+51

Wells fargo

2 roles

VP, Technology Manager

Promoted

Sep 2004Jan 2007 · 2 yrs 4 mos · On-site

  • I played a key role in establishing Wells Fargo’s first office in Hyderabad, India, during its initial expansion into the country (2006–2007). Initially focused on Technology, the office provided around-the-clock support before expanding into Business Operations. As the manager of the Wholesale Engineers Team, I supported Global Treasury Solutions, Commercial Electronic Office, and Asset Management Group Channels.
  • Leading a team of 14 FTEs and 6 contractors, I oversaw network, database, SAN, NAS, NetApp, Veritas NetBackup, and Windows administration for mission-critical applications. My responsibilities included ensuring 24x7 operational support across Windows and VMware environments, maintaining system reliability, and optimizing infrastructure performance.
  • Key accomplishments and responsibilities include:
  • Successfully led the migration of 334 databases from Oracle 10.2.0.3 on Solaris to 11.2.0.3 on Linux for WATS and Oracle Exadata projects.
  • Transformed the Engineers Team from a reactive group to a strategic partner for Application Managers, setting a clear direction to enhance business value from managed platforms.
  • Regularly meet with customers to gather feedback, exchange ideas for improvement, and deliver proactive capacity planning reports.
  • Leveraged vendor and third-party tools, maximizing team efficiency by introducing automation to eliminate inefficiencies.
  • Defined and enforced common standards based on industry best practices.
  • Managed FTEs for base support and contractors for project support, including WATS, GPO, and Enrollment Simplification. I am responsible for hiring decisions and providing mentorship, career development, and a safe communication environment for team members through regular 1:1s.
  • Managed a $2MM annual budget, ensuring cost control in travel, training, and contractor hours. I also reviewed and approved STAMP Time and Labor biweekly, and Managed Resource System hours weekly for contractors.
Integrated SystemsScenario TestingHands-on TechnicalStrategic InitiativesMicrosoft AzureExecutive Leadership+43

Oracle Database Architect

Mar 1998Aug 2004 · 6 yrs 5 mos · On-site

  • I managed Wholesale Oracle Database Infrastructure activities across multiple lines of business, ensuring alignment of processes and procedures for observability, migrations, upgrades, system and release deployments, new installations, testing, and troubleshooting. As the primary RMAN and OEM subject matter expert, I provided architecture support and maintained over 1,000 databases, including (OSSM backup) Veritas and NetBackup integrations. I was also responsible for Oracle and SQL Server planning, sizing, and architecture design to meet tiered availability requirements for international FX applications.
Integrated SystemsScenario TestingHands-on TechnicalStrategic InitiativesExecutive LeadershipPerl+45

Citi

Field Chief Technology Officer

Jun 1997Feb 1998 · 8 mos · 201 N. Central Ave. San Ramon, CA 85004 · On-site

  • As a Field Chief Technology Officer working for Cambridge Technology Partners, I was assigned onsite at Citi Bank in Manhattan, NY, to oversee the implementation and customization of PeopleSoft Financials (GL, AP, AR, HCM, HR, Payroll) following its acquisition. I managed multiple on-site contractor teams and collaborated with CTP consultants and the Global Director of Professional Services to ensure seamless delivery.
  • I also led migration efforts from PeopleSoft to SAP R/3 for Accounts Payable and Fixed Assets within government sectors, and guided process optimization and financial system modernization initiatives for multiple Fortune 500 organizations, implementing or upgrading modules such as Accounts Payable, General Ledger, Purchasing, eProcurement, and Inventory Management. I led HRMS and ERP PeopleSoft initiatives including HR, benefits administration, payroll, and finance for Fortune 500 clients in the automotive and healthcare industries. I also played a key role in resource management during Ramos & Associates’ $38M acquisition by Cambridge Technology Partners.
  • Additionally, I contributed to a government SAP Business Suite project, designing the SAP CRM module to integrate with existing ERP systems. I conducted independent oversight of large-scale IT systems integration projects, assessing risks, performance, and compliance while advising stakeholders on improvement strategies.
  • My responsibilities included negotiating vendor partnerships and contracts, managing vendor relationships, and leading software development and integration projects through all life cycle phases analysis, design, development, testing, implementation, and post-production support. In parallel, I developed proposals that secured new contracts across private business sectors.
Integrated SystemsScenario TestingCybersecurityProduction SupportIT ComplianceClient Presentation+10

Triwest healthcare alliance

Chief Technology Officer

Jan 1996May 1997 · 1 yr 4 mos · 15810 N 28th Ave, Phoenix, AZ · On-site

  • TriWest is honored to serve Veterans by connecting them to the high-quality health care they deserve. As a trusted partner of the U.S. Department of Veterans Affairs (VA), we support Veterans across 14 western states and the U.S. Pacific Island Territories under the VA Community Care Network (CCN) Regions 4 and 5. Since 2013, our network of community-based providers has facilitated over 65 million medical appointments.
  • I was the first IT employee at TriWest and played a crucial role in building the company's IT infrastructure from the ground up. I managed multiple infrastructure technologies, including data center setup, networking, TCP/IP, SNMP, VLANs, firewalls, Cisco Systems, F5 server load balancing, Microsoft Outlook, PCs, desktops, and servers across the organization and its Regions 4 and 5 satellite locations.
  • Key Contributions:
  • Executive-Level Support: Provided strategic IT support and interface-related duties as required by President & CEO David J. McIntyre, Jr. and CFO Elizabeth Kinsley, supporting effective project execution and financial governance.
  • IT Infrastructure & Systems Management: Established and maintained IT infrastructure, including ADP, Oracle and PeopleSoft systems for the finance department, ensuring seamless operations and system support. I also facilitated information flow between Accounting, Procurement, and Project Management teams.
  • Project & Cost Controls: Led the cost controls project team, tracking expenses, managing financial risks, and delivering Project Cost Status Reports (PCSR) to ensure budget alignment and financial accountability.
  • Performance Monitoring & Data Analytics: Developed and presented metrics and performance insights using data analytics tools to monitor infrastructure health, optimize performance, and drive business decisions.
  • My work at TriWest laid the foundation for a scalable, secure, and efficient IT environment, ensuring Veterans receive uninterrupted access to high-quality healthcare services.
Integrated SystemsScenario TestingProduction SupportIT ComplianceClient PresentationFinancial Services+9

American express

Computer Specialist

Dec 1994Dec 1995 · 1 yr · 15210 S 50th St STE 180, Phoenix, AZ 85044 · On-site

  • MicroAge contract to Amex

Honeywell

Electro Engineer

Jan 1992Nov 1994 · 2 yrs 10 mos · 2500 W Union Hills Dr, Phoenix, AZ 85027 · On-site

Education

University of Pennsylvania

Master's degree — Computer Science

Jun 2023Jun 2025

University of California, Berkeley, Haas School of Business

Bachelor of Science - BS — Computer Science

Jan 2010May 2014

Oracle University

Oracle Master — Oracle Databases

Jan 1997Dec 2000

San Diego State University

Bachelor's degree — Electrical engineering

Stackforce found 100+ more professionals with Product Delivery & Artificial Intelligence (ai)

Explore similar profiles based on matching skills and experience