Nirmal Kumar

Associate Consultant

Bengaluru, Karnataka, India16 yrs 6 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Expert in structured finance modeling and cashflow generation.
Proven track record in automating financial processes.
Strong analytical skills in financial research and reporting.

Stackforce AI infers this person is a Structured Finance Analyst with expertise in financial modeling and automation in the Fintech industry.

Contact

Skills

Core Skills

Structured FinanceFinancial ModelingFinancial AnalysisResearch

Other Skills

ModelingCashflow GenerationAutomationExcel MacrosAccessSQLResearch SupportValuation ModelsPortfolio TrackingReport Writing

About

I am currently working in Deutsche Bank’s Structured Finance group as a modeling analyst since Dec 2010. I am involved in setting up waterfall models for MBS and ABS products based on governing documents and then to generate future cashflows. These cashflows are used to determine taxation components for US Federal Income tax purpose of these products. I have also set up models for the Depository Receipts division of the Bank for a collaborative project to automate corporate action announcements for the DR division. I have experience in streamlining the MBS periodic processing using automation tools including Excel macros and databases like Access and Sql. Previously, I worked with D.E. Shaw & Co where I provided research support to the US long-short hedge fund traders/managers in the Oil Field Services sector. I was involved writing reports and tracking their portfolio .

Experience

16 yrs 6 mos

Total Experience

8 yrs 3 mos

Average Tenure

15 yrs 6 mos

Current Experience

Deutsche bank

Associate

Dec 2010 – Present · 15 yrs 6 mos · Bengaluru Area, India

Modeling new closing MBS and ABS deals having Overcollateralization, Senior–Subordinate, Negative Amortization, Heloc, Re-Remic structures on the IMAKE platform.
Setting up these models to generate future cashflows of Remic regular interest classes based governing documents for US Federal income tax purposes.
Setting up Remic tax inputs in IMAKE based on documents and underwriter information for the system to generate monthly, quarterly and annual tax reports and forms.
Maintaining existing models and fixing issues whenever issues are identified.
Processing and reviewing monthly tax cashflows based on monthly collateral and bond conditions.
Supporting US MBS reporting group, occasionally, in review and validation of monthly payment reports.
Undertaking automation of processing with the help of in-house developers.
Collaborating with Depository Receipts group on IMAKE setup of different corporate actions for ADR and TRaCr programs.
Validating monthly ABS waterfall payments for Master Servicer group.
Converted excel models to IMAKE models for Private Equity group.

ModelingCashflow GenerationAutomationExcel MacrosAccessSQL+2

D. e. shaw & co.

Financial Research Analyst

Mar 2009 – Mar 2010 · 1 yr

Supported the Long – Short strategy traders by tracking their portfolio and analyzing & reporting key developments, triggers and catalysts.
Prepared the oil field services weekly report with important updates, valuations, trend & variation analysis, peer comparison tables, estimates, etc
Built & maintained valuation models of companies in the OFS sector. Used DCF, relative valuation to arrive at valuation figure.
Built accretion- dilution and sensitivity analysis models to arrive at merger swap-ratio.
Prepared Company Initiation reports with investment rationale, drivers/catalysts/risk factors, valuation, sensitivity analysis, consensus estimates, modelled- price estimates, company shareholding, M&A activity, indexed price chart, PE band, outlook, etc

Research SupportValuation ModelsPortfolio TrackingReport WritingFinancial AnalysisResearch