Nitish Kumar

Director of Engineering

Abu Dhabi, Abu Dhabi Emirate, United Arab Emirates7 yrs 7 mos experience

Most Likely To Switch

Key Highlights

Led high-performing engineering teams in FinTech.
Expert in Loan Origination and Management Systems.
Proven track record in delivering enterprise-grade applications.

Stackforce AI infers this person is a Fintech expert with strong backend and microservices architecture experience.

Contact

Skills

Core Skills

Loan Origination SystemsMicroservicesLoan Management SystemsJavaSpring Mvc

Other Skills

Azure DevOpsApache KafkaData StructuresPIT Mutation TestingDesign PatternsSpring BootCloud-native architecturesLeadershipKubernetesDockerGitBitbucketMongoDBMySQLJUnit

About

Engineering Manager with 8+ years of experience leading high-performing teams to deliver scalable, high-availability platforms in FinTech and other domains. Expert in Loan Origination and Management Systems, Java, Spring Boot, Microservices, and Cloud-native architectures. Proven track record in mentoring engineers, driving technical strategy, and delivering enterprise-grade applications with strong observability and monitoring practices. Received multiple performance awards across organizations.

Experience

7 yrs 7 mos

Total Experience

1 yr 10 mos

Average Tenure

2 yrs 1 mo

Current Experience

Wio bank

2 roles

Technical Lead

Promoted

Oct 2025 – Present · 8 mos · On-site

1. Leading an 6+ member engineering team and owning delivery of LOS(Loan Origination System) Platform and full Trade Finance stack.
2. Leading sprint planning, backlog grooming, and execution cycles in Agile/Scrum setup, ensuring timely and high-quality delivery.
3. Mentored engineers in backend development, unit testing, and coding best practices. Improving documentation of entire LOS platform.
4. Driving technical strategy and architecture decisions across LOS and Trade Finance platform, improving scalability and performance.

Azure DevOpsApache KafkaLoan Origination SystemsMicroservices

Senior Software Engineer

Apr 2024 – Sep 2025 · 1 yr 5 mos · On-site

1. Led backend development for Loan Origination System (LOS), Auto Loan, Personal Loan, and Credit Card enhancements.
2. Designed scalable microservices architecture and authored HLDs/LLDs to improve modularity and system performance.
3. Delivered Trade Finance modules (Supply Chain Finance, Channel Finance, Bank Guarantee) in record time, enabling $50M+ monthly transactions.
4. Built observability dashboards using Kibana, Grafana, and Databricks, reducing incident resolution time by 30%.

MicroservicesData StructuresLoan Origination Systems

Paytm

2 roles

Technical Lead

Promoted

Apr 2023 – Mar 2024 · 11 mos

Paytm Lending:
1. Led LMS (Loan Management System) platform delivery for Paytm Postpaid (10M+ MAUS), ensuring 99.99% uptime
2. Architected backend APIs, microservices, billing engine, settlement, waivers, refunds, DPD(Days Past Due).
3. Developed LLDs, integration specs, and automated unit tests, reducing production defects by 40% and mentored 5 engineers, accelerating delivery by 30%

MicroservicesData StructuresLoan Management Systems

Senior Software Engineer

Sep 2021 – Apr 2023 · 1 yr 7 mos

Paytm Lending:
1. Built backend APIs and microservices for Personal Loan, Merchant Lending, and EMI services
2. Developed accounting correction tools and user migration proxies
3. Contributed to unit testing, load testing, LLDs, and API documentation

MicroservicesData StructuresLoan Management Systems

Volkswagen group digital solutions [india]

Software Engineer

Nov 2019 – Jul 2021 · 1 yr 8 mos · Gurugram

1. Developed Product's for Volkswagen Group. Worked on Volkswagen Mobility Solutions.
2. Developed Move ride hailing service similar to Uber. developed backend for ride-booking, including scheduling, tracking, fare calculation, and billing APIs
3. Migrated monolithic backend to microservices, improving throughput by 35%
4. Created LLDs, unit/integration tests, and CI/CD pipelines; implemented centralized
config management

PIT Mutation TestingMicroservices

Genpact headstrong capital markets

Software Engineer

Jul 2018 – Nov 2019 · 1 yr 4 mos · Noida Area, India

1. Built HR Analytics and EC Analytics systems with backend APIs and automated workflows using Java, Spring MVC, MySQL, REST API, Git, Eclipse
2. Automated reporting processes, improving accuracy and compliance tracking
3. Worked as a Java Developer for client project in Life Sciences and Healthcare domain for Otsuka. Worked on multiple application module using Java 7/8, Spring MVC, Rest API, Angular 2, Bootstrap, HTML, CSS, MySQL, Eclipse, GitLab.

Data StructuresDesign PatternsJavaSpring MVC