Avinash Sukhwani

Co-Founder

Madrid, Community of Madrid, Spain10 yrs 4 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Co-founder of innovative Fintech startup Payflow.
  • Achieved €8M+ revenue with 500,000+ users.
  • Forbes 30 Under 30 Spain and Europe.
Stackforce AI infers this person is a Fintech entrepreneur with extensive consulting and operational expertise.

Contact

Skills

Core Skills

Financial TechnologyEntrepreneurshipOperations ManagementSales StrategyManagement ConsultingStrategic PlanningBusiness TransformationClient Management

Other Skills

Academic TutoringAspen PlusChemistryConsultingCost ReductionDriving LicenseEmployee BenefitsEnglishFinancial WellbeingLeadershipMarket AnalysisMathematicaMatlabMicrosoft ExcelMicrosoft Office

About

I’m currently the co-founder of Payflow, where we're redefining how people get paid by moving beyond outdated monthly or biweekly pay cycles. Payflow is the first truly meaningful employee benefit for frontline and blue-collar workers, offering them real-time access to earned wages—at no cost to them, ever. We believe financial wellbeing should be a right, so we will never charge our users to access what is rightfully theirs. Our app helps companies reduce staff turnover by an average of 21%, saving millions of euros annually. We've grown to over 1,000 clients, 500,000+ users, and €8M+ in revenue across Spain, Portugal, Colombia, and Peru. And we’re just getting started. We operate with a Rule of 40 consistently above 40% and remain EBITDA-neutral. Beyond Payflow, my career has been shaped by a global and entrepreneurial journey: -BA from the University of Cambridge (graduated top #2 in class) -MA from MIT with a perfect GPA (5.0) -MSc from Imperial College London (sole full scholarship recipient) -3+ years at Boston Consulting Group (Madrid, Bogotá, and Miami offices) with two fast-track promotions -1+ year at Rocket Internet, Europe’s leading startup incubator -Y Combinator alumnus (S21 batch) -Forbes 30 Under 30 Spain (2023) and Europe (2024) I also support the startup ecosystem: -Pre-seed investor in 10+ start-ups -Official advisor to 10+ early-stage ventures -Entrepreneurship lecturer and/or mentor at IE, ISDI, UTAMED, Nova Talent, etc.

Experience

Payflow

Co-founder

Jun 2020Present · 5 yrs 9 mos · Madrid, Community of Madrid, Spain · On-site

  • I’m currently the co-founder of Payflow, where we're redefining how people get paid by moving beyond outdated monthly or biweekly pay cycles. Payflow is the first truly meaningful employee benefit for frontline and blue-collar workers, offering them real-time access to earned wages—at no cost to them, ever. We believe financial wellbeing should be a right, so we will never charge our users to access what is rightfully theirs.
  • Our app helps companies reduce staff turnover by an average of 21%, saving millions of euros annually. We've grown to over 1,000 clients, 500,000+ users, and €7M+ in revenue across Spain, Portugal, Colombia, and Peru. And we’re just getting started. We operate with a Rule of 40 consistently above 40% and remain EBITDA-neutral.
Financial WellbeingClient ManagementRevenue GrowthEmployee BenefitsFinancial TechnologyEntrepreneurship

Rocket internet se

Co-founder & COO at Franksmile (a Rocket Internet venture)

Aug 2019May 2020 · 9 mos · Berlin Area, Germany

  • Key responsibilities included:
  • Managed entire Sales and Operations teams of Franksmile across 8 countries as COO of global entity, with particular focus on improving KPIs in Sales | Germany
  • Founded from scratch retail D2C clear aligner venture (Franksmile) in Spain, secured first sales, built a team of 20+ and worked as Country Manager until entity was sold to Dr. Smile | Spain
  • Founded from scratch online D2C clear aligner venture (Franksmile) in Portugal, secured first sales and worked as Country Manager | Portugal
Sales ManagementOperations ManagementTeam BuildingSales Strategy

Boston consulting group (bcg)

3 roles

Consultant

Oct 2018Jul 2019 · 9 mos

  • Achievements:
  • Early promotion from Senior Associate to Consultant (12 months ahead)
  • Case experience includes:
  • Implementation of retail excellence transformation program for a major grocery retailer, succeeding in reducing total Opex by USD 100 M | USA
  • Redesign of Upstream supply chain for a major grocery retailer, developing plan to reduce total Opex by USD 15-20 M | USA
  • Development of five year strategic plan in context of a turnaround for an oil & gas company, developing plan to reduce total Opex by USD 50 M | Peru
  • Other roles:
  • Coach for Learning & Development
ConsultingStrategic PlanningCost ReductionManagement Consulting

Senior Associate

Promoted

Aug 2018Sep 2018 · 1 mo

  • Achievements:
  • Early promotion from Associate to Senior Associate (2 months ahead)
  • Case experience includes:
  • Transformation of key business unit through leveraging new technologies for a major transportation and logistics company, proving total Opex could be reduced by 15% | USA
  • Other roles:
  • Active member of Recruiting team for Boston universities
Business TransformationTechnology Integration

Associate

Aug 2016Jul 2018 · 1 yr 11 mos

  • Achievements:
  • Selected for international Cross Office Staffing after just 3 months in role (9 months ahead)
  • Case experience includes:
  • Development of strategic plan for a major grocery retailer, in the context of a turnaround, developing plan to increase revenues by >30% | Spain
  • Reinforcement of the brand positioning for a major airline | UK
  • Definition of new fares for a low-cost airline, developing plan to increase revenues | Spain
  • Redesigning of core product for a major airline, developing plan to increase brand loyalty | Spain
  • Improvement of the commercialization strategy for an oil & gas company, developing plan to unlock USD 300 M in NPV | Colombia
  • Definition of investment plan for an oil & gas company, succeeding in getting approval for USD 90 M of investment | Colombia
  • Creation of strategic plan for the development of a new field for an oil & gas company, succeeding in getting approval for USD 70 M of investment that would unlock USD 100 M in NPV | Colombia
  • Creation of a digitalization PMO for an oil & gas company, developing plan to reduce total Opex by >USD 100 M | Spain
  • Development of cost reduction initiatives for an oil & gas company | Spain
  • Other roles:
  • Head of Recruiting for candidates from UK universities
  • Active member of the Diversity team
  • Office-wide coach for the Slide Design initiative
Strategic PlanningMarket Analysis

Woodlark

Co-founder

Sep 2015Aug 2016 · 11 mos · London, United Kingdom

  • Key achievements included:
  • Founded an offline venture to help international students gain access to the UK’s top universities (e.g. drafting of cover letters, preparing of admission tests, rehearsing of interviews)
  • Registered company in UK and scaled to a network of 50+ tutors and 200+ clients within 6 months
  • Operated internationally, with in-person focus on London and Madrid and using Skype for 5+ other countries
  • Responsible for all operations, including legal contracts, accounting, recruiting, marketing and others

Innovia technology

Summer Intern

Jun 2015Sep 2015 · 3 mos · Cambridge, United Kingdom

  • Case experience includes:
  • Transformation engineering processes to include new cutting-edge techology in order to reduce costs for a major oil & gas company in Australia
  • Suggestion of new products to add to portfolio for a leading pet food manufacturer in Europe
  • Product redesign for a new product developed by a leading consumer goods company in the USA
TutoringClient Management

Standard chartered bank

Summer Intern

Jul 2013Aug 2013 · 1 mo · London, United Kingdom

  • Key achievements inlclude:
  • Worked as part of the Alternative Asset Group

Education

Y Combinator

YC S21 (Co-founder at Payflow)

Jun 2021Sep 2021

University of Cambridge

Master of Arts (MA) and Bachelor of Arts (BA) — Chemical Engineering

Jan 2012Jan 2015

Massachusetts Institute of Technology

Bachelor of Arts (BA) — Chemical Engineering

Jan 2013Jan 2014

Imperial College London

Master of Science (MSc) — Advanced Chemical Engineering

Jan 2015Jan 2016

Harvard University

1-semester exchange program — Portuguese Language and Literature

Jan 2013Jan 2013

Runnymede College

Jan 1997Jan 2012

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