Vishal Nayak

CTO

Mumbai, Maharashtra, India11 yrs 3 mos experience

Highly Stable

Key Highlights

Expert in building scalable systems and architectures.
Proven track record in team leadership and development.
Strong background in FinTech product development.

Stackforce AI infers this person is a Fintech and SaaS expert with strong backend engineering skills.

Contact

Skills

Core Skills

Cloud Hosting SolutionsFull-stack DevelopmentJavaPl/sql

Other Skills

Amazon Web Services (AWS)BootstrapCC++CSSCascading Style Sheets (CSS)FinTech SAAS ProductsFlaskHTMLJQueryJavaScriptJavaServer Pages (JSP)JavaServer Pages Standard Tag Library (JSTL)Linux ServerManagement

About

My career has ranged from building prototypes and MVPs to help get early-stage startups off the ground, to modernizing legacy systems and scaling the technology landscape of mid-sized companies. I haven’t seen everything, but I’ve worked across enough of this spectrum to know how to navigate both speed and scale. What keeps me motivated is the challenge of shaping systems and structures using languages, patterns, and architectures that scale—both in capacity and in clarity. These days, I find the most fulfillment in building strong teams, aligning engineers for success, and contributing to their growth as much as the product’s.

Experience

Kiwi general insurance limited

Head of Engineering - Backend

Oct 2025 – Present · 5 mos · Mumbai, Maharashtra, India · On-site

Payu

Senior Engineering Manager

Apr 2020 – Oct 2025 · 5 yrs 6 mos · Bengaluru, Karnataka, India

Paysense

Lead Software Engineer

Jul 2019 – Mar 2020 · 8 mos · Mumbai

Paycraft solutions pvt. ltd.

Software Engineer 2

Jan 2018 – Jul 2019 · 1 yr 6 mos · Mumbai, Maharashtra, India

Amdigit

Lead Developer

Oct 2016 – Dec 2017 · 1 yr 2 mos · Mumbai Area, India

In-charge of the entire Product Development and Delivery:
Designing FinTech SAAS Products as per business requirements.
Implementing Optimal/Scalable Architectural Styles and Design patterns.
Handling Full-Stack Development.
Providing Cloud/On-Site deployment solutions.
Experience in Cloud Hosting solutions like AWS, Google Cloud, Azure, etc.
Facilitating Product Development by interacting with business, design and development teams.

FinTech SAAS ProductsOptimal/Scalable Architectural StylesFull-Stack DevelopmentCloud Hosting solutions

Tata consultancy services

Associate Systems Engineer

Sep 2014 – Sep 2016 · 2 yrs · Mumbai Metropolitan Region

Developed a Java Reflection based framework for a telecom network bandwidth calculation.
Proficient in Data Correction/Migration activities using PL/SQL scripts.
Designed a Code Flow Strategy to develop an Automation Module.
Awarded TCS Gems Award for outstanding performance in the first year.
Practiced Scrum Methodology Guidelines under Agile Software Development Process.
Experienced in entire product development cycle - Development, Unit Testing,SIT & Deployment.
Tools & Technologies: Advanced Java;Java EE; PL/SQL; HTML, CSS & JQuery;
WinSCP(FTP Client); PuTTy(SSH Client).

JavaPL/SQLHTMLCSSJQuery