Vinay kumar B

Business Development Executive

Bengaluru, Karnataka, India5 yrs 3 mos experience
Most Likely To Switch

Key Highlights

  • Expert in financial ratio calculations and credit analysis.
  • Proficient in loan tracking and verification processes.
  • Strong background in credit risk management.
Stackforce AI infers this person is a Credit Analyst with expertise in Fintech and risk management.

Contact

Skills

Core Skills

Credit AnalysisCredit Risk Management

Other Skills

@apxAccount ManagementAccountingAuditingCIBIL defaultCredit EvaluationEnglishFinancial AnalysisLoan TrackingSales ProcessesTeamworkVerification of PAN

About

1) Calculation of Financial ratio & preparation of Scorecard 2) Verification of PAN, CIBIL default, Banking Analysis using OCR Tool 3) Worked under NAMASTE CREDIT as an underwriter 4) Calculation of Financial Ratio & preparation of Word CAM 5) Calculation of Eligibility under 5 different Programs. 6) Loan Tracking and EMI Tracking 7) Verification of PAN, CIBIL default, i) Personal Loan ii) Housing Loan iii) Business Loan 8) MS Excel

Experience

Ecofy

2 roles

Senior Credit Analyst

Promoted

Feb 2025Present · 1 yr 1 mo

Credit Analyst

Feb 2024Mar 2025 · 1 yr 1 mo

Credit Analysis

Namaste credit

Credit Underwriter

Jan 2022Feb 2024 · 2 yrs 1 mo · Banglore · On-site

  • 1) Calculation of Financial ratio & preparation of Scorecard
  • 2) Verification of PAN, CIBIL default, Banking Analysis using OCR Tool
  • 3) Worked under NAMASTE CREDIT AS AN underwriter
  • 4) Calculation of Financial Ratio & preparation of Word CAM
  • 5) Calculation of Eligibility under 5 different Programs.
  • 6) Loan Tracking and EMI Tracking
  • 7) Verification of PAN, CIBIL default, Legal Checks.
  • i) Personal Loan
  • ii) Housing Loan
  • iii) Business Loan
Credit Risk ManagementCredit Analysis

Sangeetha mobiles pvt ltd

Cashier @apx

Jun 2017Jul 2018 · 1 yr 1 mo · Shikarpur, Karnataka, India · On-site

  • cash handling
@apx

Education

Bapuji B-Schools

Master of Business Administration - MBA — Marketing Research

Jan 2018Jan 2020

Kumadvathi College of Education, Shikaripura.

Bachelor of Commerce - BCom — commerce

Jan 2014Jan 2017

shree channamallikarjuna vidya samsthe

kumadvathi first grade college — commerce

Jan 2014Jan 2017

Bapuji B-Schools

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