Murali Chandra Pamujula

CEO

Bengaluru, Karnataka, India15 yrs 1 mo experience
AI EnabledAI ML Practitioner

Key Highlights

  • Over 14 years of banking expertise.
  • Expert in digital transformation and agile methodologies.
  • Proven track record in aligning business goals with technology.
Stackforce AI infers this person is a Fintech expert with a strong focus on digital transformation and business analysis.

Contact

Skills

Core Skills

Business AnalysisAgile MethodologiesOperational Risk ManagementRelationship ManagementProject Management

Other Skills

Analytical SkillsAnalyticsArtificial Intelligence (AI)Banking SolutionsBenefits RealisationBusiness AnalyticsBusiness Process ManagementBusiness RequirementsCommunicationComputer EthicsCredit AnalysisCredit RecoveryCredit Risk ManagementData AnalysisData Analytics

About

As a Business Architect, I bring over 14 years of banking expertise spanning Branch Banking Operations, Business Analysis, Strategy, Product Management, and Digital Transformation. My journey has evolved from managing the intricacies of day-to-day branch operations to architecting enterprise-wide digital solutions that shape the future of banking. I am driven by a vision to redefine how financial services are delivered—building ecosystems that are digital-first, customer-centric, and operationally resilient. My strength lies in bridging strategy and execution: aligning business goals with technology, translating complex requirements into scalable solutions, and orchestrating change that drives measurable business value. In my current capacity, I focus on shaping target operating models, leading cross-functional analysis, and influencing strategic decision-making to accelerate digital lending, digital banking, and transformation programs. I thrive on enabling organizations to adopt agile practices, embed innovation into core processes, and future-proof their operating models in a rapidly evolving financial landscape. With a strong foundation in both operational excellence and digital strategy, I aspire to be a catalyst for transformative change—helping banks not only adapt to disruption but lead it, creating lasting impact for customers, stakeholders, and the broader financial ecosystem.

Experience

I-exceed

Business Architect

Oct 2024Present · 1 yr 5 mos · Bengaluru, Karnataka, India · On-site

User StoriesBusiness Analysis

Coforge

Lead Business Analyst

Feb 2024Oct 2024 · 8 mos · Bangalore Urban, Karnataka, India · On-site

  • Banking Solutions, Requirement Gathering, Team Handling, Stakeholders Management
  • Client: Bankwest Technologies Ltd
User StoriesBanking SolutionsRequirement GatheringTeam HandlingStakeholders ManagementBusiness Analysis

Career break

Health and well-being

Oct 2023Jan 2024 · 3 mos

Ezee.ai

Senior Business Analyst

Jun 2023Sep 2023 · 3 mos · Bengaluru, Karnataka, India · On-site

Banking SolutionsBusiness Analysis

State bank of india

2 roles

Manager

Promoted

Apr 2021May 2023 · 2 yrs 1 mo · Mahabubnagar District, Telangana, India

  • Lead Generation through Analytics for Personal Segment Advances and SME Advances
  • The project deals with SBI in their Loan functionalities. Leads are generated from the activity in the accounts of the customers and external sources including credit rating agencies, and the business would be informed of the same for quick online end to end delivery of loan products. Confidentiality and data security for sensitive information has been encrypted using digital signature algorithms, thus providing a secure environment.
  • Identified the key Stakeholders and the business users of the application.
  • Involved in the SDLC phase of requirement analysis, design, and development of the intranet-based application.
  • Demonstrated technical knowledge in using Jira issue tracking product, used for bug tracking, issue tracking and project management.
  • Interacting with Project teams to ensure deadlines for Projects.
  • Scrum process used through an emergency change management process in Jira to track, fix and address unexpected project issues.
  • Used Agile Tool to record all assignments, hand-offs, and story progress for agile sprint management.
  • Business Process Workflows, GUIs, Use Cases and UML diagrams, and created Swim Lane process flow diagram for various business processes
  • Successfully used Agile/Scrum Method for gathering requirements and facilitated user stories workshop. Documented User Stories and facilitated Story Point discussions to analyze the level of effort on project specifications.
  • Conducted walk throughs with the different department heads to have a deeper understanding of the requirements
  • Analyzed and documented business requirements and generated reports for the Manager.
  • Wrote the software development plan and held meetings with the developers and forwarded Information and documents to them.
  • Functioned as the primary liaison between the business, operations, and technical teams throughout the project cycle
Team LeadershipRequirements AnalysisSeabornMicrosoft PowerPointSQLPandas+23

Assistant Manager

Nov 2013May 2018 · 4 yrs 6 mos · Bengaluru, Karnataka, India

  • Has been under various roles under Probation till May 2016 and have been Managing a team of 10 PAX across various functions of the Bank
  • Job Responsibilities Under Probation
  • Supervising the duties of Clerical Staff
  • Assisting Customers in Account Opening and Transactions
  • Assisting the staff in processing of Retails and Business Loans e.g, Home Loans, Personal Loans, Educational Loans, Car Loans, SME Financing, CC, TL, DL
  • Helping the branch in adhering to the systems and procedures by preparing the audit plan of the branch and help maintain all the loan documents in order.
  • Risk Mitigation through effective analysis
  • Logistics management
  • Security Analysis
  • Liquidity Planning
  • Cross functional Communication
  • Downtime Management, Call Logging and ensuring logged calls are resolved within the specified TAT
  • Customer complaint resolution and management.
  • Addressing the concerns of the customers and ensuring customer satisfaction.
Team LeadershipMicrosoft PowerPointBusiness AnalysisRelationship ManagementInterpersonal SkillsOperational Risk Management+9

State bank of india - a government of india owned public sector bank

Deputy Manager

May 2018Apr 2021 · 2 yrs 11 mos · Bengaluru, Karnataka, India

  • Our core banking software suite currently is maintained by a vendor for use by retail banks. It includes functions for universal banking, core banking, payments, wealth management, forex and money markets, compliance, insurance, securities processing, custody, financial inclusion, Islamic banking and treasury operations. There are also modules that deal with capital markets and the insurance business.
  • Modules worked on:
  • LOS, Home Loans, Collections, Mortgages
  • As is Process:
  • SBI has integrated Core Banking Solution (CBS) and has implemented indigenously developed loan origination system which is currently integrated to the Core Banking System.
  • This includes regular Operations like Cash Deposits/withdrawals, Cheque Clearing and remittances (Fund Transfer, I/W & O/W remittances) at the Retail Branches as well as Hub Centers.
  • Branch Safe Deposit Lockers, NEFT/RTGS and customer level modifications were maintained in the different Applications which are integrated in the CBS.
  • All the loans related to Personal Segment (Personal Loans, Loans against Deposits, Mortgage Loans, Home Loans, Car Loans, GOLD Loans) have been migrated to the indigenously developed solution and this has resulted in faster processing of loan applications resulting in improved customer satisfaction.
Team LeadershipRequirements AnalysisMicrosoft PowerPointSQLBusiness AnalysisRelationship Management+21

Idbi bank

Assistant Manager

Mar 2012Oct 2013 · 1 yr 7 mos · Anantapur Area, India

  • In the role of Relationship Manager and Credit Officer.
  • In this role the following job responsibilities were taken care of by me.
  • Customer Acceptance Policy KYC AML
  • Sourcing of Business Savings Accounts, Current Accounts, Cross Selling Products
  • Relationship Management, Deepening of existing Relationships Increasing TRV
  • End to end processing of Small Business Loans, Gold Loans and Educational Loans
  • Credit Monitoring
  • NPA Management
  • Collections
  • Review of Loan portfolio
Team LeadershipMicrosoft PowerPointBusiness AnalysisInterpersonal SkillsOperational Risk ManagementCommunication+8

Value multiplier consultancy services

Consultant

Feb 2011Feb 2012 · 1 yr · Chennai, Tamil Nadu, India

  • Critical Chain Project Management
  • Task Planning
  • Scheduling
  • Using MS Project for efficient planning and monitoring
  • MS Excel for Monitoring progress of the project
  • Resource Planning
  • Creating and presenting Business Dashboard for the top management
  • Review and monitoring
Team LeadershipMicrosoft PowerPointBusiness AnalysisRelationship ManagementInterpersonal SkillsOperational Risk Management+9

Institute of electronic governance

ITES Associate

Jan 2009Jun 2009 · 5 mos · Hyderabad

  • Training the aspirants (Communication Skills, Interpersonal Skills, Presentation Skills)
  • Counselling of aspirants.
  • Support the center in conducting assessments of the aspirants.
  • Publishing the entire Training plan / calendar of the center.
  • Networking with external resources / industry professionals, to arrange field visits
  • Providing feedback to the aspirants regarding their performance and guiding them in improvement by helping them identify their weakness
Team LeadershipRequirements AnalysisMicrosoft PowerPointSQLBusiness AnalysisProject Management+10

Education

School Of Management, National Institute of Technology Warangal

Master of Business Administration - MBA

Jul 2009Jun 2011

International Institute of Information Technology Bangalore

Executive Post Graduate Programme in Data Sciences — Data Sciences

Jun 2022Sep 2023

NBKR Institute of Science and Technology

Bachelor of Technology - BTech — Electronics and Communications Engineering

Aug 2004Jun 2008

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