Himanshu Gupta — Co-Founder
* WeRize is a profitable growth stage fintech. At WeRize, we are creating a new category in Indian financial services space. We are building India’s first socially distributed full stack fintech platform for emerging middle-class families in 5000+ small cities. The financial needs of small-city India have been largely underserved since traditional players and fintechs are unable to properly serve this segment * We have raised $25.75Mn equity ($115.5 Mn valuation) from British International Investment (UK's sovereign impact fund formally known as CDC), Sony Japan, 3one4 Capital, Picus and others * WeRize is a full-stack provider, both manufacturing and distributing a wide portfolio of customized mortgages, unsecured credit, insurance, and savings products for 300Mn individuals spread across the 5000+ small cities * Families in small cities require high touch sales/after-sales service which can only be profitably provided using a social distribution model. The entire fintech ecosystem is geared towards building DIY apps that help customers choose the right financial products for themselves. However, this approach doesn’t work for small-city families as they need high touch sales and after sales. Additionally, due to lower ticket-size/conversions vs tier-1 city customers, digital unit economics dont work, leading to fintechs staying away from this superb segment * Using the “Social Shopify of Finance” platform, WeRize has enabled 10K+ financially literate freelancers in 2500+ cities to sell its financial products in their social circle. This solves trust issue as well as provides high-touch service * Werize is the only Indian fintech platform/financial services player that has been able to distribute financial services through freelancers without any of its own FOS/local branches. Our freelancers in 2500+ cities are managed only through Werize proprietary tech platform. This enables superb scalability and low CAC/ops cost=> highly profitable business model. https://inc42.com/buzz/fintech-startup-werize-secures-15-5-mn-to-offer-bespoke-products-to-underserved-consumers/
Stackforce AI infers this person is a Fintech expert with strong capabilities in Data Science and Machine Learning.
Location: Bengaluru, Karnataka, India
Experience: 18 yrs 3 mos
Skills
- Project Management
- Data Science
- Machine Learning
- Predictive Modeling
- Data Analysis
- Engineering
Career Highlights
- Co-founded a profitable fintech platform serving 5000+ small cities.
- Developed advanced ML models for SME credit risk assessment.
- Led data science initiatives at multiple fintech companies.
Work Experience
WeRize
Co-Founder & COO (7 yrs 1 mo)
Lendingkart Technologies
VP & Head of Data Science and Analytics (2 yrs 3 mos)
S&P Global
Data Scientist (2 yrs 1 mo)
IBM India Pvt Ltd
Staff Research Engineer - Semiconductor process modeling (2 yrs 11 mos)
MAPPER Lithography, Netherlands, Europe
Research Engineer (3 yrs 7 mos)
McMaster University, Hamilton, Canada
Summer Internship (3 mos)
Education
B.Tech at Indian Institute of Technology, Delhi
EEP Certification at Indian Institute of Management Bangalore
MSc at Delft University of Technology
MSc at Chalmers University of Technology