Himanshu Gupta

Co-Founder

Bengaluru, Karnataka, India18 yrs 3 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Co-founded a profitable fintech platform serving 5000+ small cities.
  • Developed advanced ML models for SME credit risk assessment.
  • Led data science initiatives at multiple fintech companies.
Stackforce AI infers this person is a Fintech expert with strong capabilities in Data Science and Machine Learning.

Contact

Skills

Core Skills

Project ManagementData ScienceMachine LearningPredictive ModelingData AnalysisEngineering

Other Skills

AnalyticsBig DataClient RelationsConsultingData MiningExcelExperimentationLabviewLithographyManagementMaterials ScienceMathematical ModelingMathematicsMatlabMicrosoft Excel

About

* WeRize is a profitable growth stage fintech. At WeRize, we are creating a new category in Indian financial services space. We are building India’s first socially distributed full stack fintech platform for emerging middle-class families in 5000+ small cities. The financial needs of small-city India have been largely underserved since traditional players and fintechs are unable to properly serve this segment * We have raised $25.75Mn equity ($115.5 Mn valuation) from British International Investment (UK's sovereign impact fund formally known as CDC), Sony Japan, 3one4 Capital, Picus and others * WeRize is a full-stack provider, both manufacturing and distributing a wide portfolio of customized mortgages, unsecured credit, insurance, and savings products for 300Mn individuals spread across the 5000+ small cities * Families in small cities require high touch sales/after-sales service which can only be profitably provided using a social distribution model. The entire fintech ecosystem is geared towards building DIY apps that help customers choose the right financial products for themselves. However, this approach doesn’t work for small-city families as they need high touch sales and after sales. Additionally, due to lower ticket-size/conversions vs tier-1 city customers, digital unit economics dont work, leading to fintechs staying away from this superb segment * Using the “Social Shopify of Finance” platform, WeRize has enabled 10K+ financially literate freelancers in 2500+ cities to sell its financial products in their social circle. This solves trust issue as well as provides high-touch service * Werize is the only Indian fintech platform/financial services player that has been able to distribute financial services through freelancers without any of its own FOS/local branches. Our freelancers in 2500+ cities are managed only through Werize proprietary tech platform. This enables superb scalability and low CAC/ops cost=> highly profitable business model. https://inc42.com/buzz/fintech-startup-werize-secures-15-5-mn-to-offer-bespoke-products-to-underserved-consumers/

Experience

Werize

Co-Founder & COO

Feb 2019Present · 7 yrs 1 mo · Bengaluru Area, India

  • WeRize is a profitable growth stage fintech. At WeRize, we are creating a new category in Indian financial services space. We are building India’s first socially distributed full stack fintech platform for emerging middle-class families in 5000+ small cities. The financial needs of small-city India have been largely underserved since traditional players and fintechs are unable to properly serve this segment
  • We have raised $25.75Mn equity ($115.5 Mn valuation) from British International Investment (UK's sovereign impact fund formally known as CDC), Sony Japan, 3one4 Capital, Picus and others
  • WeRize is a full-stack provider, both manufacturing and distributing a wide portfolio of customized mortgages, unsecured credit, insurance, and savings products for 300Mn individuals spread across the 5000+ small cities
  • Families in small cities require high touch sales/after-sales service which can only be profitably provided using a social distribution model. The entire fintech ecosystem is geared towards building DIY apps that help customers choose the right financial products for themselves. However, this approach doesn’t work for small-city families as they need high touch sales and after sales. Additionally, due to lower ticket-size/conversions vs tier-1 city customers, digital unit economics dont work, leading to fintechs staying away from this superb segment
  • Using the “Social Shopify of Finance” platform, WeRize has enabled 10K+ financially literate freelancers in 2500+ cities to sell its financial products in their social circle. This solves trust issue as well as provides high-touch service
  • Werize is the only Indian fintech platform/financial services player that has been able to distribute financial services through freelancers without any of its own FOS/local branches. Our freelancers in 2500+ cities are managed only through Werize proprietary tech platform. This enables superb scalability and low CAC/ops cost=> highly profitable business model.
Data MiningMathematical ModelingSimulationsProject ManagementAnalyticsStatistical Data Analysis+12

Lendingkart technologies

VP & Head of Data Science and Analytics

May 2016Aug 2018 · 2 yrs 3 mos · Ahmedabad Area, India

  • Lendingkart is a leading fintech firm in the Indian SME lending space. It has raised $150Mn in equity funding till Series C from top tier global VC/PE firms. It provides working capital loans to SMEs by accessing their creditworthiness using more than 10,000 datapoints by leveraging advanced Machine Learning and Big Data technologies.
  • Ramp-up Business Analytics and Data Science capabilities to support entire business verticals - Digital Marketing, Customer Acquisition, Credit Underwriting, Risk, Collection
  • Leverage advanced Machine Learning and Big Data Analytics to credit risk score and assess SME borrowers using more than 10,000 datapoints collected from borrowers and 3rd party sources
  • Build ML based credit underwriting models that can serve the under-banked or thin file borrowers by using alternate data from social platform and mobile phone
  • End-to-end credit assessment Data Science solution that can suggest best possible loan offer to customers
  • Help functional teams manage their P&L by providing data backed strategy insights
  • Manage product suits of Loan Portfolio Risk analysis, business lead prioritisation, loan renewal assessment and data warehouse capabilities
  • Big Data platform to analyse customer data from Web, Social and Mobile APP
  • Provide thought leadership in the upcoming SME credit lending analytics domain
  • Talent acquisition, mentoring and growth
Machine LearningBig DataData ScienceAnalyticsProject Management

S&p global

Data Scientist

Apr 2014May 2016 · 2 yrs 1 mo · Bangalore

  • Data Scientist (3 months)
  • Associate Data Scientist ( 1 year)
  • Senior Analyst (6 months)
  • Headquartered in London, IHS Markit is a global leader in information, analytics and solutions for the major industries and markets that drive economies worldwide. It partners with clients in business, finance and government to help them see the big picture with unrivaled insights that lead to well-informed, confident decisions. IHS Markit serves more than 50,000 key customers in over 140 countries, including 80 percent of the Fortune Global 500.
  • Supervised Learning and Time Series based ship freight rate forecasting models in R-studio. Solution helped win a year long and USD 2 Million contract with a major Asian ship company
  • Algorithm to predict the maritime trade and commodity flow across Continents
  • Naïve-Bays approach and Random Forest based predictive algorithm to forecast ship destination in realtime
  • Bayesian approach based ship fleet capacity and ship retirement forecasting models
  • SQL algorithm to improve ship movement tracing by 80%
  • Tableau visualization dashboards for the clients
  • Manage and mentor a small team of 2-3 people
Data SciencePredictive ModelingSQLTableauR

Ibm india pvt ltd

Staff Research Engineer - Semiconductor process modeling

Apr 2011Mar 2014 · 2 yrs 11 mos · Bangalore, India

  • Supervised machine learning models to support memory, processors, graphics card etc chip hardware manufacturing for faster computers, servers and electronics
  • Data extraction, mining, cleansing and diagnostics in Excel, R, SPSS, MATLAB and MathCAD for ML models
  • Univariate, multivariate analysis & Linear and Logistic regression predictive models using proprietary softwares specifically tuned for hardware manufacturing
  • Impact and scenario analysis of ML Models on manufacturing KPIs such as Yield, cost-to-company, time-to-market, etc
Machine LearningData AnalysisStatistical AnalysisExcelR

Mapper lithography, netherlands, europe

Research Engineer

Aug 2007Mar 2011 · 3 yrs 7 mos · Delft Area, Netherlands

  • Semiconductor tech startup developing innovative and cost effective ways to manufacture computer, mobile and electronics hardware
  • Use the basic Math, Science and computer programming knowledge to analyze, investigate and solve technical and engineering problems. Used Python, MathCAD and Excel for programming and analysis
  • Work on various aspects of the project management such as project planning and execution, resource management and internal communication
  • Compile, present and defend technical and research reports
MathematicsScienceProject ManagementPythonExcelEngineering

Mcmaster university, hamilton, canada

Summer Internship

May 2005Aug 2005 · 3 mos · Canada

Education

Indian Institute of Technology, Delhi

B.Tech

Jan 2001Jan 2005

Indian Institute of Management Bangalore

EEP Certification — Business Analytics and Intelligence

Jan 2013Jan 2014

Delft University of Technology

MSc

Jan 2006Jan 2007

Chalmers University of Technology

MSc

Jan 2005Jan 2006

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