Swapnil Saxena💡

Business Development Executive

Lucknow, Uttar Pradesh, India9 yrs 9 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Gold medalist with 10+ years in banking.
Expert in risk management and financial analysis.
Transitioning to consulting in the Russian market.

Stackforce AI infers this person is a seasoned banking professional with expertise in financial analysis and risk management.

Contact

swapnil9126@gmail.com LinkedIn

Skills

Core Skills

Risk AnalysisFinancial ModellingPublic Relations ManagementKey Account ManagementFinance ManagementBusiness Development

Other Skills

Account ManagementAsset MobilizationBusiness AnalysisClient RelationsCollection ManagementCommunication ExpertiseCredit AssessmentData AnalysisDue DiligenceFinacleFinancial AnalysisFinancial ManagementLogistics ManagementMIS & ReportingMerchant & Investment Services

About

I am a gold medalist banking professional with 10+ years of experience, combining academic excellence with practical expertise across diverse financial domains. My career so far has been driven by precision, performance, and results — building a strong foundation in banking operations, risk, and client management. Now, I am expanding my horizons by transitioning into consulting and freelance opportunities in the Russian market. My goal is to leverage my deep knowledge of banking systems to deliver insights, strategies, and solutions tailored for evolving financial landscapes. I bring with me: • Proven track record of excellence (national gold medalist in academics). • 10+ years of hands-on banking experience. • A global perspective, with a focus on adaptability and market-entry strategies. I am passionate about connecting with professionals, institutions, and businesses seeking sharp, pragmatic financial expertise to navigate complex challenges and unlock opportunities. Thank you for visiting my profile!❤️

Experience

Punjab national bank

Senior Credit Analyst

Aug 2021 – Present · 4 yrs 7 mos · Lucknow, Uttar Pradesh, India · On-site

Credit Assessment | Risk Analysis | Financial Modelling | Due Diligence | Underwriting | Collection Management
🔹 Preparing financial spreads that are consistent, error-free and in line with classification parameters in the bank
🔹 Providing concise and relevant financial analysis by clearly identifying risks
🔹 Ensuring reviews are completed prior to due date and are error-free
🔹 Interacting and following-up with clients on required information and clarifications
🔹 Adhere to the risk management guidelines of the bank and RBI
🔹 Ensuring that irregularities/ excesses in the portfolio are kept under control. Developing and maintaining a detailed knowledge of industry sectors within the customer portfolio
🔹 Controlling and managing the risk profile for the overall team portfolio
🔹 Managing performance against key financial sales, service and operational targets

Credit AssessmentRisk AnalysisFinancial ModellingDue DiligenceUnderwritingCollection Management

Harvard business review

Member of HBR Ascend Program

Jun 2020 – Present · 5 yrs 9 mos

HBR Ascend Select is an exclusive and an invite-only community of handpicked Aspiring Leaders
🔹 As a member, I share my views and opinions with the editorial, marketing and product teams as well as participate in various research projects led by HBR Ascend

Bank of baroda

Credit Manager

Dec 2017 – Aug 2021 · 3 yrs 8 mos · Lucknow, Uttar Pradesh, India · On-site

Public Relations Management | Asset Mobilization | Merchant & Investment Services | Regulatory Compliance | Key Account Management
🔹 Drafting forecasts, financial objectives and business plans to leverage growth opportunities
🔹 Designing & executing sales and marketing strategies to maximize revenue
🔹 Setting up outdoor marketing events in the command area to enhance brand awareness of the exquisite products offered by the organization
🔹 Managing on-field promotions of various campaigns led by the organization
🔹 Ensuring customer delight, brand focus and building strong relationships with clients

Public Relations ManagementAsset MobilizationMerchant & Investment ServicesRegulatory ComplianceKey Account Management

Kumla limited

Operations Manager

Sep 2013 – Feb 2015 · 1 yr 5 mos · London, United Kingdom · On-site

Finance Management | Business Development | Personnel Supervision | Sales Promotion |
Client Relations | Logistics Management
🔹 Evaluating & analyzing financial records, supervising staff and mentoring them to improve performance
🔹 Formulating & implementing strategies, preparing reports and conducting sales campaigns
🔹 Managing operational costs by spearheading inventory control and leading logistics activities
🔹 Building strategic relationships with key clients and maintaining revenue streams at all times

Finance ManagementBusiness DevelopmentPersonnel SupervisionSales PromotionClient RelationsLogistics Management