PRASHANT BHARDWAJ — AI Researcher

Cracking the Code of Credit Risk | Data Science | SAS | PySpark | SQL | Python | AWS |Machine Learning for Smarter Decisions --> Who am I? I’m not just a Data Scientist/Data Analyst—I’m a Risk Detective! With 3.5+ years of experience, I’ve mastered the art of decoding credit risk using advanced analytics, statistical modeling, and machine learning. --> What I Do Best: 1. Credit Risk Modeling → Predicting who will default before they do! 2. PD, Application & Behaviour Scorecard Models → Transforming complex risk factors into actionable lending strategies. 3. Machine Learning & Statistical Analysis → Logistic Regression, XGBoost, DT, Random Forest, PySpark, and SAS to optimize credit scoring. 4. Big Data Mastery → Handling millions of records efficiently with SQL, Spark, and PySpark. 5. Data-Driven Decision Making → Providing C-level insights with dynamic dashboards & visual storytelling. --> Impact? 1. Reduced default rates by building highly accurate predictive models. 2. Improved credit approval strategies, boosting profitability while managing risk. 3. Developed end-to-end data pipelines, transforming raw data into strategic decisions. My Secret Sauce? A blend of analytics, coding, and business acumen—turning data into goldmine insights.

Stackforce AI infers this person is a Fintech Data Scientist specializing in credit risk analytics and machine learning.

Location: Mumbai, Maharashtra, India

Experience: 0 mo