Aug 2024 – Jan 2025 · 5 mos · Mumbai, Maharashtra, India · On-site

•  Manging and delivering CFO Services such as Internal Audit for Banking and Insurance sector, Policy review project for key areas like Credit, Risk Management, AML & KYC
•  Preparation of Credit Appraisal notes for Term Loans, Project Financing, Cash Credit, Revenue Based Financing (RBF) and Supply Chain Financing (SCF) to Large Corporates and SME Clients in various sectors such as construction, NBFCs, health sector, manufacturing, hotels and restaurants and Information Technology (IT)
•  Preforming risk assessment exercise projects for Banking and Insurance sector to identify potential gaps and recommend corrective actions
•  Played a pivotal role in executing diverse capital marketing transactions such as IPO, FPO and Private Equity placements
•  Identification of Heightened Monitoring and Risk of Credit Loss (ROCL) customers
•  Conduct Client Review Meeting (Post Discussion) and Site Visit to obtain detailed information
• and to gain understanding on business risk aspects
•  Prepare and present the Monitoring report for assigned portfolio to senior management
•  Manage and address issues identified during credit risk assessment by devising action plans

Jan 2024 – Jul 2024 · 6 mos · Mumbai, Maharashtra, India · On-site

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtaining information for preparation of credit risk assessment note
• Monitor the accounts based on the terms stipulated by Sanctioning Authority.
• Prepare Monthly Monitoring Reports for the portfolio.
• Escalate with action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Aug 2022 – Dec 2023 · 1 yr 4 mos · Mumbai, Maharashtra, India

• Credit assessment and due diligence of supply chain finance anchor at the time of onboarding on the platform.
• Assessment of channel partner business model and credit needs to ensure the right type of products are offered.
• Advising the dealers on working capital management with adequate credit limits.
• Preparation of risk assessment process notes for usage by wider team covering aspects on credit assessment, Know Your
• Customer (KYC) requirements, business analysis.
• Subject Matter Expert (SME) on credit and wealth management products, property classification and valuation for the team.
• Providing the inputs to the technology team on enhancements to platform and changes in user interface.

Aug 2021 – Aug 2022 · 1 yr · Mumbai, Maharashtra, India

• Independently executed risk based Internal Audits of Trade Finance, Wholesale Banking Investments and Retail Forex Remittances.
• Assessing the root causes of exceptions noted and discussing with relevant business units to arrive at feasible recommendations.
• Preparation of broad notes and executive summary of key exceptions noted during Internal Audits for presentation to the Audit Committee of Board (ACB).
• Responsible for Risk Based Supervision (RBS) reporting to RBI for AML CFT issues identified.

Apr 2015 – Apr 2017 · 2 yrs