Nazuk Jain 👩‍💻

Product Manager

United States13 yrs 6 mos experience
AI EnabledAI ML Practitioner

Key Highlights

  • Expert in AI-driven product management.
  • Proven track record in FinTech across 200+ countries.
  • Skilled in cross-border payment solutions.
Stackforce AI infers this person is a FinTech product leader with expertise in payment systems and AI integration.

Contact

Skills

Core Skills

Product ManagementProduct StrategyCross-border TransactionsStakeholder ManagementAgile MethodologiesData AnalysisData-driven Decision Making

Other Skills

AnalysisApple PayApple gift cardsApplication Programming Interfaces (API)Artificial Intelligence (AI)Backlog ManagementBusiness AnalysisBusiness ProcessBusiness RequirementsCross-functional Team LeadershipDesign ThinkingElectronic PaymentsEmbedded financeEmerging TrendsEndpoint Security

About

I am an AI Product Leader with 13+ years of experience in FinTech, digital payments, and product management, focused on building and scaling solutions that move money securely and efficiently. My expertise spans payout orchestration platforms, virtual cards, digital wallets, and cross-border payments, with a track record of delivering products in 200+ countries and 40+ currencies. I’ve partnered with banks, PSPs, and global card networks (Visa, Mastercard, ACH, SEPA, SWIFT, RTP) to launch products that improve speed, reliability, and customer experience. My background includes defining KPIs, reducing failed transactions by 15%, and driving feature adoption by 20% through data-driven insights. On the technical side, I work closely with engineering teams to design and deliver products built on REST APIs, OAuth standards, and webhook integrations for real-time synchronization. I leverage SQL and BI tools (Power BI, dashboards, analytics) to guide prioritization and ensure compliance with frameworks such as KYC, AML, PCI, PSD2, 3DS, and EMVCo. I thrive at the intersection of product strategy, execution, and stakeholder alignment — turning complex financial and regulatory challenges into clear roadmaps, and mentoring teams to deliver scalable, customer-centric solutions.

Experience

Think big solutions inc.

Product Management Consultant | Product & FinTech Strategy (Independent)

Jan 2025Present · 1 yr 2 mos · Remote

  • Product consulting and AI projects
  • Collaborating with startups on product launches, go-to-market strategy, and product operations
Product ManagementProduct GrowthArtificial Intelligence (AI)Large Language Models (LLM)Large Language Model Operations (LLMOps)Product Strategy

Payquicker

Head of Product

Aug 2022Nov 2024 · 2 yrs 3 mos · San Francisco Bay Area

  • Make secure and global payouts in real-time with the PayQuicker instant Pay Solution.
  • https://payquicker.com/
Cross-border TransactionsStakeholder ManagementCross-functional Team LeadershipEndpoint SecurityPayment Card ProcessingApplication Programming Interfaces (API)+18

Apple

Retail Product Manager

Feb 2022Jul 2022 · 5 mos · Cupertino, California, United States

  • Managed payment innovations for the Apple Gift Card. I directed the development of a new tendering capability for the Apple Gift Card and delivered the Apple Pay Multi-Tender feature, which enhanced the checkout experience for worldwide online transactions.
  • In this role, I worked closely with global business stakeholders across AMR, EMEA, and JAPAC to tailor geo-specific user experiences and align with regional strategies. I partnered with design, engineering, marketing, and communications teams to drive cross-functional execution, while also coordinating new product launches across multiple time zones.
Stakeholder ManagementCross-functional Team LeadershipEmbedded financeApple PayApplication Programming Interfaces (API)Strategic Thinking+9

Wells fargo

Digital Product Manager

Oct 2020Feb 2022 · 1 yr 4 mos

  • Digital Products in Personal Lending
  • I managed digital product enhancements for personal loans servicing and personalization features, improving customer experience within the online and mobile banking platforms. I partnered with cross-functional stakeholders i.e. business, technology, and compliance to align on the annual product roadmap and quarterly planning cycles, ensuring delivery of features that addressed customer needs while meeting regulatory and business requirements.
  • This role sharpened my ability to balance product strategy, stakeholder management, and Agile execution. I contributed to Scrum ceremonies, backlog grooming, sprint planning, and iterative delivery, ensuring that customer requirements were translated into actionable user stories and released on time in a highly regulated environment.
Cross-border TransactionsStakeholder ManagementCross-functional Team LeadershipEndpoint SecurityPayment Card ProcessingApplication Programming Interfaces (API)+10

Velo payments

Product Manager

Jan 2019Oct 2020 · 1 yr 9 mos · San Francisco Bay Area

  • Startup disrupting payments for the gig economy!
  • I was among the early product managers shaping the company’s virtual card and payments platform. I used SQL and data analysis to identify adoption trends and customer segments, which guided feature prioritization and improved product viability. I led new product introduction initiatives, including a white-labeled solution that opened new revenue opportunities for enterprise clients.
  • I also drove product innovation aligned with PSD2 and Open Banking trends, ensuring compliance while enabling secure data-sharing and API-driven consent. This work strengthened Velo’s positioning in the FinTech ecosystem of banks, PSPs, and card networks.
Cross-border TransactionsStakeholder ManagementCross-functional Team LeadershipEndpoint SecurityPayment Card ProcessingApplication Programming Interfaces (API)+12

Kaiser permanente

Product Management

Jan 2018Jan 2019 · 1 yr

  • Cost and Coverage features for Kaiser members in kp.org
  • I managed digital product features in the cost and coverage area of member billing, improving transparency and usability within the Digital Channels platform. I partnered with stakeholders to prioritize enhancements, leveraging SQL data analysis to guide backlog grooming, sprint planning, and user story refinement.
  • Operating in a Scaled Agile Framework (SAFe) environment, I collaborated with multiple scrum teams to deliver incremental releases on time, ensuring alignment with both business and member needs. This role strengthened my expertise in agile product management, stakeholder alignment, and data-driven prioritization within a complex, regulated healthcare setting.
Stakeholder ManagementCross-functional Team LeadershipSQLApplication Programming Interfaces (API)ScrumProduct Leadership+4

One legal

Product Manager

Nov 2017Aug 2018 · 9 mos · Novato, California

  • One Legal is a legal technology startup that builds online tools to
  • make the practice of law easier. Our solutions focus on consistently
  • getting legal documents where they need to go, accurately and on
  • time. We deliver trustworthy services that save our customers time
  • while reducing their exposure to risk.
Stakeholder ManagementCross-functional Team LeadershipPayment Card ProcessingApplication Programming Interfaces (API)Strategic ThinkingMarket Analysis+6

Wells fargo

Product Manager

Feb 2016Sep 2017 · 1 yr 7 mos · San Francisco Bay Area

  • Product development (security and authentication focus) for mobile banking app.
  • Successfully launched Touch ID on mobile banking app in Digital Auth group.
  • Planning and implementation of Wells Legal entity data integration and consolidation project under Dodd–Frank Wall Street Reform and Consumer Protection Act.
Stakeholder ManagementCross-functional Team LeadershipPayment Card ProcessingData-driven Decision MakingProduct ManagementPayment Systems+4

Jpmorgan chase & co.

Assoc.Product Manager

Nov 2012Feb 2016 · 3 yrs 3 mos · San Francisco Bay Area

  • Product Development (Agile Scrum) for a Commercial Credit Card (Single-Use Account), an enterprise Payment Solution.
  • Led several enhancements for a end to end Procure-to-Pay solution.
  • Collaborated with UI/UX team to build best in class payments solution for clients and merchants.
Stakeholder ManagementCross-functional Team LeadershipPayment Card ProcessingData-driven Decision MakingProduct ManagementPayment Systems+4

Davita healthcare partners inc.

Systems Analyst

Apr 2012Nov 2012 · 7 mos · Los Angeles Metropolitan Area

  • Product Development for a Patient Registration, Insurance Details and Accounts Receivables Software.
  • Proposed various workflow improvements resulting in increased UI efficiency and providing enhanced end-user experience and reducing the time to execute tasks
Cross-border TransactionsStakeholder ManagementCross-functional Team LeadershipPayment Card ProcessingData-driven Decision MakingProduct Management+5

Education

International Technological University (ITU)

Master’s Degree — MS in Engineering Management

Silicon Valley University

Bachelor's Degree — BS in Business Administration

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