Harshit Kankariya

Product Manager

India4 yrs 6 mos experience
AI EnabledAI ML Practitioner

Key Highlights

  • Led product strategy for major financial institutions.
  • Successfully digitized land documents for enhanced efficiency.
  • Transformed Agri loan processes, enabling significant disbursements.
Stackforce AI infers this person is a Fintech Product Manager with a strong focus on innovation and scalability.

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Skills

Core Skills

Product ManagementProduct StrategyInnovationTechnical Product Management

Other Skills

API IntegrationsAPI WorkflowsAgri Loan DigitizationAsset & Skip TracingBusiness-to-Business (B2B)CKYCCollaborationCustomer JourneysData AnalysisData ModelingData ScrapingDigitizationFortranGenAI SolutionsGo-to-Market Strategy

About

With over 4.5 years of experience in Product Management, I’ve had the opportunity to wear multiple hats, from scaling impactful features as an Associate Product Manager to driving 0→1 product journeys as a Product Manager. My approach to building products is grounded in strong user empathy and a deep understanding of business and technology, ensuring that every solution not only solves real problems but also delivers measurable impact. Over the years, I’ve worked closely with Engineering, Data, Operations, Customer Success, and Sales teams, driving alignment across functions to build scalable and outcome-driven solutions. My technical proficiency in API workflows, backend logic design, data modeling, and automation frameworks has played a key role in developing products that are robust, efficient, and scalable. In my current phase, I’ve transitioned toward strategy and innovation-focused initiatives, where I work on: - Defining business strategies that drive measurable outcomes - Leading R&D initiatives for new product innovations - Ensuring scalability and long-term sustainability in product design I’m passionate about transforming complex challenges into simple, scalable, and high-impact products that empower users and accelerate business growth.

Experience

Advarisk

2 roles

Product Manager

Promoted

Apr 2025Present · 11 mos · Pune, Maharashtra, India · On-site

  • Driving product strategy, innovation, and scale across lending, collateral, and recovery solutions for Banks, NBFCs, and ARCs. Key contributions include:
  • Building AdvaNPA, designing and scaling an asset & skip tracing product that enables financial institutions to reduce NPAs and accelerate recoveries across all lending categories.
  • Resolved NPAs worth ₹3,000 Cr for 40+ Financial Institutions in the ongoing financial year, improving asset portfolio quality and collections efficiency.
  • Scaled crop and land charge verification by digitizing 93%+ of India’s land parcels across 15 geographies, powering insurance uploads, eligibility checks, and renewals.
  • Driving large-scale land document digitization initiatives for top PSU and Private Banks to streamline collateral-based lending and enhance operational efficiency.
Product StrategyInnovationScaleAsset & Skip TracingDigitizationProduct Management

Associate Product Manager

Mar 2024Mar 2025 · 1 yr · Pune, Maharashtra, India · On-site

  • Digitized the Agri Loan Credit Lifecycle by streamlining onboarding and monitoring for 8 financial institutions, enabling ₹600 Cr+ in disbursements and reducing credit team TAT by 90%.
  • Built and fine-tuned LLM models for real-time land monitoring across 17 languages, standardizing data into a unified output structure.
  • Integrated GenAI-driven solutions for charge and ownership verification of Agri and Non-Agri properties, powering scalable collateral-based lending workflows.
Agri Loan DigitizationLLM ModelsGenAI SolutionsProduct ManagementTechnical Product Management

Icici bank

2 roles

Product Manager I

Jul 2022Mar 2024 · 1 yr 8 mos · On-site

  • Affordability, Cardless EMI, New Product Development, OEM Integrations, TSP Integrations, Payment Checkout, Customer 360, P&L Portfolio, NTB/NTC customer journeys
Product DevelopmentCustomer JourneysP&L ManagementProduct ManagementProduct Strategy

Management Trainee

Jul 2021Jun 2022 · 11 mos · On-site

  • CKYC, Credit Underwriting, API Integrarions, Risk & Profile Analysis, Cross Sell, Paper Finance campaigns
CKYCAPI IntegrationsRisk Analysis

Niyo (niyo solutions inc.)

Product Management

May 2020Jul 2020 · 2 mos · Bengaluru · Remote

  • NiYo Bharat, User Research, Communications, Fake Doors, MVP, Churn Reasoning
User ResearchMVP Development

Udaan.com

Business Development Manager

May 2019Jul 2019 · 2 mos · Ahmedabad · On-site

  • GMV Growth, Seller Onboarding, FoS Management, Seller upskilling, Catalogue Management, Portfolio Analysis, Home & Kitchen
Seller OnboardingPortfolio Analysis

Education

Indian Institute of Technology, Roorkee

B.Tech — Engineering Physics

Jan 2017Jan 2021

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