Sep 2023 – Present · 2 yrs 6 mos · Bengaluru, Karnataka, India · On-site

• Contributing to the Loan Management System (LMS) team of Rupeek, a rapidly growing fintech in India, is transforming the gold loan industry where gaining insights into the lending ecosystem while managing lender data, executing daily calculations, and implementing process improvements to enhance the accuracy and efficiency of gold loan transactions.
• Digitized loan documents with continuous improvements, leading to an 85% decrease in physical paperwork,minimizing storage & maintenance costs upto 20%.
• Designed and took ownership of implementing end-to-end integration for onboarding 3+ partner banks into the Account Service, including API integration, adding bank-specific calculations, and repayment flows for each bank during the onboarding process.
• Took full ownership in deploying Foreclosure charges using different types of design pattern in Rupeek’s LMS for early loan closures boosting the company’s monthly revenue.
• Designed and implemented an operational fee system, applied when customers opt for a part-release of their loans, ensuring accurate fee management and compliance.
• Reduced latency by up to 30% through efficient caching strategies using Redis and optimized database indexing.
• Enhanced code quality by applying various design patterns while also implementing multiple new features and working on UI enhancements.
• Handled on-call production issues with Grafana, reducing error rate by 5% through real-time monitoring and resolution.