Shinjini R.

Associate Consultant

Delhi, India5 yrs 7 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Over 5 years in card payments strategy.
Expertise in payment fraud and resilience.
Strong technical foundation in analytics and AI.

Stackforce AI infers this person is a Fintech professional specializing in payment strategies and analytics.

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Skills

Core Skills

PaymentsProject ManagementCustomer AcquisitionMachine LearningProduct Development

Other Skills

Analytical SkillsAudience SegmentationBig Data AnalyticsCardsConsultingCustom analyticsData VisualizationEconometricsFinTechFinancial ServicesGo-to-Market StrategyHadoopMerchant analyticsMicrosoft ExcelMicrosoft Power BI

About

I have over 5 years of experience in card payments strategy, with expertise across the full payments value chain - issuing, acquiring and card scheme economics. Backed by a strong technical foundation in Python, Big Data, SQL, AI / ML, I bring a quant-focused, insight-driven approach to solving complex client problems. In my current role, I lead project management and stakeholder engagements across multiple regions, delivering end-to-end solutions that merge analytics with strategic recommendations. My core expertise spans payment fraud and resilience strategy (Authorization, Authentication, Chargeback and Fraud) as well as card acquisition analytics, interchange / scheme fee optimisation and GTM strategy design. I am passionate about opportunities that blend fintech and payments, where I can apply advanced analytics to drive strategic innovation and meaningful impact.

Experience

Mastercard

4 roles

Associate Managing Consultant, Ambassador Program

Jul 2024 – Oct 2024 · 3 mos

Associate Managing Consultant

Promoted

Sep 2023 – Present · 2 yrs 6 mos

Selected for the Payment Fraud & Resilience Greenbelt program, advancing toward SME-level expertise.
Managed Europe-based acquirer and issuer engagements to optimize payment flows under PSD2 / SCA regulations and strengthen fraud resilience.
Led scheme fee and interchange optimization initiatives, delivering client savings through improved scheme routing logic and Mastercard pricing frameworks.
Designed segmentation and acquisition strategies for issuers across AP, Europe and NAM, supporting CVP refreshes, new card launches, digital acquisition and marketing campaigns through persona-based targeting, lead generation and performance tracking.
Supported GTM engagements for global issuers and acquirers; driving data-led market sizing, customer profiling and benchmarking.
Supporting business development and commercial growth by scoping new client engagements, identifying expansion opportunities and working closely with Sales and BD teams to align product solutions with client and market needs.

Project ManagementProduct DeliveryStakeholder EngagementFinTechFinancial ServicesCards+6

Consultant

Promoted

Mar 2022 – Sep 2023 · 1 yr 6 mos

Contributed to the design and development of key products, including a Credit Risk model commercialized across 10+ clients; an Interchange Optimizer tool for acquirers and a Hunting Engine used to drive sales and business development opportunities.
Applied advanced analytics and ML techniques (k-means/SOM segmentation, XGBoost, Random Forest, etc.) to deliver data-driven solutions for issuing clients across AP, NAM and Europe - covering card acquisition & activation, persona segmentation & profiling, attrition modeling and portfolio optimization engagements.

Python (Programming Language)Microsoft ExcelMicrosoft PowerPointSQLPySparkTableau+8

Associate Analyst

Aug 2020 – Mar 2022 · 1 yr 7 mos

- Led delivery of Mastercard’s proprietary Location Intelligence, Merchant Insights and MIC / AIC solutions for multiple clients across regions, driving continuous product development and enhancement efforts.