Saurav Kumar

Sales Executive

Delhi, India13 yrs 1 mo experience

Most Likely To SwitchHighly Stable

Key Highlights

Over 8 years in cash and treasury management.
Expert in optimizing financial reporting processes.
Proven track record in managing bank guarantees.

Stackforce AI infers this person is a Treasury Management Specialist with a strong focus on financial operations in the Fintech industry.

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Skills

Core Skills

Treasury ManagementCash ManagementFinancial ManagementCommercial Banking

Other Skills

Account ExecutivesAccount PlanningAccount ReconciliationAccountingAccounts Receivable (AR)BRSBack Office OperationsBank GuaranteesBank ReconciliationBankingCash FlowCash Flow StatementsCicoCorporate FinanceFinance

About

With over 8 years of experience in cash and treasury management, I am passionate about delivering accurate financial reporting and streamlining banking operations. As an Account Executive at Pernod Ricard India, I contribute to the organization's financial health by ensuring timely disbursement of statutory duties, processing vendor payments, and maintaining precise cash flow reports. I thrive in collaborative environments, leveraging my analytical skills to support efficient financial processes that align with organizational goals. At Pernod Ricard India, I oversee critical treasury functions, from managing Bank Guarantees and Fixed Deposits to preparing short-term loan documentation. I work closely with stakeholders to ensure accurate reconciliation of bank and customer accounts while generating actionable insights through Cash In-Cash Out reporting. My dedication to precision and process optimization enables the team to maintain robust financial operations.

Experience

Pernod ricard india

Account Executive

Aug 2017 – Present · 8 yrs 7 mos · Gurugram, Haryana, India · On-site

Treasury Management: Preparing daily cash flow reports, variance analysis, vendor and factory payment processing, timely disbursement of statutory duties, and maintaining signature records. Weekly bank reconciliations and reconciliation of customer accounts (debtors). Full handling of banking documentation including account opening/closure and KYC updates.
Instruments: Responsible for complete lifecycle management of Bank Guarantees and Fixed Deposits — including issuance, renewals, cancellations, MIS tracking, and repository maintenance. Prepared documentation for short-term loans and short-term FDs.
Reporting & Analysis: Generated and analyzed CICO (Cash In-Cash Out) reports, monitored variance vs. projections, managed duty and bank charges schedules, and prepared balance sheet schedules. Oversaw interest income vs. expense tracking and managed credit facility documentation.
Audit & Compliance: Led internal and external audits for treasury functions, supported in documentation for solvency certificates, and managed trustee updates for PF, SAF, and Gratuity trusts.
Operational Support: Invoice processing and PO creation, preparation of investment documents, bank guarantee and FD reporting, as well as signature updates across financial systems.
Accounts Receivable: Reconciliation and tracking of customer accounts across zones and factories. Periodic aging analysis and follow-ups with internal and external stakeholders for outstanding payments. Contributed to optimization of receivables processes and improved collection turnaround time.

Cash ManagementLetters of CreditTreasury ManagementKey AccountsCash Flow StatementsCorporate Finance+23