Apr 2023 – Jun 2024 · 1 yr 2 mos · Gurugram, Haryana, India · On-site

• Lead Online Payments Gateway
• Developing Risk Platform for payments to enforce real-time transaction monitoring system
• Reducing friction and improving experience for risk impacted users

Oct 2021 – Mar 2023 · 1 yr 5 mos · Bangalore Urban, Karnataka, India

• Worked End to End Real time payments infra and product development
• Lead UPI-PPI product and business alliances
• Created Prepaid Payment Instruments (PPI) Wallets for Fintech Industry
• Lead TPAP integration via server-2-server / SDK
• Developed UPI-IPO Sponsor bank application
• Developed transaction risk monitoring

Nov 2020 – Oct 2021 · 11 mos · Gurugram, Haryana, India

• Part of IndusMobile Product Team. Led product development for revamped mobile app of the bank
• Lead through development of Revamped user experience for app login page, app homescreen, fixed deposits flow, debit and credit cards flow. Created in-app Forex card experience
• Designed wireframes, created detailed PRDs, lead through successful sprints for IndusMobile app leading to technical and design optimisations
• for better performance and customer experience.
• Established governance around Quality of Digital Services (QUADs) and ASO management to oversee app behaviour and lead to 10% increase in app ratings on Playstore and AppStore

Aug 2019 – Jan 2020 · 5 mos · Kolkata Area, India

• Live Project Area: Driving growth in Shrimp exports
• Formulated strategies and implementation techniques doubling the market share of shrimp exports in current serving markets
• New expansion markets identified, created marketing research for 7 new international markets
• Created a potential database for future export market expansion at IFB Agro

Apr 2019 – May 2019 · 1 mo · Mumbai, Maharashtra, India

• Development of IPO PitchBook for JSW Cement: IPO readiness pitch book for senior management
• Developed an investment thesis for the JSW Cement IPO, covering the key strengths of business as well as potential concerns and mitigants
• Performed comparative analysis of valuation metrics using regression analysis & DCF and Enterprise Value for company competitors to arrive at an expected market valuation
• Developed financial modeling of various valuation metrics, including but not limited to, ROCI, capital structure, and dividend policy of peer group and key takeaways and recommendations for JSW Cement.
• Developed SEBI ICDR, 2018 go-to handbook, in collaboration with legal associates and merchant banks

Nov 2016 – Jun 2017 · 7 mos · Gurugram, Haryana, India

• Started a bootstrapped parking service in Gurgaon.
• I aspired to solve an everyday problem of road-side parking.
• Focused on parking around micro-markets by leveraging nearby empty spots to create cheap and safe parking areas.
• Failed and moved on to pursue MBA
• Learned that an Idea is only as good as it’s execution and operations is the heart of a business

Apr 2015 – Nov 2016 · 1 yr 7 mos · Gurgaon, India

• Awarded Exceptional Achievement for Project PDF Automation as part of Internal process Enhancement, reduced 60% man-hours, and achieved 93% error-free results in the integration of financial data from SEC.
• Product Development: Managed Research team to collaborate with Director R&D Hierarchy to develop corporate debt rolling structure. Skilled in quantitative analysis, financial modeling, capital market transactions
• Capital Markets Research: Developed research reports on equity/fixed-income markets of North America
• Part of the Global Hierarchy Management team facilitating Risk Assessment through research, tracking and updating Corporate Hierarchy structures of publically listed corporations constituting S&P (500/400/600/100) and MSCI Global 100 Indices.
• As part of the Client Response Team, handling client concerns pertaining to the Corporate Hierarchy data-set through SalesForce.
• Worked on the process of automation in the team, for database collection, hence attempting to reduce human dependencies and delays to less than 40%. Skilled in SQL, VBA, and R
• Skilled in quantitative analysis, financial modeling, capital market transactions, Capital Markets Research reports on equity/fixed-income markets of North America.

Sep 2014 – Mar 2015 · 6 mos · Gurgaon, India

• Part of Securities Management team facilitating ingestion of securities identifiers such as ANNA, VDF, CGS, CUSIP, IDC etc.

Jun 2013 – Jun 2013 · 0 mo · Kanpur Area, India

• Assisted in quarterly tax assessment and audit.