Riddhi Saindani

Operations Associate

Ahmedabad, Gujarat, India5 yrs 5 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Expert in credit portfolio management and loan auditing.
Proficient in conducting due diligence and fraud investigations.
Strong background in coordinating projects and research activities.

Stackforce AI infers this person is a Fintech professional with expertise in credit management and auditing.

Contact

Skills

Core Skills

Credit Portfolio ManagementLoan AuditingCoordination Of ProjectsResearch Skills

Other Skills

Attention to DetailBankingBanking ProductsBankruptcy LawBoardingClient AccountsClient RequirementsClient ServicesClient VisitsCollaborative Decision-makingCommerceCommunicationComputer Application TrainingCredit CardsCustomer Due Diligence (CDD)

Experience

5 yrs 5 mos

Total Experience

1 yr 5 mos

Average Tenure

4 yrs 8 mos

Current Experience

Bank of america

2 roles

Senior Officer

Promoted

Sep 2021 – Present · 4 yrs 8 mos

Strong background in auditing and managing client mortgage credit loan applications, including Home Equity Lines of Credit (HELOC).
In-depth knowledge of Bank of America products, including deposit accounts, credit cards, savings products, and lending solutions.
Proficient in pre-underwriting, client screening, and conducting due diligence, including reviewing income documents, calculating LTV (Loan-to-Value) ratios, and assessing debt-to-income (DTI) ratios across the mortgage lifecycle.
Skilled in Enterprise Independent Testing (EIT), auditing multiple mortgage-related queues under the Secondary Risk Framework (Second Wall) and ensuring adherence to risk standards.
Experienced in post-incident credit fraud investigation, conducting checks and facilitating client reimbursement after reported fraudulent activity.
Experienced in bankruptcy processing, analyzing client financial history to assess risk exposure and guide decision-making.

Client AccountsLoan AuditingCredit Portfolio ManagementOperational EfficiencyDue DiligenceBankruptcy Law+4

Officer - Team Member

Sep 2021 – Jun 2024 · 2 yrs 9 mos

Global Wealth Management- Client Management and Project Delivery

Actionedge research services

2 roles

Senior Researcher

Jan 2019 – May 2019 · 4 mos

Senior Researcher

Jan 2019 – May 2019 · 4 mos

Conducted leads research and maintained high-quality communication with experts to implement optimal solutions.
Coordinated staff and resources efficiently to achieve project milestones and goals.
Maintained comprehensive documentation of research activities, methodologies, and findings.
Conducted surveys across the APAC region focusing on bug-fixing code strategies within the IT sector.
Ensured collaboration and knowledge sharing among stakeholders to drive informed decision-making.

Coordination Of ProjectsResearch SkillsQuality AssuranceCommunication

Celebi aviation holding

Passenger Service Executive

May 2018 – Oct 2018 · 5 mos · Ahmedabad, Gujarat, India

Celebi airport service india pvt

Service Executive

May 2018 – Oct 2018 · 5 mos

Verified boarding passes against reservations and flight records to ensure accuracy and compliance.
Resolved client queries related to ticket fares, departure/arrival times, and travel duration.
Assisted passengers by providing clear boarding instructions and guidance.
Collaborated effectively with diverse teams to support smooth and timely flight operations.
Maintained high standards of customer service while ensuring operational efficiency.