Vishakha Khandelwal — Associate Consultant

As a dedicated Finance enthusiast, I thrive in my role as a Credit Analyst – Structured Finance under GAC at CRISIL Ltd. My focus revolves around Non-Traditional ABS. Worked as Senior Analyst (Portfolio Management) at Oxane Partners, Armed with a PGDM in Finance and Marketing from Jaipuria Institute of Management, Jaipur (Batch 2021-23), I bring a unique blend of expertise to the table. My focus revolved around steering monthly portfolio management operations, fostering a deep understanding of private markets, including the intricate domains of Asset-Backed Lending and Non-Performing Loans. My tenure as a senior financial analyst has allowed me to master essential tools such as Microsoft Excel, VBA macros. Prior to joining Oxane, during my tenure as an Investment Management Intern at Kotak Mahindra (UK) Ltd., I honed my skills in the dynamic realm of capital markets. My responsibilities encompassed a comprehensive range of activities, where I delved into both fundamental and technical analysis. My relentless quest for growth fuels my commitment to elevating both my personal skill set and my contributions to both my organization and society at large. This drive is mirrored in my penchant for acts of social service, substantiated by a meaningful internship with USHA, an esteemed NGO in Jaipur. Moreover, my involvement in the National Service Scheme (NSS) during my graduation and my active role in the Social Responsibility Committee (SRC) during my PGDM testify to my unwavering dedication to making a difference. Beyond the financial sphere, I am an avid reader, immersing myself in the worlds of both fiction and non-fiction. My passion extends to creative expression as well; I find solace and inspiration in crafting poems, quotes, and thought-provoking write-ups. These pursuits not only provide me with respite but also significantly contribute to enhancing my overall productivity. I am keen to connect with fellow professionals, enthusiasts, and change-makers who share my passion for finance, learning, and the betterment of society. Let's collaborate, learn, and make an impact together.

Stackforce AI infers this person is a Finance professional with a focus on Structured Finance and Asset-Backed Securities.

Location: Pune, Maharashtra, India

Experience: 3 yrs 1 mo

Skills

Credit Analysis
Credit Rating
Portfolio Management
Asset-backed Securitization
Fundamental Analysis
Technical Analysis
Leadership
Communication
Financial Analysis
Customer Service
Sales

Career Highlights

Expertise in Structured Finance and ABS
Strong analytical skills in credit rating
Commitment to social service and community impact

Work Experience

CRISIL Limited

Credit Analyst (1 yr 3 mos)

Oxane Partners

Senior Analyst (1 yr 10 mos)

Kotak Mahindra (UK) Ltd.

Investment management intern (2 mos)

Finlatics

Financial Markets experience program - Live project (2 mos)

USHA

Social service (6 mos)

HDFC Bank

Summer Intern (2 mos)

Education

PGDM at Jaipuria Institute of Management

BBA at IIS Jaipur

Senior secondary at Jaipuria vidyalaya

Vishakha Khandelwal

Associate Consultant

Pune, Maharashtra, India3 yrs 1 mo experience

Key Highlights

Expertise in Structured Finance and ABS
Strong analytical skills in credit rating
Commitment to social service and community impact

Stackforce AI infers this person is a Finance professional with a focus on Structured Finance and Asset-Backed Securities.

Contact

Skills

Core Skills

Credit AnalysisCredit RatingPortfolio ManagementAsset-backed SecuritizationFundamental AnalysisTechnical AnalysisLeadershipCommunicationFinancial AnalysisCustomer ServiceSales

Other Skills

Alternative InvestmentsAsset-Backed Securities (ABS)Asset-Based LendingAttention to DetailBankingCBILSCapital MarketsClient RelationsCorporate CommunicationsCreative Problem SolvingEquity Capital MarketsEquity ResearchEsoteric ABSFinanceFinancial Markets

About

Experience

Crisil limited

Credit Analyst

Dec 2024 – Present · 1 yr 3 mos · Pune, Maharashtra, India · Hybrid

As a part of CRISIL GAC Analytical team, supported the global analysts in the credit rating of US Esoteric ABS transactions. Key responsibilities include:
1. Built and validated cash-flow models for Structured Finance deals using Internal platforms.
2. Interpreted transaction documents and scripted payment waterfalls to align models with deal structures and legal covenants.
3. Supported global Credit Analysts by analyzing deal performance, resolving model-related queries, and maintaining model accuracy based on latest reports.
4. Stayed updated on structured finance market trends and assessed their potential credit impact on portfolios.

Credit AnalysisCredit RatingAsset-Backed Securities (ABS)S&P Capital IQEsoteric ABSMicrosoft Excel+2

Oxane partners

Senior Analyst

Feb 2023 – Dec 2024 · 1 yr 10 mos · Gurugram, Haryana, India · On-site

Operated within the portfolio management group, specializing in ABS, RMBS and NPL REOs. Integral role in client engagement, reporting essential deal metrics, and covenants.
1.Gathered data and formulated intricate spreadsheets to identify and analyze breaches and triggers.
2. Conducted meticulous quality checks to ensure data accuracy.
3. Developed and maintained precise models, charts, and reports. Summarizing wide data, onboarding various deals on the company platform for easy understanding and better representation.

Microsoft ExcelNon-performing LoansAsset-Based LendingAsset-backed SecuritizationCorporate CommunicationsCBILS+6

Kotak mahindra (uk) ltd.

Investment management intern

May 2022 – Jul 2022 · 2 mos · Dubai, United Arab Emirates

1. In-Depth Fundamental Analysis: Conducted thorough assessments using annual reports and real-time market updates to guide strategic investment decisions.
2. Technical Proficiency: Applied technical indicators such as EMA, SMA, and Candlestick patterns for accurate market trend predictions.
3. Meticulous Task Execution: Exhibited unwavering attention to detail, ensuring precise and high-quality task completion.
4. Effective Team Collaboration: Engaged seamlessly within cross-functional teams, showcasing adept collaboration skills.
5. Exceptional Communication: Demonstrated strong communication prowess, effectively conveying complex financial insights both in writing and verbally.
6. Real-Time Market Monitoring: Tracked and reported daily news, trends, and macroeconomic factors, enhancing market understanding.
7. Strategic Financial Assessment: Analyzed intricate financial data to determine optimal investment strategies.
8. Performance Metrics Development: Designed and implemented key indicators to gauge and enhance investment performance.

CommunicationTechnical AnalysisFundamental AnalysisMicrosoft WordLeadershipFinancial Analysis+2

Finlatics

Financial Markets experience program - Live project

Dec 2021 – Feb 2022 · 2 mos

1. Employed a blend of fundamental and technical analyses for effective portfolio management.
2. Tracked price movements, yields, and trends to accurately gauge their effects on investment strategies.
3. Vigilantly monitored market developments and news, pinpointing nascent investment prospects.
4. Conducted thorough research on macroeconomic, industry, and company-specific data to drive informed investment choices.
5. Produced detailed reports evaluating portfolio performance and assessing associated risks.
6. Constructed intricate financial models to evaluate potential investments and recognize inherent risks.
7. Continuously assessed the performance of current investments, making necessary adjustments as required.

Fundamental AnalysisMicrosoft WordPortfolio ManagementFinancial AnalysisFinancial ModelingPortfolio Performance Analysis

Usha

Social service

Sep 2021 – Mar 2022 · 6 mos · Jaipur, Rajasthan, India

Enhanced communication skills, cultivated empathy for marginalized communities, and fostered creativity through strategic planning of numerous activities.

CommunicationMicrosoft WordManagementLeadershipCreative Problem SolvingTeam Leadership

Hdfc bank

Summer Intern

May 2019 – Jul 2019 · 2 mos · Jaipur, Rajasthan, India

1. Updated KYC records and sent reminders to customers for compliance.
2. Successfully marketed loans and credit cards through tele-calling efforts.
3. Actively visited institutions to promote HDFC bank schemes and account offerings.
4. Compiled necessary documentation for new bank account applications.
5. Managed phone inquiries, shared information, and recorded messages.
6. Collaborated with teams to analyze issues and develop effective solutions.
7. Engaged with customers through phone, email, and in-person interactions, providing essential information.

CommunicationCustomer ServiceSales