Sep 2022 – Present · 3 yrs 6 mos · Hyderabad, Telangana, India · On-site

• As a Software Developer in the Inward Remittance team at ICICI Bank, I have been responsible for designing and developing secure and scalable backend services that power critical remittance workflows. My primary responsibilities include integrating external systems, implementing transaction monitoring, and ensuring compliance with regulatory and risk frameworks.
• Key Contributions:
• ✅ UPI Integration:
• Developed and integrated backend services for UPI (Unified Payments Interface) to enable real-time credit of inward remittances directly to beneficiary accounts, ensuring seamless transaction flow and reconciliation.
• ✅ Pennyless Name Inquiry Integration:
• Implemented pennyless name validation APIs to fetch and validate beneficiary names without executing fund transfers, reducing transaction failures and improving beneficiary verification accuracy.
• ✅ Fircosoft Integration for AML Screening:
• Integrated with Fircosoft (Anti-Money Laundering screening tool) to automatically scan remittance transactions against global watchlists and compliance rules, ensuring regulatory adherence and reducing manual review overhead.
• ✅ Falcon Integration for Transaction Monitoring:
• Collaborated on the integration with Falcon (transaction monitoring system) to enable real-time fraud detection and behavioral analytics on inward remittance transactions, enhancing risk management.
• Throughout this role, I have worked extensively with Java, Spring Boot, Hibernate, and SQL, while implementing secure access layers using Spring Security. My work directly supports high-volume financial transaction processing with a strong emphasis on performance, security, and compliance.