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Monika Pandey

Senior Software Engineer

Bengaluru, Karnataka, India8 yrs 9 mos experience

Key Highlights

  • Led significant payment system enhancements at Visa.
  • Drove innovation with automation tools for payment processing.
  • Achieved substantial reductions in system complexity and maintenance.
Stackforce AI infers this person is a Fintech Backend Engineer with expertise in payment systems and software design.

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Skills

Core Skills

Payment SystemsSoftware Design

Other Skills

Amazon Web Services (AWS)CC++EngineeringJavaLinuxPayment Card ProcessingPython (Programming Language)Spring BootTerraformdata strdatabase systemshtml

Experience

Visa

Senior Software Engineer

Jun 2023Present · 2 yrs 9 mos · Bengaluru, Karnataka, India · Hybrid

  • Delivered market expansion initiatives including Columbia mastercard compliance ( domestic transaction processing & installments) and KSA TC33A generation, enabling regional growth in LAC and MENA markets. Aligned with local regulatory and scheme requirements, accelerating revenue goals.
  • Enhanced core payments processing infrastructure by implementing settlement send/receive capabilities in KSA (kingdom of saudi arabia) and decoupling multiple gateways including citiindia. Reducing system complexity by ~30%, cut maintenance by ~25%, improved scalability and zero P1 production incidents.
  • Increased developer productivity and code quality through GENAI driven code optimization, and redundant code decoupling from the settlement core framework.
  • Drive innovation and tooling innovation by building the TC33A transformer utility to automate mapping document conversions from specs received from product managers to JSON, reducing manual effort, minimizing errors and improving integration reliability for Payments 2.0 migrations.
  • Owned end to end development of TC33a settlement file generation - the core business logic that powers Visa's money movement - for the KSA market. Ensured all required compliance fields were in the MVP1 release, directly enabling accurate, secure, and timely settlement processing for acquirers.
Software DesignEngineeringPayment SystemsPayment Card ProcessingSpring BootTerraform+9

Jpmorgan chase & co.

3 roles

Associate Software Engineer

Jan 2023Jun 2023 · 5 mos · Bengaluru, Karnataka, India

Software Engineer

Aug 2020Jan 2023 · 2 yrs 5 mos · Bengaluru, Karnataka, India

Software Engineer Intern

May 2019Jul 2019 · 2 mos · Hyderabad Area, India

Wsdc nitw

Developer

Jun 2018Aug 2020 · 2 yrs 2 mos · Warangal Area, India

Nit warangal

Postgraduate Student

Jun 2017Aug 2020 · 3 yrs 2 mos

Education

National Institute of Technology Warangal

Master of Computer Applications - MCA — Computer Science

Jan 2017Jan 2020

Delhi University

Bachelor's degree — Computer Science

Jan 2015Jan 2017

Ram-eesh international school

senior secondary — science

Jan 2001Jan 2014

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