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Akash Mishra

Senior Software Engineer

Lucknow, Uttar Pradesh, India3 yrs 11 mos experience

Key Highlights

  • Expert in scalable backend solutions for fintech.
  • Innovative contributions to UPI payment systems.
  • Proven track record in optimizing operational efficiency.
Stackforce AI infers this person is a Fintech Backend Engineer with expertise in scalable solutions and payment systems.

Contact

Skills

Core Skills

Go (programming Language)GrpcJavaApache KafkaSpring BootMachine LearningData Analysis

Other Skills

Analytical SkillsAngularJSApache FlinkDatabasesDockerElastic Stack (ELK)ElasticsearchEngineeringEvent ManagementEvent PlanningGolangGoogle APIJavaScriptKubernetesLeadership

About

As a Senior Software Engineer at Razorpay, I'm currently exploring the exciting world of UPI payment systems. I bring my passion for fintech and data-driven solutions to new challenges in digital payments infrastructure. Previously at Indifi and Ola, I designed and implemented systems that improved operational efficiency and scalability. My experience spans optimizing database performance and integrating backend services across fintech and mobility sectors. I'm enthusiastic about learning and contributing to India's growing UPI ecosystem while continuing to develop innovative solutions that make financial technology more accessible. Always eager to connect with fellow tech enthusiasts who share a passion for solving real-world problems.

Experience

Razorpay

Senior Software Development Engineer

Feb 2025Present · 1 yr 1 mo · Bengaluru, Karnataka, India · Hybrid

  • Turning NPCI specs into real-time money moves at Razorpay — one API at a time.
  • Mandates: Working on end-to-end UPI mandates — from creation to execution — powering recurring payments at scale.
Go (Programming Language)PHPApache KafkagRPC

Indifi

Software Engineer

Feb 2023Feb 2025 · 2 yrs · Gurugram, Haryana, India · Hybrid

  • "Specialist in Scalable Backend Solutions for Financial Services"
  • _______________________________________________________
  • ◦ Disbursements: Built a rule engine for routing transactions to multiple banks and automating the disbursement process by integrating external bank APIs, reducing manual intervention to 10%.
  • ◦ Co-Lending: Designed and executed co-lending functionality to support multiple lenders, leading to a 30% increase in loan disbursement volume, a 20% reduction in default risk, and 25% faster loan processing.
  • ◦ Repayments: Implemented an escrow-based daily repayment system to automate the distribution of funds between lenders and borrowers based on predefined splitting logic, reducing the risk rate by 15%.
  • ◦ GPay-Escrow: Integrated Google Pay (GPay) by fetching transaction data from GPay’s SMTP server, calculating deductions for over 10,000 borrowers per day, and efficiently receiving the deducted amounts.
  • ◦ Monitoring: Deployed New Relic for real-time microservice monitoring, tracking failures and resource usage, reducing downtime by 30% and improving incident response time by 25% through automated email alerts.
Apache KafkaNode.jsAngularJSJavaScriptSoftware DesignSoftware Infrastructure+8

Ola

Software Development Engineer - 1

Jun 2022Jan 2023 · 7 mos · Bengaluru, Karnataka, India · On-site

  • "Specialist in Scalable Backend Solutions and Efficient Data Pipeline Architectures"
  • ________________________________________________________________________
  • ◦ Anomaly Detection: Developed a comprehensive solution for real-time anomaly detection that leveraged Kafka and Apache Flink being utilized by over 15 data engineers, facilitating rapid response to data irregularities.
  • ◦ SIM Activation: Automated SIM activation for Ola scooters by integrating Jio’s SIM activation and status APIs, reducing manual work to less than 5% and supporting the activation of over 20,000 SIMs per month.
  • ◦ Promise Engine: Designed a promise-engine service for efficient vehicle ordering and inventory management, enabling the sale of over 20,000 scooters monthly through seamless integration with the inventory system.
Spring BootDatabasesPython (Programming Language)Spring FrameworkApache KafkaApache Flink+1

Surge

Data Scientist

May 2021Aug 2021 · 3 mos · Kanpur, Uttar Pradesh, India · On-site

  • ◦ Predictive Modeling: Constructed a machine learning model to optimize compositions of Perovskite solar cells, boosting performance by over 40% and achieving accuracy exceeding 85%.
  • ◦ Dataset Construction: Compiled and processed a dataset from research papers, performing regression to predict stability, and analyzing correlations to identify key variables, significantly improving predictive accuracy.
  • ◦ Correlation: Applied Spearman’s rank order correlation method to determine the most influential cation on stability, with Cs resulting in a stability value of 740 hours with an optimized composition.
Data AnalysisResearch and Development (R&D)Machine LearningRegression AnalysisScikit-LearnPython (Programming Language)

Education

Indian Institute of Technology, Kanpur

Bachelor of Technology - BTech — Materials Science & Engineering

Jul 2018May 2022

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