Edrizio De La Cruz

Co-Founder

Miami, Florida, United States20 yrs 6 mos experience

Key Highlights

Ex-YC partner mentoring diverse founders.
Co-founded Arcus, sold to Mastercard.
Author of 'The Underdog Founder'.

Stackforce AI infers this person is a Fintech leader with a strong entrepreneurial background.

Contact

Skills

Other Skills

API DevelopmentBusiness DevelopmentEmerging MarketsEntrepreneurshipFinancial AnalysisFinancial ModelingInvestmentsLatin AmericaLeadershipMergers & AcquisitionsMobile PaymentsPrivate EquityRESTful architectureRegulatory ComplianceRuby on Rails

About

I am an ex Visiting Partner at Y Combinator, the world's leading startup accelerator and investor. I joined YC in 2022, after co-founding and leading Arcus, a Payment-as-a-service platform that enabled millions of people in Latin America to access digital financial services. At YC, I leverage my 10+ years of experience in venture capital, M&A, and fintech to support and mentor hundreds of founders from diverse backgrounds and industries. I am passionate about empowering underdogs and creating positive social impact through entrepreneurship and innovation. I also share my insights and lessons learned in my new book, The Underdog Founder, which chronicles my journey from selling guavas in a Santo Domingo barrio to selling my startup to Mastercard.

Experience

Kira

Co-Founder

Nov 2024 – Present · 1 yr 4 mos · Miami, Florida, United States · Hybrid

Building Fintech 3.0: Embedded Fintech Products, powered by AI agents & stablecoins

Founder school

CEO & Founder

Apr 2024 – Present · 1 yr 11 mos · Miami, Florida, United States

Y combinator

Visiting Group Partner

Aug 2022 – Jun 2023 · 10 mos · San Francisco Bay Area

Arcus

Co-Founder & CEO

Apr 2013 – Aug 2022 · 9 yrs 4 mos · Mexico City, Mexico · On-site

In 2013, I co-founded Arcus and sold it to Mastercard in 2021, its biggest latam acquisition. We grew from 0 to 200 customers, 110 employees and raised $25M from YC, a16z, Softbank, Citi, Winklevoss, Initialized, KC and HOF.

J.p. morgan

Investment Banking Analyst

Jan 2006 – Jan 2008 · 2 yrs · Greater New York City Area

Evaluated and executed high yield financings for financial sponsor and corporate clients in the retail, media and technology sectors. Completed various analyses including M&A, LBO and recapitalization models, credit analysis, financial statement analysis, comparable transactions, and trading levels.