Sagar Gupta

Product Director

Bengaluru, Karnataka, India12 yrs 7 mos experience

Most Likely To SwitchAI Enabled

Key Highlights

11+ years of experience in AI-first product leadership.
Proven ability to scale products from 0 to 100.
Expertise in architecting fintech and AI strategies.

Stackforce AI infers this person is a Fintech Product Leader with expertise in AI-driven solutions.

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Skills

Core Skills

Product ManagementArtificial Intelligence (ai)Fintech

Other Skills

AJAXAgile MethodologiesCC++CSSCascading Style Sheets (CSS)Cross-functional Team LeadershipData AnalysisDatabasesFinancial ReportingGlobal Product ManagementGoogle AnalyticsHTMLHTML 5HTML5

About

Strategic and execution-oriented Product Leader with 11+ years of experience building intelligent, customer-centric AI-first platforms across Fintech, Marketplace, Supply-chain and Consumer domains. Proven ability to scale products 0->1 and 1->100, lead PM orgs, drive org-wide product vision and shaping next-gen product ecosystems - expertise in AI product strategy, platform ecosystems, and cross-functional execution. Getting ready to rock, Getting ready to roll, I'm gonna turn up the heat, I'm gonna fire up the coal, I gotta keep that motor turning, I gotta keep that engine clean, I gotta keep those tyres burning, I've got the best you've ever seen, And I'm a heat seeker charging up the sky!

Experience

Razorpay

3 roles

Director of Product Management

Promoted

Oct 2024 – Present · 1 yr 5 mos

RazorpayX Business Banking+: On a mission to redefine Banking with AI for growing internet-first businesses
API Banking: Helping businesses move money hassle-free, instantly and securely at scale via India’s largest API banking platform
Led team to launch industry-first AI-powered multi-bank routing, Digital Escrow, and
Smart Collect through iterative development and customer-driven insights
Strategic vision: Architected 4-year fintech+AI strategy to simplify finance operations for CFOs
Built a GPT-based payment intelligence engine (on Replit) to power automated decisioning and merchant insights. Improved contextual cross-sell & support experience [Razorpay AI-Hackathon’25 Runner-up]
Enabled global-readiness by collaborating with new country teams on the international payouts stack

Product ManagementGlobal Product ManagementProduct LeadershipProduct DevelopmentProduct InnovationArtificial Intelligence (AI)+4

Associate Director, Product

Promoted

Oct 2021 – Sep 2024 · 2 yrs 11 mos

RazorpayX API Banking/Payouts: Built and scaled India’s largest API banking/Embedded Banking platform 10X to $30 billion+ annual TPV
Launched new Product lines: Digital Escrow and Account validation stack
Drove Industry-first innovations like Instant approvals for P2P lending, Intelligent Payouts, Payouts to Cards, 1-click Collections recon, etc

Senior Product Manager

Oct 2020 – Sep 2021 · 11 mos

Making payouts by businesses blazing fast.
Working on reliability related products helping businesses do transfers with higher SR and better predictability.

Jumbotail

2 roles

Product lead - Credit, Go-to-market and seller products

Apr 2020 – Oct 2020 · 6 mos

Built and scaled multi-tenant GTM stack for D2C brands, improving sales velocity 3X in few months
Seller marketplace platform: Led customer research, development and wider adoption of the seller management system to manage orders & inventory sold. Lead development of seller reconciliation and settlement system with real-time visibility & 100% accuracy.

Product Manager

Nov 2017 – Mar 2020 · 2 yrs 4 mos

Built working capital and supply chain finance product stack, growing loan book 20X with <0.5% NPA
Built E2E reverse logistics platform & loyalty engine that reducing return losses by 84% & increased LTV by 14%

10i commerce services pvt ltd (shopx)

Product Manager

Nov 2016 – Nov 2017 · 1 yr · Bengaluru Area, India

Worked on Habit-forming initiatives for non-Tech savvy Indian retailers to build the Next-Gen E-Commerce solution
Delivered 16+ automation features that increased supply-chain efficiency by 56% and reduced ops cost by 22%

Grabhouse

Founding member and Product Manager

Jul 2015 – Nov 2016 · 1 yr 4 mos · Bengaluru Area, India

Built $13M ARR shared accommodation product from 0→1 including intelligent supply-demand matching engine
Conceived and launched the B2C site utilizing data from user surveys, A/B tests, Mixpanel, Google analytics [ Read more about the new website: http://grabhouse.com/blog/all-eyes-on-the-new-website-of-grabhouse/ ]
Conceived and developed predictive analytics tool to guide the operations team in onboarding new properties

Bank of america merrill lynch

Senior Technical Associate

Jul 2014 – Jul 2015 · 1 yr · Mumbai Area, India

• Developed analytics system for real-time trade insight using KDB, reducing latency by 97% from ~30min to <1min

Technovanza, vjti

CTO

Aug 2013 – Dec 2013 · 4 mos · Mumbai Area, India

Headed a 40 member team for organizing robotics events, online events, exhibition in Technovanza [National level Inter-college Techno-Management Festival of VJTI)] and guided 20+ teams in successful competion of their engineering projects for the national exhibition

Grabhouse

UI/UX Developer

May 2013 – Jun 2014 · 1 yr 1 mo · Mumbai Area, India

Planned and fully crafted a website which serves as a online portal for finding roommates and rooms on rent.
Used HTML, CSS, Jquery, Javascript and Twitter Bootstrap in buiding process. Also, developed familiarity to BitBucket for effective project management. Implemented modern concepts like Responsive web design and FLAT UI.