Raghav Tayal

Senior Software Engineer

Bengaluru, Karnataka, India5 yrs 6 mos experience

Key Highlights

Architected features increasing GMV by Rs 500 Cr.
Developed performance testing platform reducing effort by 90%.
Engineered fee split functionality boosting GMV by Rs 1000 crore.

Stackforce AI infers this person is a Fintech Backend Engineer with expertise in scalable payment solutions.

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Skills

Core Skills

GoKubernetesPhpRest Apis

Other Skills

Amazon Web Services (AWS)Application DevelopmentAsynchronous ExecutionBack-End Web DevelopmentC (Programming Language)CI/CD PipelinesCircuit BreakingCollaborative WorkContinuous Integration (CI)Data StructuresFee Split FunctionalityK6Object-Oriented Programming (OOP)Performance TestingPython (Programming Language)

About

I have worked as a senior software engineer at Razorpay, a leading fintech company in India, where I designed and implemented scalable and secure solutions for the payment gateway service using Go, PHP, and Kubernetes. I have a Dual Degree in information technology from IIIT Allahabad, where I also served as a teaching assistant for data structures and algorithms courses. In my current role, I have contributed to several features and enhancements that have increased the GMV, conversion, and retention of Razorpay's users and merchants. For example, I architected the merchant-to-merchant rewards feature, built the REST APIs for fee split functionality, and implemented asynchronous execution and circuit breaking for request translation service. I am passionate about solving complex and impactful problems using cutting-edge technologies and best practices. I value collaboration, learning, and innovation, and I bring diverse perspectives and experiences to the team.

Experience

Bureau

2 roles

SDE-III

Jul 2025 – Present · 8 mos · Bangalore Urban, Karnataka, India

Senior Software Development Engineer

Apr 2024 – Jun 2025 · 1 yr 2 mos · Bangalore Urban, Karnataka, India

Razorpay

2 roles

Senior Software Development Engineer

Promoted

Oct 2022 – Aug 2023 · 10 mos

Implemented asynchronous execution in Razorpay's request translation service resulting in an Estimated GMV increase of Rs 500 Cr using GoLang.
Designed and implemented Hystrix circuit breaking at URL level for Razorpay gateway service to bank gateways in GoLang.
Redesigned the service architecture to make optimisations in in-memory storage.
Addressed scaling issues by fine-tuning HPA settings based on memory and CPU utilisation, leading to an increase in pod capacity by 40–50%.
Upgraded GoLang of service from 1.14 to 1.19 for security vulnerabilities, overcoming long-standing obstacles in Golang SHA-1 crypto libraries for pares verification of
gateways.
Developed an end-to-end platform for comprehensive performance testing and benchmarking, which
reduced testing effort by 90% using K6 load testing tool.
Architected and implemented a self-serve framework for adding merchant credits within Razorpay
Merchant wallets.
Developed REST APIs to retrieve details and facilitate payments for fund addition and enforcing restriction for merchants, allowing fund addition exclusively through TPV accounts.

GoKubernetesAsynchronous ExecutionCircuit BreakingREST APIsPerformance Testing+2

Software Developer

Sep 2020 – Sep 2022 · 2 yrs

Collaborated with designers and product managers to understand user requirements and architected the merchant-to-merchant rewards feature, which resulted in a 2% increase in checkout conversion.
Built Rest APIs in PHP for merchants to enable this functionality on RZP checkout.
Engineered a feature enabling merchants to split fees with customers at the transaction level, resulting in a notable GMV surge of Rs 1000 crore.
Constructed an API to dynamically calculate and showcase fee splits at checkout based on the
selected method.
Implemented ledger adjustments to accommodate modifications in transactional fee splits.
Deployed the infrastructure, built the spinnaker pipeline and added comparison metrics with error codes for multistep canary deployments, resulting in 95% pre-deployment issue identification.
Innovated code merge processes with adaptive quality checks via CI/CD pipelines (GitHub Actions) and integration tests. Seamless integration of SonarQube into the build pipeline helped improve code coverage to over 80%.