Chakshu Jain

Software Engineer

New Delhi, Delhi, India5 yrs 1 mo experience

Most Likely To SwitchHighly Stable

Key Highlights

Certified Google Cloud Associate Engineer
Smart India Hackathon finalist
Top 5% in JEE Advanced 2017

Stackforce AI infers this person is a Backend-focused Software Engineer in Fintech with expertise in scalable systems.

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Skills

Core Skills

JavaSpring BootPythonDjango

Other Skills

AWSAmazon Web Services (AWS)CC++Cascading Style Sheets (CSS)Django REST FrameworkGitGoogle Cloud Platform (GCP)HTMLKubernetesReactReact.jsSQLSpring MVC

About

I’m a backend-focused software engineer with hands-on experience designing scalable, event-driven systems and building resilient financial platforms. Currently, I’m a Founding Engineer at Huru Payments, where I’ve led the development of key fintech products: Loan Repayment System handling 30K+ monthly transactions with 99.95% uptime. Reconciliation Service that reduced mismatches by 90% and streamlined settlements across banks. Transaction History Service enabling real-time, low-latency (sub-200 ms) passbooks. Encryption Library to standardize secure integrations across microservices. Before that, I contributed at Freecharge (Axis Bank), where I automated creditworthiness assessments and integrated credit bureau APIs, and at HashedIn by Deloitte, where I helped build collaborative EdTech solutions. 🔧 Tech Stack: Java, Python, Spring Boot, Django, React, SQL, Kubernetes, Docker, AWS, GCP. 🏆 Highlights: Certified Google Cloud Associate Engineer Smart India Hackathon finalist Top 5% in JEE Advanced 2017 among 180,000+ candidates I thrive in high-growth startup environments, solving complex engineering challenges, and optimizing systems for scalability, reliability, and performance. 📬 Let’s connect if you’re building fintech or large-scale distributed systems, or just want to exchange ideas on system design, cloud-native architectures, or startup engineering journeys

Experience

Huru

2 roles

SDE-I

Sep 2022 – Mar 2024 · 1 yr 6 mos · New Delhi, Delhi, India · Hybrid

Transaction History View (THV) — Built a microservice to aggregate and transform events for a real-time passbook.
∗ Provided a single source of truth across orders, offers, and banking events.
∗ Reduced user-facing query latency to ¡200 ms.
Encryption Service — Developed a generic reflection-based encryption library.
∗ Reduced repetitive implementation effort across microservices.

PythonDjangoReactSQL

SDE-II

Aug 2022 – Present · 3 yrs 7 mos · New Delhi, Delhi, India · Hybrid

Loan Repayment System (LRS) — Designed and implemented a scalable repayment platform handling multi- mode payments (NetBanking, Cards, Auto-debit) with 30K+ transactions/month.
∗ Optimized recovery workflows, reducing transaction failures by 18% and improving collections by 25%. ∗ Built auto-debit with resilient retries, achieving 99.95% uptime.
∗ Improved backend performance by 30% via event-driven design (Saga orchestration with SQS).
Reconciliation Service — Automated day-end reconciliation for card transactions across banks and networks. ∗ Reduced mismatches by 90% and improved audit readiness.
∗ Streamlined settlement accuracy across issuers/acquirers and card schemes.

JavaSpring BootKubernetesAWS

Freecharge

Software Engineer

Feb 2022 – Sep 2022 · 7 mos · Gurugram, Haryana, India · Hybrid

Built an SMS parsing service on Android to assess creditworthiness, reducing manual checks by 40%.
Integrated CIBIL (TransUnion) for automated credit score retrieval.

JavaCC++