Rishav Saraf

CEO

Mumbai, Maharashtra, India6 yrs 9 mos experience

Key Highlights

  • Expert in pricing health and motor insurance products
  • Passed 12 actuarial exams, aspiring to be a fully qualified actuary
  • Strong analytical skills with experience in data-driven decision making
Stackforce AI infers this person is a skilled actuary specializing in insurance pricing and analytics.

Contact

LinkedIn

Skills

Core Skills

Pricing AnalysisActuarial Science

Other Skills

ActuariesAnalytical SkillsAnalyticsClaims analysisClaims projectionClient RelationsCompetitive quotingCross-functional CoordinationData analysisData reconciliationGLM modellingIBNR assessmentLoss Ratio ReportingMarket AnalysisMarket analysis

About

Rishav currently serves as Chief Manager at SBI General Insurance, focusing on the pricing of Health and Motor Insurance. Before this, he worked as a Deputy Manager at Future Generali India Insurance, where he handled pricing, prepared technical documentation, and managed regulatory filings for General Insurance products. He began his career as an Assistant Manager at Vidal Health, working on pricing and product performance analysis for the Dubai and Qatar markets. Additionally, Rishav interned in the analytics team at HDFC Ergo GIC, where he conducted product and trend analyses. He is skilled in MS Excel and has experience with SAS and R programming. Having passed 12 actuarial exams (CT1-CT9, CP2, CP3, SP1), he aspires to become a fully qualified actuary.

Experience

Sbi general insurance

Chief Manager- Actuarial

Jul 2024 – Present · 1 yr 8 mos · Mumbai, Maharashtra, India · On-site

  • Pricing & repricing of retail and group health, Personal Accident & Travel insurance products
  • GLM modelling and analysis using Emblem
  • Portfolio analysis & repricing strategy for flagship products
  • Preparing competitive quotes for group clients & government schemes
  • Pricing and repricing of motor add-ons
Pricing AnalysisGLM modellingPortfolio analysisCompetitive quotingActuarial Science

Future generali india insurance company limited

2 roles

Deputy Manager-Actuarial

Promoted

Jan 2023 – Jul 2024 · 1 yr 6 mos · Mumbai, Maharashtra, India

  • Pricing of Innovative Health insurance products, commercial products, motor add-ons etc.
  • Portfolio analysis and presenting pricing methodology to various stakeholders.
  • Preparing documents for regulatory filing.
  • Training and guiding new hires.
Pricing AnalysisRegulatory filingStakeholder presentationActuarial Science

Assistant Manager- Actuarial

Oct 2021 – Jan 2023 · 1 yr 3 mos · Mumbai, Maharashtra, India

  • Working in a Pricing team of the Actuarial Department. The major role includes pricing of health and other general insurance products like- Travel, pet etc, preparation of documents for regulatory requirements, analysis of the data and other adhoc requests.
Pricing AnalysisRegulatory complianceData analysisActuarial Science

Vidal health

2 roles

Assistant Manager-Actuarial

Promoted

Apr 2021 – Oct 2021 · 6 mos

  • My major activities were-
  • Leading Projections for the Qatar Market
  • Assessing IBNR for the portfolio
  • Quoting renewal price for the major corporate clients.
  • Analysis of the claims, seasonal variation, disallowance, claims trend etc.
Market analysisClaims analysisIBNR assessmentActuarial Science

Actuarial Analyst

Dec 2019 – Apr 2021 · 1 yr 4 mos

  • As an Actuarial Analyst main key areas were-
  • Leading Dubai Market and supporting Qatar Market Tasks.
  • Pricing of Group Health Insurance quotations.
  • Creating monthly Loss Ratio Reports.
  • Experience based pricing for the policies.
  • Experience analysis and product testing.
  • Projecting future claims and reserving.
Pricing AnalysisLoss Ratio ReportingClaims projectionActuarial Science

Hdfc ergo general insurance

Actuarial Intern

Jul 2019 – Dec 2019 · 5 mos · Mumbai Area, India

  • Worked in Analytical Team of the Actuarial Department
  • Reconciled the Data and reported the inconsistencies to the underwriting team.
  • Analysis of different General insurance Companies through public disclosures.
  • Written SAS codes to extract the information and creating summaries.
  • Created Agent's Report and Summaries.
  • Extracted insights from claims and policy dump.
  • Automated Report on Group mediclaim policy in MS-Excel.
Data reconciliationSAS programmingReport automationActuarial Science

Education

St. Xavier's College (Autonomous), Kolkata

Bachelor of Commerce

Jan 2016 – Jan 2019

Institute and Faculty of Actuaries

CT 4 — Actuarial Science

Institute and Faculty of Actuaries

CT 1 — Actuarial Science

Institute and Faculty of Actuaries

CT3 — Actuarial Science

Institute and Faculty of Actuaries

CT5 — Actuarial Science

Institute and Faculty of Actuaries

CT6 — Actuarial Science

Institute and Faculty of Actuaries

CM2 — Actuarial Science

Institute and Faculty of Actuaries

CB2 — Actuarial Science

Institute and Faculty of Actuaries

CB1 — Actuarial Science

Institute and Faculty of Actuaries

SP1 — Actuarial Science

Institute and Faculty of Actuaries

CP3 — Actuarial Science

Institute and Faculty of Actuaries

CP2 — Actuarial Science

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