Anurag Rai

Associate Consultant

Bengaluru, Karnataka, India5 yrs experience
Highly Stable

Key Highlights

  • Expert in credit analysis and financial modeling.
  • Strong background in risk assessment and process improvement.
  • Proven ability to enhance financial operations.
Stackforce AI infers this person is a Financial Analyst with expertise in credit risk management and financial modeling.

Contact

Skills

Core Skills

Credit AnalysisFinancial ModelingCredit Risk ManagementFinancial Analysis

Other Skills

AccountingAnalytical SkillsCommunicationCorporate FinanceCovenant ComplianceData AnalysisDelinquency AnalysisFinanceFinancial Statement AnalysisFinancial Strength EvaluationForecastingIT System DevelopmentInvestmentsLeadershipManagement

About

At Silicon Valley Bank, my role as a Senior Credit Analyst leverages my MBA and BTech background to enhance financial operations and risk assessments. With a knack for covenant compliance and a strong analytical acumen, I confidently navigate the complexities of credit analysis. My journey from Bajaj Finserv to Silicon Valley Bank has been driven by a deep-seated commitment to process improvement and technological integration, ensuring that my strategies are not only effective but also future-ready. Our team excels in delivering robust financial models that underpin the bank's decision-making process.

Experience

First citizens india

Senior Analyst

Jan 2025Present · 1 yr 2 mos

Silicon valley bank

2 roles

Senior Credit Analyst

Promoted

Mar 2024Jan 2025 · 10 mos · Bengaluru, Karnataka, India

Covenant ComplianceCredit AnalysisFinancial ModelingAnalytical Skills

Credit Analyst

Mar 2022Jan 2025 · 2 yrs 10 mos · Bengaluru, Karnataka, India

Bajaj finserv

Credit Risk Analyst

Mar 2021Mar 2022 · 1 yr · Pune, Maharashtra, India

  •  Monitored portfolio risk for CRE, LAP and DLRM.
  •  Managed daily TTD (through the door) and audited disbursed loans.
  •  Monthly portfolio review with CRO and Business Head to discuss corrective actions to mitigate portfolio
  • risk.
  •  Evaluated the financial strength of borrowers to determine risk and repayment capacity.
  •  Worked with product team to develop IT system according to business requirements and suggested
  • few improvements to enhance it.
  •  Responsible for delinquency analysis, bounce trend analysis to identify early indicators for performance
  • deterioration.
  •  Collaborated with collection team in resolution of delinquent, non-starter, and bounce cases.
Portfolio Risk MonitoringDelinquency AnalysisFinancial Strength EvaluationIT System DevelopmentCredit Risk ManagementFinancial Analysis

Education

International Institute of Information Technology Bangalore

Executive PG In Data Science

Apr 2025Jul 2026

Chandragupt Institute of Management Patna

Master of Business Administration - MBA

Jul 2019Mar 2021

R.P. Sharma Institute of Technology

Bachelor of Technology - BTech

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