Jun 2022 – Jan 2025 · 2 yrs 7 mos · Mumbai, Maharashtra, India · On-site

•  Involved in formulation of regulatory and supervisory framework for the Fintech sector
•  Developing the strategy for the adoption of RegTech solutions by regulated entities
•  Conceptualizing and developing proof of concept for SupTech solutions
•  Involved in the establishment of Digital Banking Units and devising the performance evaluation framework for DBUs.
•  Involved in the conceptualisation of Public Tech Platform for frictionless credit

Apr 2018 – Nov 2023 · 5 yrs 7 mos · Mumbai, Maharashtra, India · On-site

• Regulation of Asset Reconstruction Company (ARC) and Mortgage Guarantee Company (MGC) (2018-2022)
•  Handling policy related matters, including bringing out new regulations and updating the existing one for the ARC and MGC sector
•  Approvals for the appointments of CEOs, BoDs, sponsors of ARCs as well cancellation of Certificate of Registration as part of supervisory action.
•  Consolidated the regulatory framework for ARC sector
•  Drafted the report of and provided analytical support to the Committee to Review the Working of ARCs

Apr 2015 – Sep 2015 · 5 mos · Mumbai, Maharashtra, India · On-site

• Small Finance Bank (SFB) Licensing Project
•   Scrutiny of application for SFB License which included analysis of business plan financials, and compliance with stipulated regulation, Due diligence on applicants
•  Preparation of Reports/ Synopsis for External Advisory Committee (EAC), comparative analysis of applicants

Apr 2011 – Jun 2011 · 2 mos

•  Redefined and conceptualized the HumThum project goals, a locality based social networking site- Organic news generation, Grass root level entrpunieureship, Local to local advertising, Area (pin code) partners etc
•  Conceptualized, designed and Implemented HumThum app suit for the as part of marketing plan
• Led a team of 3 for social media marketing activities – Wiki, Facebook, Limca Book of Records etc.
• Negotiated with OEMs (Nokia, LG) and Operators (Aircel) for installations of app in their devices
•  Developed Revenue model and Budgeted annual and weekly expenditure for HumThum project
• Recognition
•  1st prize to HumThum app in SiliconIndia’s National Competition for mobile application (Sep, 2011)
•  Limca Book of Records -2012, enclosure of HumThum project’s achievement of 20K (pin code)websites

Jul 2008 – Jun 2010 · 1 yr 11 mos · Bhubaneshwar Area, India

• Quality Assurance Project for ING Life Insurance,USA
•  Led a team of 3 test engineers on independent module and delivered projects with “Zero” Production defect
•  Led Knowledge Management activities of the entire ING account resulted in 40% increase in KM activities
•  Worked on a Quality Assurance Project for ING Life Insurance USA as a Test Engineer
• Involved in testing of Insurance products which required knowledge of the Insurance domain
•  Conceptualized and developed an automation tool which resulted in savings of 300 man hours every year, 2009
•  Designed and Implemented project training program for new recruits resulting in saving of 20 training hours/recruit
• Certification-
• LOMA 280 - Provided by LOMA, Atlanta and covers principles of Insurance; features of individual and group life insurance, health insurance, and annuity products, 2010