Saurabh Pareek

Product Manager

San Francisco, California, United States16 yrs 3 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Led PayPal's financial services for 400M customers.
Drove Paytm's growth from 10M to 200M users.
Pioneered innovative financial products and strategies.

Stackforce AI infers this person is a Fintech Product Leader with extensive experience in driving growth and innovation.

Contact

Skills

Core Skills

Product ManagementBusiness Strategy

Other Skills

Business DevelopmentCRMCoachingCompetitive AnalysisDigital MarketingE-commerceEntrepreneurshipEvent ManagementIntercultural CommunicationInternational RelationsLeadershipLeadership DevelopmentManagementMarket ResearchMentoring

About

Product Innovator. Business Strategist. Entrepreneur. I’ve spent my career building and scaling products that challenge the status quo. From start-ups to global giants, I’ve led teams across payments, e-commerce, ed-tech, media, and more—crafting products & experiences that make a real impact. Belief: Strongly purpose-driven & deep believer that access to top-tier financial services, education, and healthcare is a basic right. As product leaders, it’s our responsibility to design tools that are accessible, simple, cost-effective, and equitable. Currently: Leading a mission-driven team at PayPal, we’re crafting financial services products for over 400M customers across 200+ markets. Our focus is on creating value for both consumers and merchants worldwide. Before PayPal: I was part of the early product journey at Paytm during customer base growth from 10M to 200M+. Also led product and business at Careers360 and ventured into start-ups with Technox and N3uron. Reach out: saurabhrspareek@gmail.com

Experience

Paypal

5 roles

Director of Product Management

Promoted

May 2022 – Present · 3 yrs 10 mos

Leading PayPal’s global Financial Services product organization—a 15+ PM team (including managers-of-managers) & 150+ cross functional team—owning consumer and merchant financial services portfolio, global KYC/CIP experiences across 200+ markets. Operate as a platform and P&L leader, defining multi-year strategy, driving AI/ML-powered experiences, improving unit economics and core North Star metrics (MAU, TPV, margin).
Defined and led the multi-year roadmap for PayPal’s core money-movement and financial-management suite—Debit, Savings, Direct Deposit, Add Money-via 3rd party card/bank or at store, cash a check, Global Balance Ledger, FDIC & partner relationships—driving $xxB+ TPV, $xxxM+ annual revenue contribution, 100%+ YoY TPV and MAU growth, and onboarding millions of new customers.
Pioneered PayPal’s NFC strategy, launching PayPal Debit to power NFC Wallet in Germany—PayPal’s first global NFC offering and competitive alternative to Apple Pay/Google Pay—acquiring 6M+ new debit card/nfc customers in first few months & expanding in-store acceptance+retention.
Scaled merchant financial services (Business Debit, SMB money-management tools) across 12+ countries, strengthening the SMB ecosystem and contributing $XXM+ margin impact through retention, funding-mix optimization, and cross-portfolio synergies.
Shaped PayPal’s global KYC/CIP/Identity & compliance experience strategy, establishing platform guardrails and data governance that delivered 11–18% uplift in onboarding conversion, 10%+ higher pass-rates & improved regulatory alignment across diverse markets.
Built organizational scale and product culture, implementing Product Excellence frameworks, OKRs, portfolio governance, and developing future product leaders through PlatoHQ, ADPList, Product School, Cherie Blair Foundation for Women. Served as a Product Masterclass Ambassador with PayPal’s CPO team—helping drive consistent product craftsmanship, decision-quality & innovation globally.

Product ManagementTeam ManagementBusiness StrategyProject ManagementE-commerceLeadership Development+8

Group Product Manager

Feb 2021 – May 2022 · 1 yr 3 mos

Leading a cross-functional team to build PayPal's Digital Wallet Super App. Building key product portfolios for Consumer Financial Services, Money Management, Financial Health & Wellness products.

Product ManagementE-commerceLeadershipBusiness Strategy

Lead Product Manager

Jan 2020 – Feb 2021 · 1 yr 1 mo

Product Lead spearheading high-impact programs aimed at unlocking growth, improving financial access, and delivering seamless payment experiences globally. My role spans strategy, execution, and cross-functional collaboration across multiple product verticals.
Key Highlights:
🌍 International Growth & Expansion: Led product strategy and go-to-market initiatives for key international markets, including India, Japan, Mexico, and Brazil. Defined hyperlocal product requirements and scaled features aligned with each region’s financial behaviors and regulatory needs.
📲 Super App & Ecosystem Thinking: Extended PayPal’s vision to become a globally relevant, locally optimized ecosystem. Built foundational platforms enabling Directed Payments—covering use-case management, onboarding, cataloging, search, lean APIs, and governance—laying the groundwork for modular, scalable growth.
💡 Bill Payments (US Market Launch): Led the strategy and delivery of Bill Payments as the first use case within the Directed Payments ecosystem. Orchestrated collaboration across dozens of internal teams, external partners, and the Braintree stack to bring a compliant, scalable, and user-centric solution to market.
📱 QR Code Payments (PayPal & Venmo): Drove the launch of QR-based payment capabilities in response to the accelerated need for contactless experiences during COVID-19. Built seamless, fast, and intuitive QR workflows to serve both PayPal and Venmo users.

Product ManagementE-commerceLeadershipBusiness Strategy

Manager, Product Management 2

Promoted

Mar 2018 – Jan 2020 · 1 yr 10 mos

Leading platform innovation and performance transformation for PayPal’s flagship Consumer App and Web experiences—powering scalable, high-performing solutions for millions of users globally.
Key Highlights:
🚀 Platform Strategy & Scale: Led PayPal’s Mobile App Transformation—Redesigned the app architecture to be leaner, faster, and more scalable, supporting our vision of a global super-app capable of serving 1B+ DAUs.
Consumer Platforms 2.0 Initiative—Championed an organization-wide transformation around platform thinking; designed and conducted PM training programs to embed this mindset across teams.
Server-Driven UI & DIY Native Experiences—Led pioneering efforts to modernize how native mobile experiences are built, enabling faster iteration through low-code/self-serve capabilities.
Scaled Federated Development—Transitioned PayPal’s app ecosystem from a monolith to a federated model, empowering 20+ global teams to contribute code independently and efficiently.
⚡ Performance Optimization:
Mobile Performance Wins—Drove major app performance improvements, reducing iOS app size by ~50%, Android app size by ~65%, and cutting app startup time by ~70%.
Web & Mobile Web Acceleration—Led initiatives to enhance page load times and responsiveness, directly increasing user conversions, repeat usage, and resulting in multi-million dollar revenue & TPV gains.
🛠️ Infrastructure & Governance: Developer Experience Overhaul—Overhauled dev infrastructure, improving CI performance by 500x for both iOS & Android and transitioning to cloud-based pipelines.
High-Velocity, Reliable Release Cycles—Scaled the mobile release process to shorter, predictable cycles with robust governance, drastically reducing hotfixes & live bugs while maintaining top-tier quality.
🤝 Strategic Partnerships: Collaborated with Google & Apple—Drove key integrations & co-marketing efforts; PayPal’s Android App was featured at Google I/O 2019 for innovations in App Actions & performance optimization.

Product ManagementE-commerceLeadershipBusiness Strategy

Senior Product Manager

Oct 2016 – Sep 2018 · 1 yr 11 mos

Led global product strategy and development to drive consumer growth, retention, and engagement across PayPal’s 250M+ customer base in 200+ markets.
🌍 Customer Growth & Lifecycle Platforms: Spearheaded the end-to-end development of high-scale, event-driven platforms powering personalized engagement:
Built Rewards, Referrals, Cashback, and Loyalty platforms from the ground up
System processed over 100M+ events/day, supporting global campaigns and user incentives
Enabled multi-million dollar marketing initiatives, directly contributing to multi-billion dollar TPV annually
⚙️ User Preferences & Privacy Experience: Made it easier for users to control and personalize their PayPal experience:
Led the redesign of Settings & Preferences, improving discoverability and ease of use
Drove GDPR compliance for mobile—aligning with the most significant data privacy regulation in over two decades and ensuring secure, transparent experiences for EU users

Product ManagementE-commerceLeadershipBusiness Strategy

On deck

ODPM1 Fellow - Inaugural Cohort

Jan 2021 – Jan 2022 · 1 yr · San Francisco Bay Area

Part of the On Deck Product Management 1 (ODPM-1) Inaugural Cohort.

Paytm

Product Manager

Mar 2015 – Oct 2016 · 1 yr 7 mos · Noida, Uttar Pradesh, India

Product Lead | Core Consumer & Seller Experiences | Paytm
Part of the early product team during Paytm’s hypergrowth journey from 10M to 200M+ users. Led multiple high-impact consumer and seller-facing products—driving platform scalability, engagement, and monetization across India’s largest digital payments ecosystem.
📈 Promotions & Cashback Platform: Built the Paytm Cashback platform—central to driving customer engagement and brand equity.
Designed for massive scale, supporting nationwide campaigns
Extended capabilities to power Paytm’s fraud prevention systems, enhancing platform integrity
🧠 Customer & Merchant Intelligence (i.e. Karma Scores): Collaborated with Paytm Labs (Toronto) to build machine learning–driven scoring models:
Developed predictive algorithms for merchant and user behavior
Enabled smarter platform decisions and risk management
🏪 Offline Initiatives & Assisted Commerce: Led product for Paytm’s offline seller and brand ecosystem, driving merchant success:
Built Seller Analytics Dashboards, Recommendation Engines, and Review/Rating Systems
Streamlined Seller Communication tools for better retention and performance
🤝 Business Alliances & Brand Integrations: Product lead for high-impact growth initiatives with top FMCG and entertainment brands:
Delivered integrations with Pepsi, Coke, Bourbon, Snickers, movie studios, and more
Drove Paytm’s expansion into mainstream consumer consciousness and daily life
🛍️ Marketplace Product & Catalog Management: Worked on Paytm’s core e-commerce platform to build a highly scalable catalog system:
Supported 100,000x SKUs and sellers
Ensured performance, discoverability, and operational efficiency at scale

Careers360

Manager-Products and Digital

Mar 2013 – Mar 2015 · 2 yrs · Delhi, India

Product & Business Lead | EdTech, Content & Commerce | Careers360
Wore multiple hats as part of the core team driving product, business, and content strategy at Careers360—a leading education platform in India. Helped scale a multi-channel ecosystem spanning digital media, predictive tools, print publications, and ed-tech e-commerce.
🧩 0→1 Product Leadership & Ecosystem Building: Led the end-to-end product lifecycle across multiple verticals:
Built and launched mycareers360.com, an e-commerce portal for education products and services
Established the Student Counselling Division, offering data-backed decision tools for students
Forged key B2B partnerships with top education brands like Bansal Classes and Resonance
📰 Content & Thought Leadership: Contributing author across Careers360's digital platform and widely circulated print magazine, reaching millions of students, educators, and policymakers:
Co-created university rankings and data-based decision frameworks for higher education
Served as Editor of Socioversity—India’s first social media ranking of Indian universities
This role blended product innovation, content strategy, and business execution, helping shape Careers360 into a trusted name in India’s higher education landscape.

Product ManagementE-commerceLeadershipBusiness Strategy

N3uron

Co Founder

Mar 2013 – Oct 2014 · 1 yr 7 mos · India/US

www.crunchbase.com/organization/inferri-pvt-ltd
Inferri aims to be the ultimate destination for resources, mentorship, and tools that empower individuals and teams at the early stages of product development and fundraising.
🚀 n3uron: Next-Generation Workspaces for Creative Innovators: n3uron (pronounced neuron) is a global network of state-of-the-art innovation hubs designed to foster creativity and accelerate product development. These workspaces are equipped with cutting-edge tools and high-performance computing power, providing an ecosystem for a diverse range of industries:
Startups requiring advanced computing power
2D/3D Designers, Image Artists, and Animators
Robotics Researchers, Music Artists, and Physical Computing Enthusiasts
Architects and Academic Researchers in various scientific disciplines
By offering the right tools, mentorship, and community, n3uron creates a collaborative space that helps innovators reach their full potential.

Product ManagementE-commerceLeadershipBusiness Strategy

Aiesec

2 roles

National Support Team, Innovations @ AIESEC India/ NST Exchange Development @ AIESEC Czech Republic

Promoted

Aug 2011 – Feb 2012 · 6 mos

⚡ National Support Team - Operations & Innovations | AIESEC India 🇮🇳: Led the Operations & Innovations team at AIESEC India, focused on enhancing operational efficiency and driving innovation across the country:
Process Optimization: Streamlined workflows to improve team productivity
Strategic Planning: Developed and implemented national growth strategies
Innovation: Introduced new tools and systems to foster operational excellence
🌍 National Support Team | AIESEC Czech Republic 🇨🇿: Supported national operations and strategic planning for AIESEC Czech Republic:
Cross-Cultural Collaboration: Worked with international teams to enhance communication
Operational Excellence: Improved day-to-day processes and aligned with global mission
Mentorship: Guided local chapters to execute impactful campaigns

Vice President

Feb 2010 – Jan 2012 · 1 yr 11 mos

Hired, scaled, and led a team of 35+ members to drive impactful social development projects and strategic partnerships.
🌍 Product Strategy & International Exchanges: Spearheaded the strategy, development, and promotion of AIESEC’s core offering: International Exchanges. Oversaw the end-to-end process, ensuring alignment with organizational goals and global impact.
🤝 Corporate-Social & CSR Initiatives: Planned and executed corporate-social events and CSR activities, engaging local youth and fostering community-driven change.
📢 Client Relations & Media Engagement: Managed key client relationships and media outreach, enhancing visibility and strengthening partnerships.

Technox

Head-Strategy & Operations (Founding Team)

Jan 2010 – Mar 2013 · 3 yrs 2 mos · India

Led the strategy and operations for Technox, an international organization focused on driving technical advancements and revolutionizing the industry. Key responsibilities included coordinating operational strategy and ensuring seamless project delivery across global initiatives.
🌍 Global Outreach & Engagement: Developed and executed business policies and engagement strategies to involve students and professionals from diverse domains on a national and global scale.
Facilitated competitions and student organizations with technical sponsorships, tailored to their specialization and organizational size
Collaborated with top industry experts from global brands like Oracle, Sun Microsystems, Google, Yahoo, Mozilla, and Openoffice.org to support and empower students and professionals
Technox is a community-driven platform guided by seasoned professionals, dedicated to creating an ecosystem that nurtures technical talent and fosters innovation across industries.
Visit us at: www.technox.org

Growth Consultant

Jan 2010 – Jan 2011 · 1 yr

Selected as one of the five AIESEC Representatives across India for the AIESEC India-LinkedIn Partnership.
📣 LinkedIn Value Proposition & Recruitment Strategy
Led the communication of LinkedIn's value proposition throughout the recruitment cycle, collaborating closely with Talent Management and top universities to drive engagement and recruitment success.