Ravi Shankar Kumar 🇮🇳

CEO

Noida, Uttar Pradesh, India14 yrs 3 mos experience
AI Enabled

Key Highlights

  • Built two startups with impactful lessons
  • Led 37+ digital transformation projects
  • Expert in blending technology with customer experience
Stackforce AI infers this person is a Fintech leader with expertise in customer experience and digital transformation.

Contact

Skills

Core Skills

Customer Experience ManagementDigital StrategyDigital TransformationCustomer SuccessProduct ManagementStartup ManagementCustomer EngagementMentorshipBranch BankingCustomer Relationship ManagementCustomer SupportClient Management

Other Skills

AI VoiceBotsAgile & Waterfall MethodologiesChange ManagementClient ServicesCoachingFinTechHR ManagementLean Six SigmaNPS ManagementOperationsOperations ManagementProject ManagementRemote Team ManagementSales ManagementStrategic Planning

About

I also walked the founder’s path — twice. I built two startups from scratch. Both ultimately didn’t make it — but those years gave me scars, stories, and a stubborn optimism. I failed, yes — but I learned how to build, how to lead with nothing but belief, and how to serve customers with dignity and empathy. A Journey of Grit, Growth & Giving Back If you asked me where it all began, I’d say: In the small lanes of Patna, where dreams were bigger than the city itself. Growing up, I never let geography define my destiny. I believed that I could carve my path with grit and heart, no matter how far from the usual roadmap. 🌱 The Early Days — Learning the Value of Hard Work My career started in banking at Standard Chartered Bank. What many saw as a job, I saw as a launchpad*. Over 8 years, I grew from Senior Associate to Assistant Manager — leading teams, managing credit card operations, and even stepping in as Backup Branch Manager. More than titles, I learned this: Customer experience is not a department — it’s a mindset. The awards I earned reminded me that dedication and care always pay off. The Entrepreneurial Leap — Building What Matters I took the leap into entrepreneurship twice: ZenGages: Bridging the skills gap for Tier II & III students. We touched 10,000+ lives, built a team of 30+, and earned mentorship from IIM Bangalore. The biggest lesson? Impact beats scale. visav.is: A remote team experience platform. Raised €100K, joined Y Combinator’s build sprint, and reached 200+ daily active users. The lesson here? *Timing and market fit matter most.* 🏦 Leading Digital Transformation At Equitas Small Finance Bank, I led 37+ digital projects — from launching Tab Banking across 500+ branches to boosting NPS Now at FinAGG Technologies, I’ve raised CSAT, rolled out AI VoiceBots, and led fintech projects like GST Suvidha Provider approval — all while managing a full HR ecosystem. Every day, I’m focused on blending technology with customer-first strategies to build smarter, faster financial services. 💡 What I Bring * Building startups from zero * Scaling digital banking innovations * Leading teams of 30–100+ professionals * Blending technology with customer obsession — CRM, AI, GenAI * Driving results that move the needle 📚 Always Learning PMP, Lean Six Sigma Black Belt, Y Combinator Startup School, IIM Bangalore NSRCEL — but more than certifications, I value curiosity and growth. 🤝 Let’s Connect If you believe in turning failures into fuel, building customer-first solutions, and dreaming big — I’d love to connect.

Experience

Finagg technologies private limited

Strategy, Customer Experience & People Leadership | Driving Innovation, Engagement | CEO's Office

Jun 2024Present · 1 yr 9 mos · Noida, Uttar Pradesh, India · On-site

  • Strategic Advisor to the CEO
  • 🤝 Partnered with the CEO to define and execute the company vision.
  • 📈 Aligned teams with OKRs, KPIs, and execution dashboards for measurable results.
  • 🧭 Translated strategy into action across departments, breaking silos and accelerating growth.
  • 🌟 Head of People & Culture
  • 👥 Owned end-to-end HR — hiring, onboarding, engagement, and performance.
  • 💡 Built scalable L\&D, retention, and leadership programs.
  • ❤️ Championed a people-first culture where every employee felt valued and driven.
  • 🌱 “Culture is crafted, not chanced.”
  • 💬 Customer Experience (CX) Head
  • 📞 Managed support channels: calls, WhatsApp, email, missed calls.
  • 🤖 Deployed AI bots and automation to enhance CX and reduce TAT.
  • 🔁 Used insights to improve customer journeys and satisfaction.
  • 💛 “Loyalty is earned by treating customers as partners.”
  • 🤖 Digital Innovation & Ops
  • ⚙️ Implemented AI chatbots, voice bots, CPaaS dialers for collections & support.
  • 📲 Streamlined vendor ops and digitized key workflows for scale and efficiency.
  • 📈 Sales & Credit Strategy
  • 🚪 Enabled smarter acquisition and retention strategies.
  • 📋 Collaborated on credit scorecards and policy optimization.
  • 📊 Improved portfolio quality through CX + credit synergy.
  • 📊 KPI & Execution
  • 📍 Set up OKRs/KPIs org-wide.
  • 📆 Led performance reviews, aligning efforts with outcomes.
  • ⚡ Enabled data-driven decision-making and cross-functional accountability.
Digital StrategyCustomer Experience ManagementAI VoiceBotsHR Management

Equitas small finance bank

Associate Vice President- CX Projects

Apr 2023Jun 2024 · 1 yr 2 mos · Chennai, Tamil Nadu, India · On-site

  • Associate Vice President – Customer Experience Projects | Equitas Bank
  • I have led the digital transformation and customer experience (CX) initiatives across India, driving innovation, operational efficiency, and delivering exceptional service at every touchpoint. My focus is on building scalable systems, simplifying customer journeys, and creating measurable impact. 💡📈
  • Digital Transformation Leadership
  • 💻 Spearheaded the bank’s transformation journey by driving the adoption of cutting-edge technologies to boost operational efficiency and elevate customer experience.
  • 🧭 Led 37+ high-impact projects improving branch operations and customer care nationwide.
  • 📊 Project 95 – Tab Banking
  • 📍 Led the implementation of Tab Banking across 500+ branches pan-India.
  • 📱 Streamlined in-branch processes, reducing customer wait times and increasing engagement.
  • 🔄 Enabled real-time digital onboarding and processing, improving first-time-right metrics.
  • 📈 Pan-India NPS Management
  • 📌 Owned and managed Net Promoter Score (NPS) nationally.
  • 📈 Elevated customer satisfaction score targeted improvements and CX initiatives.
  • 🔁 Conducted deep-dive feedback analysis and developed actionable plans for all zones and customer segments.
  • 🧠 Innovation Projects
  • 💡 Designed customer interaction journeys using Design Thinking for Credit Card and Personal Loan launches.
  • 🔍 Identified and eliminated friction points, enabling smooth digital onboarding and service flows.
  • 🧪 Led User Acceptance Testing (UAT) and customer-side validations
  • 📂 Microsoft Dynamics CRM Implementation
  • ⚙️ Implementation of Microsoft Dynamics CRM for customer service and sales.
  • 📊 Unified all customer interaction data, enhancing relationship management and operational efficiency.
  • 🤝 Cross-Functional Collaboration
  • 🔄 Collaborated seamlessly with Product, Sales, Operations, and Technology teams for smooth project delivery.
  • 🎯 Drove alignment with structured governance, weekly sprints, and execution tracking.
Digital TransformationCustomer Experience ManagementProject ManagementNPS Management

Visavis

Co-founder | Customer Success | Product| Make remote teamwork feel like face-to-face |

Aug 2021Mar 2023 · 1 yr 7 mos · Remote

  • @visav.is is a new age remote team experience tool and, not another meeting tool like Zoom/ Skype. it enables natural and spontaneous interactions for distributed teams. By adding the human touch to remote collaboration, it helps teams to connect more closely and supports companies on remote work challenges.
  • We would like to invite startups to participate our Beta and provide feedback . If you are interested kindly RSVP@ https://signup.visav.is/
  • Looking forward to onboard you .
Customer SuccessProduct ManagementRemote Team Management

Vel tech technical university tbi

Startup Mentor

Dec 2020Nov 2022 · 1 yr 11 mos · Chennai, Tamil Nadu, India

  • Mentorship Sessions – for mentees/incubatees to seek guidance on professional as well as personal topics from trusted mentors ( technical as well as business aspects)
  • § Mentorship Workshops on specific deep topics – a small group of incubatees interested in a specific area gets hands-on coaching from experienced Veltech TBI Mentor
  • § Mentorship Talks & Panel Discussions – typically focused on certain areas and conducted in larger group incubatees of 15-50 people
MentorshipCoachingWorkshops

Zengages

Founder - CEO

Oct 2019Jan 2023 · 3 yrs 3 mos · Bangalore

  • ZenGages (Shared Dreams, Bright Future) An Edtech startup to bring education to every doorstep.
  • We tend to bring a solution to you at your own convenience. Our goal is to provide education to every human being who wants to learn new things in cost-effective as well as a fun learning way.
  • Who we are ?
  • Recognized by Start-up India and Mentored by IIM- Bangalore , We are Artificial intelligence training platform designed to help advance tier II & III cities students and Professionals to be a more accomplished and effective quality-focused professionals.
  • Advantages of obtaining an ZenGages Certification include increased income potential, a competitive advantages and global recognition
  • What Problem we are Solving ?
  • Companies don't hire ( Especially tier 2/3 cities students) or pay less because students don't have practical experiences.
  • Companies has to train them which cost money
  • Lack of skill based learning resulting in mostly tier 2/3 cities with low % of placement ( only 7%) as per Assocham report
  • We helped 30+ students with internship program with us & Last 1 yr we connected with more than 10K+ students and counselled them with B2B models program we did along with industry expert from overseas.
  • Creativity & Communication
  • Innovation Culture
  • Social media Marketing
  • Self Leadership program
  • Resume building
  • Career counselling program
  • Lean six sigma Yellow belt & Green belt ( Trending) course
  • We have seen Measurable success and we are now seeking to expand our program to address the need of students .
  • As a leader and self-sufficient innovator, Ravi is comfortable in any role from the executive boardroom to the floor. He is a savvy negotiator known for strong business development and relationship building skills. Ravi's innate ability to build high-performance teams, including his strategically-selected executive management staff, has served as a growth catalyst and infused productive energy into the workplace.
Startup ManagementCustomer EngagementOperations

Standard chartered bank

4 roles

Backup Branch Manager

Promoted

Apr 2016Jun 2018 · 2 yrs 2 mos · Bengaluru Area, India

  • Roles/ Skills ( Branch Banking)
  • Acted as Backup Branch Manager, overseeing service operations, sales, audits, priority customer management, and remittances, ensuring seamless branch banking functions.
  • Played a key role in large-scale projects focused on process enhancements and system upgrades.( CRM, Score card, Rewards)
  • Led a team of 35 members in credit card operations, expertly handling escalations, cross-sales initiatives, and service delivery to maintain high performance and customer satisfaction.
  • Managed branch banking operations, including compliance audits and priority customer services, while driving sales and ensuring efficient remittance processes.
  • Back-up Branch Manager | Priority Client Management | Banking Operation | Cash Management | Revenue Generation | Audit and Compliance | Team Management
Branch BankingCustomer Relationship ManagementSales Management

Customer Service Team Lead

Promoted

Apr 2013Mar 2016 · 2 yrs 11 mos · Bengaluru Area, India

  • Roles/Skills ( Scope International)
  • Credit Card & Banking Operation | Operations Management | Channel Management | SLA Management | Team Building & Training | Cross-Sell |
Customer SupportOperations Management

Senior Associate

Promoted

Oct 2011Mar 2013 · 1 yr 5 mos · Bengaluru Area, India

  • Roles/Skills
  • Client Relationship Management | Escalation Management | Cross-Sell |
Client ManagementCustomer Support

Associate

May 2010Sep 2011 · 1 yr 4 mos · Bengaluru Area, India

  • Roles/Skills
  • Client Management for credit card department
Customer SupportClient Services

Education

Y Combinator

Startup School — Startup

Oct 2021May 2022

Indian Institute of Management Bangalore

Startup Program - NSRCEL — Entrepreneurship/Entrepreneurial Studies

Dec 2019Dec 2020

ICFAI University

Master of Business Administration - MBA

Jan 2012Jan 2013

Patna University

Bachelor of Commerce - BCom

Apr 2006Apr 2009

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