Jan 2025 – Mar 2025 · 2 mos

• Relocating to Frankfurt

Sep 2023 – Dec 2024 · 1 yr 3 mos · Greater Delhi Area · On-site

• As part of CRISIL PMU- supported SIDBI in investing Government of India Fund of Funds (Sovereign Fund of India) in AIFs as a Limited Partner:
• 1. Supported SIDBI to deploy $3 million of venture debt across 3 startups and $40 million of equity financing across 3 Venture Capital Funds as a Limited Partner.
• 2. Day to day work profile Involves preparing rating/investment committee memos based on extensive primary/secondary research and financial data analysis with respect to Venture Capital Funds/Startups, legal/commercial/financial due diligence, past performance analysis (IRR, TVPI, DPI, RVPI) and negotiation of of commercials such as management fee/ operating fee, catchup and carry structure, hurdle rate.

May 2021 – Oct 2021 · 5 mos · South Delhi, Delhi, India

• 1. Was involved with asset management and due diligence of highway assets. Evaluated pan-India highway assets for investment by preparing thorough financial models (Metrics calculated and used: IRR, XIRR, DSCR, FCFE), legal and commercial due diligence (share purchase agreements, bank guarantees, performance guarantees, corporate guarantees, title clearance, loan agreements, traffic studies).
• 2. Compiled financial forecasts for existing highway investments by conducting scenario analyses (using data tables in Excel) taking into consideration the change in various cost and revenue drivers.
• 3. Drafted management and investor presentations depicting the revenue and cost performance of existing assets and various actions taken on ground to control the variance from budgeted numbers.

Jun 2020 – May 2021 · 11 mos · New Delhi, Delhi, India

• 1. Spearheaded team responsible for rewarding tax deduction benefits to startups as per Government of India schemes by analyzing their business models & legal compliance (annual financial statements).
• 2. Guided more than 100 startups on a monthly basis to take advantage of tax benefits.
• 3. Spearheaded team responsible for helping startups to get government recognition to get advantage of Government schemes such as waiver from earnest money deposit & past experience when applying for government contracts.
• 4. Arranged crucial discussions with Government regarding potential changes in regulatory frameworks to facilitate ease of doing business for entrepreneurs. Managed and directed a team of four associates and assistant managers to conduct the above tasks. Expanded the Startup India database used by Government of India containing various data points with respect to startups operating in India.

Jul 2019 – Mar 2020 · 8 mos · Greater Delhi Area

• 1. Worked as an investment professional in a real estate debt fund focused on residential projects in Delhi NCR and Mumbai. Key responsibilities involved preparing financial models (Metrics calculated and used: IRR, XIRR, DSCR, Principal Cover, FCFF) for cash flow projections of target assets, preparing materials for the investment committee approvals with respect to investments.
• 2. Directed due diligence and legal teams to prepare definitive agreements and execution of the same. Spearheaded restructuring of a stressed asset with current exposure of USD 19mn, investment in a new asset with an exposure of USD 9mn and closed a new transaction with an exposure of USD 5mn.
• 3. Evaluated pan-India real estate assets for investment by conducting thorough financial statement analysis, legal and commercial due diligence (postdated cheques, bank guarantees, performance guarantees, corporate guarantees, title clearance, loan agreement, escrow agreements, builder buyer agreements, personal guarantees, market studies).
• 4. Prepared financial forecasts for existing real estate investments by conducting scenario analyses (using data tables in Excel) taking into consideration the change in various cost and revenue drivers.

Apr 2018 – Jun 2019 · 1 yr 2 mos · Mumbai, Maharashtra, India

• 1. Drafted pitch decks for marketing the services of the DCM team to existing and prospective clients. Summarized credit research reports of existing and prospective clients published by S&P, Moody's and Fitch for the use of Managing Director for preparing marketing strategies.
• 2. Prepared financial forecasts for existing and prospective clients by depicting various credit events and their effects on present credit rating. Conducted credit research on financial statements of existing and prospective clients, extracted from annual reports, Moody's database, S&P database and Bloomberg terminal.
• 3. Both financial profile (liquidity ratios, coverage ratios, profitability ratios) and business profile (applying the Porter's five forces model) were analyzed.
• 4. Drafted weekly credit ratings update to showcase movement in credit ratings across different geographies, industries and credit profiles (Investment Grade and High Yield).

Apr 2017 – May 2017 · 1 mo · Mumbai, Maharashtra, India

• Helped clients to hedge their interest rate and currency risk using interest rate and cross currency swaps. The internship included a two week stint in London.

Jul 2014 – Apr 2016 · 1 yr 9 mos · Gurugram, Haryana, India

• 1. Conducted financial data mining and research to feed into the S&P GICRS and BECRS databases. Quality checked the databases by applying SQL queries to eliminate bad data, duplicates and erroneous one to many relationships.
• 2. Institutionalized best practices by preparing training modules on data and financial research. Solved client queries and data requests with respect to GICRS and BECRS.
• 3. Guided new team members (4) on database management and data research techniques to improve their productivity and reduce error rates.