Sahil Patel

Operations Associate

Hyderabad, Telangana, India6 yrs 9 mos experience

Highly Stable

Key Highlights

Six years of experience in credit risk assessment.
Completed CFA Level 2 examination.
Proven ability to conduct comprehensive credit evaluations.

Stackforce AI infers this person is a Credit Risk Analyst with expertise in financial analysis within the banking sector.

Contact

iamsahilpatel01@gmail.com LinkedIn

Skills

Core Skills

Credit Risk ManagementCredit Analysis

Other Skills

Analytical SkillsBeautyBeauty ManagementBeauty and skin care managementCorporate FinanceCredit Decision MakingCredit ManagementCredit Monitoring and ControlCredit Risk AssessmentFinanceFinancial AnalysisLogical ApproachManagementManagerial FinanceMechanical Engineering

About

Dedicated and results-oriented Credit Analyst with six years of experience in assessing credit risk across diverse industries. Possessing a strong foundation in financial analysis and risk management, coupled with the achievement of completing the rigorous CFA Level 2 examination. Proven ability to conduct comprehensive credit evaluations, perform thorough financial statement analysis, and make sound credit recommendations.

Experience

Hsbc

Manager, Approvals- Wholesale Credit Risk (UK Geography)

Aug 2024 – Present · 1 yr 7 mos · Hyderabad, Telangana, India · Hybrid

Idfc first bank

Credit Risk Analyst

Jul 2022 – Aug 2024 · 2 yrs 1 mo · Pune, Maharashtra, India · On-site

Managing the credit aspects of Small and Medium Enterprise (SME) clients for Working Capital Trade Products, with a maximum limit ticket size of up to Rs 50 Crore.
Products- Fund Based and Non-Fund Based working capital limit, Loan against Property
Credit Risk Assessment:- Conduct thorough evaluations of potential borrowers creditworthiness by analyzing financial statements, credit reports, and other relevant data to determine the level of risk associated with extending credit.
Credit Decision Making:- Make informed decisions regarding credit approvals, terms, and limits based on risk assessments, company policies, and industry best practices to optimize the balance between risk and return.
Credit Monitoring and Control:- Monitor the credit performance of existing customers by tracking payment patterns, evaluating changes in credit risk, and taking proactive measures to mitigate potential losses.

Credit Risk AssessmentCredit Decision MakingCredit Monitoring and ControlCredit Risk ManagementCredit Analysis

Icici bank

Credit Risk Analyst

May 2019 – Jun 2022 · 3 yrs 1 mo · Pune, Maharashtra, India

Managing the credit aspects of Business Banking Vertical clients funding requirement with a maximum limit ticket size of up to Rs 20 Crore.
Products- Fund Based and Non-Fund Based working capital limit,
Loan against Property, Unsecured Business Loan, Term Loan