Ram Prakash Dhanawat

Operations Associate

Mumbai, Maharashtra, India4 yrs 6 mos experience

Key Highlights

Expert in banking operations and reconciliation processes.
Proficient in advanced Excel for data management.
Strong track record in maintaining financial integrity.

Stackforce AI infers this person is a Banking Operations and Reconciliation Specialist with expertise in Fintech.

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Skills

Core Skills

Banking OperationsReconciliationFinancial AnalysisOperations ManagementData Analysis

Other Skills

AEPS/NFS-ATM ReconciliationATM / CRM ReconciliationAccount ManagementAuditor Discrepancy ResolutionBank ReconciliationClient Query HandlingCore Banking Systems – Finacle CBSDaily MIS ReportingDigital PaymentFinancial ReportingGL ReconciliationInsurance Claim ManagementMIS ReportingOracle FlexcubePayment & GL Reconciliation

About

At LiquiLoans, my role as Manager of Reconciliation harnesses my expertise in banking and reconciliation processes, ensuring accuracy and compliance with RBI settlements. Graduating from the University of Rajasthan with a Bachelor of Commerce, I focused on Accounting and Finance, which laid the groundwork for my proficiency in bank reconciliation and financial reporting. My toolbox includes advanced Excel skills—managing complex datasets with Vlookup, Hlookup, and pivot tables, enhancing the efficiency and clarity of our MIS reports. Our team values precision and strategic thinking, and I am motivated by the challenge of maintaining financial integrity in a dynamic, tech-driven environment.

Experience

Kotak mahindra bank

Deputy Manager

Jul 2025 – Present · 8 mos · Mumbai, Maharashtra, India · On-site

Experienced Banking Operations & Reconciliation Specialist
Skilled in ATM & CRM machine reconciliation, including Pro-Credit disputes, withdrawals, deposits, and payment adjustments. Expertise in GL reconciliation and transaction settlement, ensuring accuracy and compliance with internal controls and regulatory guidelines.
Proficient in Finacle CBS for transaction tracking, dispute resolution, and end-to-end reconciliation processes. Adept at identifying discrepancies, investigating variances, and implementing corrective measures to maintain financial integrity.
Key Competencies:
ATM / CRM Reconciliation (Cash & Non-Cash)
Pro-Credit Dispute Resolution
Withdrawal & Deposit Reconciliation
Payment & GL Reconciliation
Core Banking Systems – Finacle CBS
Process Optimization & Accuracy Control

ATM / CRM ReconciliationPro-Credit Dispute ResolutionWithdrawal & Deposit ReconciliationPayment & GL ReconciliationCore Banking Systems – Finacle CBSProcess Optimization & Accuracy Control+2

Liquiloans

Manager reconciliation

May 2023 – Aug 2025 · 2 yrs 3 mos · Mumbai, Maharashtra, India

Handling Daily Bank Reconciliation with Bank statement or company ledger.
Handling Daily System recons with client’s data or system data transaction wise,
Handling Daily Inflow and outflow recons, Matching Refunds, Adjustment.
Handling monthly wise commission sign off with finance team or auditors.
Daily basis payouts, and checking bounced, reprocess them.
Publish Daily MIS report, BRS tally,
Daily checking settlements with NPCI data. Transactions monitoring,
Resolve auditors’ discrepancy regarding payments, Refunds, process flow.

Bank ReconciliationFinancial ReportingDaily MIS ReportingTransaction MonitoringAuditor Discrepancy ResolutionReconciliation+1

Nsdl payments bank

Senior reconciliation executive

Feb 2022 – May 2023 · 1 yr 3 mos · Mumbai · On-site

Recon process of ( AEPS/NFS-ATM/prepaid card/RUPAY/VISA//NEFT/RTGS/IMPS /UPI/POS-ECOMM)
Daily handled payouts cycle wise of AEPS product or Micro ATM product.
Daily handed AEPS or MATM, IMPS, UPI Settlements of NPCI and post in CBS.
Daily handled product wise GL reconciliation, adjustment,
Handled monthly wise commission sign off with finance team or auditors.
Handled monthly wise commission payouts of business partners.
Handled Internal and External Concurrent Audit Queries
Handled business partner queries regarding payment or settlements.
knowledge of Oracle Flexcube
UAT of AEPS/NFS-ATM/prepaid card recon application
Settlement and Accounting Entries of the electronic payment products
Daily Handling and Monitor of Both RBI Account ( Current A/c & Settlement A/c )
AEPS/NFS-Micro ATM automation testing
Ensure Timely accounting of all the entries pertaining to monthly processing charges.

AEPS/NFS-ATM ReconciliationGL ReconciliationSettlement and Accounting EntriesOracle FlexcubeUAT of Recon ApplicationReconciliation+1

Q conneqt business solutions

Operations Executive

Dec 2019 – May 2020 · 5 mos · Mumbai, Maharashtra, India · On-site

Daily Handled insurance policy to posting in SAP software.
Daily published MIS report of insurance claim & sent to senior manager.
Handled daily queries of clients regarding insurance claim.
Handled Queries Pertaining to transaction wise of clients.
Handled daily basis insurance claim request received from customer and Schedule same working day.
Manually prepare files and maintaining.
Escalation tickets raised to the client for complete pending policies.
Daily basis Productivity Tracker maintaining
Hands of experience In Advance Excel, MIS reports, Dashboard, formulas, automations, short cuts,