Sohail A. — AI Researcher
Sohail is data science leader with 11+ years of experience in financial, credit risk, fraud risk open banking and regulatory models.. Currently working as Senior Advisor( Data Science & Risk) for one the top consulting companies in middle east in BSFI domain. He conceptualizes, designs, develops hypothesis and creates solutions with statistical elegance. Passionate about data science, ML & predictive modelling, he is adept at solving complex problems in FinTech, banking and BSFI domain. As a consultant, he has been working with major large banks and FinTechs with primary focus on KSA, UAE and ME market. He's well versed with regulatory requirements of SAMA and CBUAE. Overview of some of the solutions Sohail has developed:- • Credit risk models for retail and SME customers • Application and behavioral credit risk models • ML based Fraud Detection Solutions • ML backed automated reconciliation solution • PD Models on Financial as well as alternative data • Time series short term & long term cash flow forecasting • RAROC models in compliance with regulatory requirements • Banking transactions classifications models on open banking data • Payment date predictions for due bills & invoices • Built cross-sell and upsell strategies for portfolio growth and risk mitigations • Optimized risk acceptance policy framework for some of the largest banks in KSA in conjunctions with SAMA guidelines for responsible lending • Ensuring compliance with SAMA, CBUAE and other central banks to in credit risk models and reporting guidelines • Lending portfolio analysis and risk-mitigation • Analytical reports & visualizations 𝐌𝐚𝐜𝐡𝐢𝐧𝐞 𝐋𝐞𝐚𝐫𝐧𝐢𝐧𝐠 - | Credit Risk Modelling | Fraud Detection Models | Linear & Logistic Regression | Risk Scorecard Development | Statistical Analysis | Clustering | Time Series Models | Random Forest | Factor Analysis | SARIMA | Visualizations| | Neural Networks | MLP | PD | LGD | EAD | ARIMA | Fraud Detection | DBSCAN | Isolation Forest | Benford’s Digits | 𝐑𝐢𝐬𝐤- | PD | LGD | EAD | BASEL | IFRS9 | Stress Testing | Risk Scorecard | RAC Policy | RAROC | Cross-sell | Upsell | IRB Models | Regulatory Compliance |
Stackforce AI infers this person is a Fintech expert with a strong focus on data science and risk management solutions.
Location: Riyadh, Saudi Arabia
Experience: 12 yrs
Skills
- Data Science
- Risk Management
- Credit Risk Modeling
- Fraud Detection Models
- Machine Learning
- Data Analysis
Career Highlights
- Over 11 years of experience in data science and risk management.
- Expert in developing credit risk and fraud detection models.
- Strong background in regulatory compliance for financial institutions.
Work Experience
Qarar
Senior Advisor- Data Science & Risk (2 yrs 6 mos)
Fishtail
Lead Data Scientist- Risk (1 yr 2 mos)
ForwardAI
Vice President- Data Science & ML (10 mos)
Data Science Expert (1 yr 11 mos)
Biz2Credit India
Senior Associate- Data Science & Analytics (3 yrs 4 mos)
Bloggers Mind
Senior Data Analyst (2 yrs 2 mos)
Education
Master of Business Administration (MBA) at Jamia Millia Islamia
Bachelor of Business Studies at Jamia Millia Islamia
