Himanshu Goel

AI Researcher

Delhi, India5 yrs 5 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Led analytics team to optimize cross sell strategies.
Revamped personal loan eligibility using machine learning.
Developed strategies to enhance credit card collections.

Stackforce AI infers this person is a Data Science professional with a focus on Fintech analytics.

Contact

goelhimanshu27@gmail.com LinkedIn

Skills

Core Skills

Data ScienceMachine LearningData AnalysisCredit Risk Analysis

Other Skills

Analytical SkillsAutoCADBlockchain TechnologyEngineeringExcelExploratory Data AnalysisFundamental AnalysisLogistic RegressionMIS ReportingMicrosoft ExcelMicrosoft Power BIMySQLPower BIPythonPython (Programming Language)

About

Interested in Data Science and Data Analytics. Skilled in R, SQL, Excel, Microsoft Power BI. Professional Certificate in Data Science from HarvardX.

Experience

Go

2 roles

Senior Data Scientist

Jan 2025 – Present · 1 yr 2 mos

Data Scientist

Nov 2022 – Dec 2024 · 2 yrs 1 mo

Rbl bank

2 roles

Manager

Promoted

Aug 2021 – Nov 2022 · 1 yr 3 mos

Leading the cross sell (Split & Pay, STPL, Insurance, XpressCash) analytics team.
Responsible for campaign analysis, communication analysis, product analysis, profitability analysis and
credit risk analysis of the cross sell products.
Changed the entire STPL (personal loan) strategy i.e. which customers should be eligible for this pre-
approved loan and what's the max loan amount we can provide for different tenures by using credit risk
analytics and machine learning. Also created a framework for risk based pricing model.
Worked and coordinated with multiple stakeholders to identify opportunities to leverage data to drive
business outcomes and monitor outcomes.
Tools Used: Python, R, SQL, Excel, Power BI
Machine Learning Algos Used: Logistic Regression, Decision Tree, Random Forest, XGBoost.

PythonRSQLExcelPower BIMachine Learning+1

Technology Trainee

Aug 2020 – Jul 2021 · 11 mos

Worked on Credit Cards Bill Collection Strategy, Portfolio Health Monitoring, MIS Reporting and
Monitoring of collections models.
Worked on Reducing Customers Complaints by Developing Efficient Calling Strategy for better
collections.
Managed Credit Cards Restructuring project for the bank.
End to end model development and implementation of logistic regression model to predict default
probability of customers.

Logistic RegressionCredit Risk AnalysisMIS ReportingData Analysis