Himanshu Goel

AI Researcher

Delhi, India5 yrs 5 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Led analytics team to optimize cross sell strategies.
  • Revamped personal loan eligibility using machine learning.
  • Developed strategies to enhance credit card collections.
Stackforce AI infers this person is a Data Science professional with a focus on Fintech analytics.

Contact

Skills

Core Skills

Data ScienceMachine LearningData AnalysisCredit Risk Analysis

Other Skills

Analytical SkillsAutoCADBlockchain TechnologyEngineeringExcelExploratory Data AnalysisFundamental AnalysisLogistic RegressionMIS ReportingMicrosoft ExcelMicrosoft Power BIMySQLPower BIPythonPython (Programming Language)

About

Interested in Data Science and Data Analytics. Skilled in R, SQL, Excel, Microsoft Power BI. Professional Certificate in Data Science from HarvardX.

Experience

Go

2 roles

Senior Data Scientist

Jan 2025Present · 1 yr 2 mos

Data Scientist

Nov 2022Dec 2024 · 2 yrs 1 mo

Rbl bank

2 roles

Manager

Promoted

Aug 2021Nov 2022 · 1 yr 3 mos

  • Leading the cross sell (Split & Pay, STPL, Insurance, XpressCash) analytics team.
  • Responsible for campaign analysis, communication analysis, product analysis, profitability analysis and
  • credit risk analysis of the cross sell products.
  • Changed the entire STPL (personal loan) strategy i.e. which customers should be eligible for this pre-
  • approved loan and what's the max loan amount we can provide for different tenures by using credit risk
  • analytics and machine learning. Also created a framework for risk based pricing model.
  • Worked and coordinated with multiple stakeholders to identify opportunities to leverage data to drive
  • business outcomes and monitor outcomes.
  • Tools Used: Python, R, SQL, Excel, Power BI
  • Machine Learning Algos Used: Logistic Regression, Decision Tree, Random Forest, XGBoost.
PythonRSQLExcelPower BIMachine Learning+1

Technology Trainee

Aug 2020Jul 2021 · 11 mos

  • Worked on Credit Cards Bill Collection Strategy, Portfolio Health Monitoring, MIS Reporting and
  • Monitoring of collections models.
  • Worked on Reducing Customers Complaints by Developing Efficient Calling Strategy for better
  • collections.
  • Managed Credit Cards Restructuring project for the bank.
  • End to end model development and implementation of logistic regression model to predict default
  • probability of customers.
Logistic RegressionCredit Risk AnalysisMIS ReportingData Analysis

Maruti suzuki india limited

Summer Intern

Jun 2019Jul 2019 · 1 mo · Gurugram, Haryana, India

Education

Netaji Subhas Institute of Technology

Bachelor of Engineering - BE — Mechanical Engineering

Jan 2016Jan 2020

Modern International School - India

Senior Secondary — Science (Non Medical)

Jan 2014Jan 2016

Rao Man Singh Public School

Secondary

Jan 2013Jan 2014

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