Sep 2012 – Nov 2022 · 10 yrs 2 mos · Gurugram, Haryana, India

• Commercial Contract Drafting & Negotiation: Analyzing, structuring, negotiating and drafting of all types Commercial Contracts, Business Transfer Agreements/Slump Sale Agreements, Non-Disclosure Agreements, Letters of Intent & Memorandum of Understanding etc.
• Advising on regulatory compliance requirements related to Credit Cards and Payments Processing & its digitization integration processes.
• Provide advice to the business units and support functions in identifying contractual, commercial and operational risks and exposures in contracts and new product initiatives and processes.
• Provide legal advice to Compliance and management regarding legal & regulatory changes/updates and interpretation of directions, guidelines and circulars issued by the RBI,TRAI, IRDA, UIDAI, SEBI, MCA etc.
• Handling the work pertaining to against cases which involves Consumer, Civil & Criminal and other Tribunals / Forums on PAN India Basis.
• HR/Employment matters and litigation matters in addition to rendering of general advice on risk mitigation strategies.
• Handling Managing litigation under Arbitration & conciliation Act, Negotiable Instrument Act, Payment and settlement Act, Right to information Act.
• Working with compliance and ensure business compliances with regulatory guidelines issued by labor department, CCI etc.
• Managing/Replying legal notices inhouse received by the management of the Company
• Drafting of police complaints, police notices replies , RTI replies, CIC replies/ hearings etc.
• Providing proactive advice to business and other support functions.
• Representing company before various forums like District consumer forums, State Commissions, National Commission, Banking Ombudsman, Labour Courts, Civil courts, criminal courts, Arbitration proceedings, 138 cases etc.
• Conducting Lok Adalat, Conciliation camps (Alternate Dispute Resolution methods) for reducing litigation and recovery of outstanding dues.

Jun 2009 – Oct 2012 · 3 yrs 4 mos · Greater Delhi Area

• Manage the work pertaining to Lease Registration of New Branches of the company on PAN India Basis.
• Rendering legal advice with respect to formation of new company, mergers, etc.
• Drafting of Company’s entire commercial contracts, regulatory, policy, compliance and litigation matters in addition to general advice
• Drafting, vetting & review of various commercial Agreements/NDAs/Letters of Intent/MOU’s etc.
• Drafting, vetting & review of Policy Documents, Legal Notices/Plaint/Written statements/Appeals and all external legal communication.
• Drafting and Vetting of Contracts/ Lease Agreements with merchants/vendors of varied nature.
• Negotiations with property owners and finalization the contractual terms with in the defined TAT
• Providing proactive advice to business and other support functions
• Cases filed under Sarfaesi Act & Sec.138 of Negotiable Instrument Act.
• Supervise cases filed against the Company & traveling to the other locations finalization the contractual terms with in the defined TAT
• Development of legal strategies for high stake litigation matters

Nov 2007 – May 2009 · 1 yr 6 mos

• Working as legal consultant with the legal strategy Team of Citi financial Consumer Financial Ltd. responsible for planning and implementing legal strategy for the entire business line (Loans, advances & Mortgage)