Naman Singhal

CEO

Bengaluru, Karnataka, India8 yrs 3 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Expert in Credit Risk Modeling for Basel-3 and CCAR.
Developed multiple PD, EAD, and LGD models.
Contributed to capital maintenance for multinational banks.

Stackforce AI infers this person is a Credit Risk Modeling expert in the Fintech industry.

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Skills

Core Skills

Credit Risk ModelingRegulatory Compliance

Other Skills

CCAREAD ModelsMacro-economic Stress TestingPD Models

About

Experienced professional having expertise in Credit Risk Modeling across US and Asia Pacific regions for Basel-3 and CCAR regulatory submissions. Developed multiple PD (Probability of Default), EAD (Exposure at Default), and LGD (Loss Given Default) models for retail portfolios and successfully submitted these models to regulators. Contributed to multinational banks in maintaining minimum amount of capital required for any future downturn macroeconomic conditions.

Experience

Hsbc

3 roles

Assistant Vice President

Aug 2024 – Present · 1 yr 7 mos

Manager

Promoted

Mar 2022 – Jul 2024 · 2 yrs 4 mos

Basel 3 model development

Credit Risk ModelingRegulatory Compliance

Assistant Manager

Jun 2020 – Feb 2022 · 1 yr 8 mos

Exl

Consultant-II

Jan 2019 – May 2020 · 1 yr 4 mos · Gurgaon, India

Developed models for one of the leading US bank client submitted to US Fed for CCAR regulatory framework.
Forecasted losses for the Credit cards Portfolio by developing PD (Probability of Default) and EAD (Exposure at Default) models.
Worked on macro-economic stress testing using supervisory and in-house scenarios.
Automated the whole process to find top 20 risky MSAs (Metropolitan Statistical Area) in US.

Credit Risk ModelingCCARPD ModelsEAD ModelsMacro-economic Stress TestingRegulatory Compliance

Capgemini

Associate Consultant

Aug 2017 – Dec 2018 · 1 yr 4 mos · Hyderabad Area, India

Developed two Insurance software products for the US client based in Hawaii.
Interacted with the onsite team and client to understand the business and technical requirements.
Suggested feasible and optimum solutions to the client for the insurance product.

The hive collaborative workspaces

Summer Intern: Market Research and Analytics

Jun 2016 – Jul 2016 · 1 mo · Mumbai Area, India

Co-working Space in VR Bengaluru Mall
Researched for the benefits and services that can be provided to start-ups in co-working spaces by having the strategic partnership with the companies.
Created the database and strategized the marketing approach for the venture and increased the customer base.
Analyzed the trends of working spaces acquired at Bangalore in previous years and conducted the competitive analysis.