Mar 2022 – Feb 2025 · 2 yrs 11 mos · Mumbai, Maharashtra, India · On-site

• Architected and delivered Neo Banking Platform fully hosted on AWS, ensuring RBI compliance (DPSC, UAM, PCI-DSS). Achieved $2M net profit in 18 months via onboarding 15000 new customer accounts.
• Exposing internal banking APIs to Fintechs.
• Collaborating with FinTechs for new business models ensuring security and scalability.
• Complete RBI Compliances
• Preparing architecture and collaborating with internal teams to deliver new functionality
• Product road-mapping and strategy
• Product design and technical specifications (AC definitions)
• Stakeholder alignment (Board and management team)
• Innovation strategy embracing latest technology and defining adoption roadmap
• Team budgeting and mapping it to Company’s KPIs
• Leading a team of innovative individuals ensuring high performance (agile advocate) and
• quality deliverables
• balance of the customers using banking functionality on partner’s platforms). Expected
• to increase many fold with on-boarding of new partners and new payment functionality this year

Mar 2017 – Mar 2022 · 5 yrs · Mumbai Area, India

• One Kerala Bank – Consolidated 15 banks into a single State Co-operative Bank, owning complete technical demonstration and RFP win for Mobile, Internet, Agency, and Conversational AI banking.
• ● Punjab National Bank – Won RFP and delivered enterprise-grade API Gateway, enabling open banking readiness.
• ● Mannapuram Finance – Deployed AI-based EMI repayment calling bot, driving 20% earlier repayments.
• ● Global Engagements – Delivered cloud-ready digital banking platforms in Mauritius, Bahrain, Jordan, Laos, Denmark, and the Philippines. .
• New Product development focused on Digital Transformation to assist domestic, global banks and NBFCs with developing innovative and award-winning solutions
• Evangelize, Architect, Design & Develop Digital Banking stack encompassing Generative AI, Chatbots, Mobile Banking, Agent Banking, Omnichannel banking, Mobile Wallets, Collection App, Lending and Contactless Payments for MNC banks, PSUs, Cooperative banks & NBFCs
• Consulting for large private banks, financial institutions, government organizations & other customers in defining blueprints, setting up strategy and roadmap for digital transformation, streamline Product Engineering and Architect digital solutions
• Setup a practice across multiple delivery centers and a lab encompassing
• Spearhead global Presales & Solution teams.

Aug 2016 – Jan 2017 · 5 mos · Mumbai Area, India

• This Fb bot was developed as a freelance project. It grew to thousands of users and processed millions of messages. Continuous functional improvements, highly scalable infrastructure and a good code quality made it one of the most used bots on messenger

Apr 2014 – Mar 2017 · 2 yrs 11 mos · Mumbai Area, India

• i. Leading a team of 9 people to develop bots on the Gupshup platform - Providing solutions to complex client requirements with simplicity and best end user experience. Providing thought leadership in software design and architecture, developer evangelism, product delivery, innovation & change management in organization. Provided strategy and developed bots for clients like Barclays, Sage One(UK), HDFC Bank, Meru cabs, CCD etc on platforms like FB messenger, twitter etc.
• ii. Natural Language Processing - Integrated wit.ai, api.ai and indexer (lucene) to provide natural language processing capabilities to bots. Delivered high quality bots for Sage (world's 3rd largest ERP provider), Cisco (CLUS event bot) and SAP (Ariba Live bot).
• iii. Integrations - Integrated 3rd party systems like Salesforce, Jira, Zendesk, Zoho, SageOne etc to and built enterprise bots
• A) Framework Architecture , Design & Development of Rule Engine (workflows) in Teamchat (Technology – JAVA, JEE, MySQL, MongoDB, Javascript, HTML)
• Provided strategic leadership and direction in architecture, design and development of Rule Engine component of Teamchat platform. Rule Engine is used to develop workflows and other custom client solutions on Teamchat. This was the most significant technical and business innovation of the platform.
• Developed over 50 workflows to address business needs different organizations like HDFC, Bharti-AXA, Airtel, Reliance etc across various industries and verticals.
• chat platform without any assistance.
• B) Meetings and Events
• Attended meetings with technical/sales people to assist in enabling Teamchat adoption for integration and other complex use cases.
• Attended technical meetups and helped in training developers of clients like Walmart, Bidikmisi etc to develop workflows on their own.
• Contributed towards showing capabilities of Teamchat at various events like IMA, IAMAI etc.

Jun 2013 – Feb 2014 · 8 mos · Mumbai Area, India

• A). Dfferentia-Foreign Exchange Derivatives (Technology – JAVA, JAVASCRIPT)
• Developed javascript project to capture trade data from browser, store it in UI Server, fetch it again from UI server and populate the same back on the browser
• Developed JAVA tests to test the product which calculates market data for
• Currency Derivatives.
• B). Dfferentia-Fixing Rates (Technology – FLEX, JAVA)
• Developed an application to store market exchange rates for currency pairs for particular dates.

Jul 2012 – May 2013 · 10 mos · Bengaluru Area, India

• Video Communications Engineer at Ittiam systems Ltd, world’s leading DSP IP provider. (Jul 2012 – May 2013)
• A) Android Video Conferencing System for Mitel Technologies (Technology – C++, JAVA, OpenGL)
• Developed an Android application which enables 4-way video-conferencing on mobile phone processors.
• Extensive research was done on Android framework and Open Graphics Library. It was a high quality product as the application would work on any mobile platform and on any version of Android.
• B) Android Framework Abstraction Layer (Technology – C, JAVA)
• Developed a Driver Abstraction Layer to absorb all the differences w.r.t. audio and video functionalities of different processors like Samsung, Qualcomm and OMAP4 on different versions of Android like ICS, JB etc and on.
• Developed a GUI based test bench to test the audio and video capabilities of different processors like OMAP4, Qualcomm and Samsung on different versions of android like ICS, JB etc.
• C) Linux Audio/Video Driver Enhancement for CableTime (Technology – C)
• Implemented a customized Linux video driver to support 480I and 576I video capture standards on DM6467 processor.
• Implemented a critical feature in which Audio-Video synchronization accuracy of up to 0.001 micro seconds was achieved.
• D) Linux Audio Driver Enhancement for NDS Surgical Imaging (Technology – C)
• Understood the architecture of Linux and DM6467 processor to implement a customized Linux audio driver to support multiplexed audio capture from Line in and Mic in.