Ninto Anto K

CEO

Kerala, India13 yrs 10 mos experience
Highly Stable

Key Highlights

  • 14+ years of experience in FinTech and blockchain systems.
  • Expert in high-performance, low-latency architectures.
  • Mentored over 20 developers in best practices.
Stackforce AI infers this person is a Fintech Architect specializing in high-performance blockchain and payment systems.

Contact

LinkedIn

Skills

Core Skills

FintechBlockchainDistributed SystemsCredit Card Transaction ProcessingTechnical LeadershipSoftware DevelopmentMobile Applications

Other Skills

Amazon Web Services (AWS)AndroidAndroid DevelopmentApache KafkaBanking apiClient RelationsCore JavaDesign PatternsEclipseGitJSONJavaJava Enterprise ArchitectureMicroservicesMySQL

About

Technical Architect / Lead Engineer with 14+ years of experience in designing and delivering enterprise-scale financial and blockchain systems. Specializes in building high-performance, low-latency architectures for FinTech and crypto exchange platforms, combining strong back-end engineering with practical system design principles. Core Expertise: • Blockchain & Crypto Exchange – Architected and led the development of Coinome, a multi-module cryptocurrency exchange optimized for high-frequency trading (HFT) and built on mechanical sympathy principles. • FinTech Platforms – Designed and delivered NPCI UPI Switch and EMVCo 3DS systems, enabling secure, high-throughput transaction processing and achieving respective certification readiness. • Cloud-Native Architecture – Hands-on with Java, Spring Boot, Microservices, and AWS, driving scalable, event-driven solutions that power critical financial operations. Focus on aligning architecture with business value — ensuring performance, scalability, and maintainability without compromising reliability. I also enjoy mentoring engineering teams and simplifying complex systems into elegant, production-ready designs. Community Contributions: • Former Community Manager & Mentor – Google Developer Group (GDG) Cochin • Invited Delegate – Google I/O 2015, Google’s Annual Developer Conference Education: • M.Tech in Computer Science – Cochin University of Science and Technology • B.Tech in Computer Engineering – Government Engineering College, Thrissur

Experience

Regobs technologies pvt. ltd.

Enterprise Architect

Nov 2025 – Present · 4 mos · On-site

Hatio

3 roles

Lead Software Engineer

Promoted

Nov 2022 – Nov 2025 · 3 yrs

  • Architecting and leading delivery of large-scale FinTech and blockchain platforms, specializing in UPI, 3DS/EMVCo, and crypto exchange systems with a focus on high availability and performance.
  • Key Contributions:
  • Crypto Exchange Architecture (Coinome):
  • Designed and led development of Coinome, a multi-module cryptocurrency trading platform, optimized for high-frequency transactions.
  • Implemented low-latency communication patterns leveraging mechanical sympathy principles for concurrency and throughput.
  • UPI & Payment Systems:
  • Architected and delivered UPI switch and PSP stack for BillDesk, achieving NPCI certification readiness.
  • Designed HATIO PAYOUTS, a scalable B2B payment platform for real-time financial transactions.
  • EMVCo 3DS & Credit Card Payments:
  • Led design and certification of 3DS EMVCo 2.0 protocols (ACS, SDKs) for secure online transactions.
  • Oversaw full implementation lifecycle across globally distributed teams (India, EU, and US).
  • Architecture & Leadership:
  • Championed microservices adoption and AWS-based deployments to enhance scalability and fault tolerance.
  • Mentored 20+ developers, establishing coding and architecture standards for maintainable, production-grade systems.
FinTechDistributed SystemsAmazon Web Services (AWS)BlockchainJava Enterprise ArchitectureMicroservices+2

Associate Consultant

Promoted

Nov 2019 – Oct 2022 · 2 yrs 11 mos

FinTechDistributed SystemsTechnical LeadershipBanking apiApache Kafka

Senior Software Engineer

Mar 2018 – Oct 2019 · 1 yr 7 mos

Software Development Life Cycle (SDLC)FinTechDistributed SystemsSoftware EngineersSoftware Development

Rapidvalue

Senior Software Engineer

Feb 2016 – Feb 2018 · 2 yrs · Cochin

  • Collaborated with global teams to build mobile and backend integrations for enterprise clients in the healthcare and finance sectors.
  • Designed backend systems supporting MiSnap SDK (Mitek) and telehealth applications, ensuring scalability and compliance.
  • Contributed to architectural decisions for digital content platforms and enterprise integration frameworks.

Codewalkersolutions

Co-Founder & Senior Android Developer

Sep 2013 – Jan 2016 · 2 yrs 4 mos · Cochin Area, India · On-site

  • Designed and developed Ludus, an online educational platform supporting multi-institute collaboration and distributed user management.
  • Applied micro services-inspired modular architecture for better scalability, maintainability, and independent feature deployment.
JavaMobile ApplicationsSoftware Development Life Cycle (SDLC)MicroservicesSoftware Development

Heuristics technosol

Android Developer

Nov 2012 – Jun 2013 · 7 mos · Cochin Area, India

  • Android Developer. Worked in developing two product android apps by Organisation. Developed Custom android apps for specific clients as well.
Software EngineersSoftware Development

Trace engineering solutions

Java Developer

Sep 2011 – Oct 2012 · 1 yr 1 mo · Thrissur

  • Worked as a java developer on SME billing and automation projects.
Software EngineersSoftware Development

Education

Cochin University of Science and Technology

Master's degree — Computer Science

Jan 2013 – Jan 2015

Government Engineering College, Thrissur

Bachelor of Technology (B.Tech.) — Computer Science

Jan 2007 – Jan 2011

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