Manoj Machiraju

Product Manager

Bengaluru, Karnataka, India13 yrs 9 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Over 10 years of product management experience.
  • Expertise in fintech and mobile payment solutions.
  • Proven track record in leading product teams.
Stackforce AI infers this person is a Fintech Product Management expert with a strong focus on payments and digital banking solutions.

Contact

manusvuce@gmail.comLinkedIn

Skills

Core Skills

Product ManagementPaymentsLendingDigital BankingMobile Payments

Other Skills

Agile MethodologyBig Data AnalyticsBusiness AnalysisBusiness AnalyticsBusiness Intelligence ToolsCC++Consumer LendingCorporate FinanceCredit CardsData AnalysisData MiningDistribution ManagementFinTechInvestment Management

About

With 13.5 years of professional experience out of which 10.5 years of product management experience, Manoj is currently working as Lead Product Manager at Zeta. He has experience across prepaid cards/wallets, mobile payments, recharge & bill payments and lending products. Graduated from IIM Lucknow (2015) and B.Tech (2010) graduate from Sri Venkateswara University, Tirupati.

Experience

Zeta

4 roles

Lead Product Manager

Promoted

Sep 2025 – Present · 6 mos · Bengaluru, Karnataka, India

  • Recharge and Bill Payments; Prepaid account for customers that acts like a secondary bank account to make UPI, card payments anywhere.
Product ManagementPayments

Senior Product Manager

Jul 2024 – Aug 2025 · 1 yr 1 mo · Bengaluru, Karnataka, India

  • Onboarding, issuance of prepaid product and payments
Product ManagementPayments

Senior Product Manager

Jul 2023 – Jan 2024 · 6 mos

  • Part of PayZapp's rebuild which is HDFC Bank's payments app
  • PayZapp Prepaid card and its transactions. Card and account lifecycle
  • Recharge & bill payments and Digital credit card repayments
  • EMIs on Credit card and Credit line on UPI
  • Managing a team of product managers
Product ManagementPayments

Product Manager II

Jun 2021 – Jun 2023 · 2 yrs

Product Management

Paytm

Director of Product Management

Jan 2024 – Jul 2024 · 6 mos · Bengaluru, Karnataka, India

  • Lending vertical
Product ManagementLending

Niyo (niyo solutions inc.)

Product Manager

Dec 2018 – Jun 2021 · 2 yrs 6 mos · Bengaluru Area, India

  • Developed digital banking product (Prepaid card) suitable for Bharat (blue collared) customers
  • Experience with end-to-end bank integrations to enable seamless eKYC, credit and debit transactions
  • Customer gets access to physical card for ATM/ECOM/POS transactions
  • Worked on mobile banking app that serves all the banking needs of unbanked and underbanked population
  • Involved in automating the recon
Product ManagementDigital Banking

Mahindra comviva

Product Manager

Apr 2015 – Dec 2018 · 3 yrs 8 mos · Bengaluru Area, India

  • Created roadmap for a fintech product (mobile payments & commerce) based on primary/secondary research
  • Managed 10 product releases using agile methodology from requirements phase to UAT and support
  • Designed UI/UX and delivered native mobile apps from the scratch for both iOS and Android
  • Led 6 cross-functional teams towards a common goal of improved revenue and CSAT
  • Worked to achieve 108% revenue target and 18% profitability
  • Prepared competitive benchmarking
Product ManagementMobile Payments

Ekki group

Marketing Intern

Apr 2014 – Jun 2014 · 2 mos · Coimbatore Area, India

  • Ekki group is one among India’s advanced pumping technologies manufacturers that produces pumps and systems. It has customers across India as well some countries in Africa and Europe. It manufactures and sells submersible and other types of motor sets.
  • I worked closely with Chairman and MD
  • Introduced digital marketing across various channels like Facebook, Google and Twitter
  • Prepared a model for accurate forecasting of demand
  • Exhibited Deccan Motors at an agricultural expo where 300 dealers gathered
  • Participated in annual sales meet to understand incentive structure

Wipro technologies

Project Engineer

Jul 2010 – Jun 2013 · 2 yrs 11 mos · Hyderabad Area, India

  • Worked as an Application Support Analyst for a Project with Novartis, a well-known global pharma company. Provided L3 support to many IT applications which are part of clinical trials.
Oracle DatabaseSQLPL/SQL

Education

Indian Institute of Management, Lucknow

Post Graduate Programme in Management — (Finance and Systems (IT))

Jan 2013 – Jan 2015

Sri Venkateswara University

B.Tech — Electronics & Communication Engineering

Jan 2006 – Jan 2010

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