Bulti Dutta

Product Manager

India10 yrs 6 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • 10+ years in product management at American Express
  • Delivered 15+ enterprise features annually
  • Expert in bridging technical and business communication
Stackforce AI infers this person is a Fintech Product Manager with extensive experience in payment networks and cross-functional team leadership.

Contact

Skills

Core Skills

Product ManagementPayment Networks

Other Skills

.NETAgile MethodologiesAngular JSAuthorization ManagementCC#C++CSSConfluenceCross-functional CollaborationsHTMLJavaScriptMicrosoft ExcelMicrosoft OfficeMicrosoft Power Platform

About

10+ years in product management across payment networks, credit systems, and merchant servicing at American Express • Led delivery of real-time transaction capabilities for network partners processing 100M+ card authorizations/month • Strong in technical-to-business translation — ex-coder who bridges dev, compliance & product with clarity • Managed cross-functional teams (engineering, risk, marketing, legal) across US, India & Europe for global rollouts • Owned end-to-end roadmap for tokenization, servicing, disputes, fraud mitigation, and payment compliance flows • Hands-on with tools: Jira, Confluence, Figma, Rally, SQL, MoSCoW prioritization • Partnered with global acquirers on multi-region feature expansion • Known for crisp stakeholder communication and executive storytelling — drive strategy discussions with VP/C-suite • Thrive in fast-paced, agile setups. Delivered 15+ enterprise features/year impacting global cardholder experience • Passionate about building secure, scalable, and user-centric FinTech solutions

Experience

American express

4 roles

Sr Product Manager - Payment Aurthorization

Promoted

May 2024Present · 1 yr 10 mos

  • GMNS - Global Merchants and Network Solutions
  • As a Senior Product Manager at American Express, I have the privilege of working with the Payment Network team, focusing on Global Merchant and Network Systems. My primary responsibility is - Managing Authorization—a critical aspect of our operations that ensures smooth, secure, and efficient transaction processing across the globe.
  • In my role, I oversee a range of initiatives designed to enhance the authorization process for merchants and cardholders. This involves collaborating with cross-functional teams to develop and implement strategies that address the unique challenges faced by our global network. Whether it's improving transaction speed, enhancing security protocols, or ensuring compliance with evolving regulatory requirements, every day presents a new opportunity to innovate and drive value for our stakeholders.
  • One of the most rewarding aspects of my job is the opportunity to work on projects that have a tangible impact on businesses and consumers worldwide. From small businesses looking to streamline their payment processes to large enterprises seeking robust and reliable transaction solutions, the work we do in the Payment Network team touches millions of lives every day.
  • A key focus of my work is network localization, particularly in regions with unique market dynamics like India. By tailoring our network capabilities to meet local needs, we can provide more relevant and effective solutions, ultimately enhancing the customer experience and driving growth for our merchants.
  • In addition to the technical challenges, my role also involves a significant amount of stakeholder management. Building strong relationships with our partners and clients is essential for understanding their needs and ensuring that our solutions align with their business objectives. It's a dynamic and collaborative environment, where communication and teamwork are key to success.
Payment NetworksAuthorization ManagementCross-functional CollaborationsProduct Management

Product Manager

Jul 2022Apr 2024 · 1 yr 9 mos

  • Global Services Group - Credit Capabilities
  • Identify, escalate, and remove roadblocks, triage defects, and provide clarity from customers on issues where appropriate.
  • Accountable for the readiness of the work, the acceptance of the work and that the work itself is delivered within the guidelines and milestones of the Product Roadmap.
  • Prioritize and make trade-offs based on understanding of strategies, budget, epics, enabler requirements, goals and the value features and stories bring to the business.
  • Acting as the voice of the stakeholder, customer and product management vision for the team.
  • Actively plans and prioritizes the product feature backlog according to business value and clearly articulates priorities for the product team.
  • Working with the team balances the need to address technical debt and supports technical innovation in addition to adding product features.
Product ManagementAgile Methodologies

Sr. Product Analyst

Oct 2020Jun 2022 · 1 yr 8 mos

  • Global Services Group - PMO
  • Working backwards from user needs, wants and pain points to quickly iterate and articulate strategy and long-term goals.
  • Lead the creation of high-quality communication and dashboard infrastructure for an optimum user experience.
  • Responsible for analytical articulation of a business or operations problem statement and using data analysis to understand the complexity of the problem and broad contours of potential solution(s)
Product ManagementAgile Methodologies

Product Development Consultant

Feb 2019Sep 2020 · 1 yr 7 mos

  • Global Services Group - PMO
  • Manage project timelines, deliveries, resources and issues/risks.
  • Manage project communication and expectations throughout project life cycles
  • Partnering with all stakeholders to understand business needs and goals and support leadership to take strategic advice on how to respond
Product ManagementAgile Methodologies

Genpact digital

Associate Consultant

Jul 2018Jan 2019 · 6 mos · Gurgaon, Haryana, India

  • During my tenure at Genpact, a global professional services firm, I gained valuable experience and expertise in delivering technology solutions for clients across various industries. As a key member of the team, I successfully contributed to projects involving intelligent automation, advanced analytics, digital transformation, and enterprise software solutions. Leveraging my skills in areas such as RPA, AI, and data analytics, I collaborated with cross-functional teams to drive process improvements, optimize operations, and achieve cost savings. I also played a pivotal role in implementing cybersecurity measures to ensure data protection and compliance. Overall, my time at Genpact has equipped me with the knowledge and skills to drive successful technology-driven initiatives.

Publicis sapient

Associate Technology

Jul 2017Jun 2018 · 11 mos · Gurgaon, India

  • Worked as a software Developer at Publicis Sapient, gained extensive experience in SharePoint Online and On-premise development.
  • Developed and customized SharePoint solutions to meet specific client requirements.
  • Proficient in SharePoint Online and On-premise coding using languages such as C#, JavaScript, and PowerShell.
  • Created custom workflows, forms, and web parts to enhance collaboration and streamline business processes.
  • Implemented SharePoint security features, ensuring data protection and access control.
  • Collaborated with clients and stakeholders to gather requirements and provide technical expertise.
  • Successfully delivered SharePoint projects, meeting client expectations and project timelines.
  • Performed troubleshooting, bug fixing, and maintenance activities for SharePoint applications.
  • Maintained up-to-date knowledge of SharePoint best practices and industry trends.

Cognizant

Programming Analyst

Apr 2015Jun 2017 · 2 yrs 2 mos · Kolkata Area, India

  • In my career as a Programmer Analyst, I have had the opportunity to work on projects for esteemed global clients, including AXA Belgium, CBRE US, and Abbott US. Here are some key points regarding my project experiences:
  • AXA Belgium:
  • Collaborated with a cross-functional team to develop a custom web application for AXA Belgium's insurance management system.
  • Utilized SQL, .NET, and SharePoint to create secure and efficient data management solutions.
  • Integrated third-party APIs to enhance functionality and improve user experience.
  • CBRE US:
  • Contributed to the development of a real estate management platform for CBRE US.
  • Implemented robust SQL databases to store and retrieve property data efficiently.
  • Collaborated with designers and front-end developers to create a seamless user interface.
  • Abbott US:
  • Participated in the development of a healthcare data analytics system for Abbott US.
  • Utilized SQL queries and database optimization techniques to handle large volumes of medical data.
  • Worked closely with stakeholders to gather requirements and ensure compliance with industry regulations.
  • These experiences have provided me with valuable insights into working on complex projects for global clients in diverse industries. They have allowed me to enhance my technical skills, collaborate effectively with teams, and deliver solutions that meet the unique needs of each client.

Education

Lovely Professional University

Engineer's Degree — Electronics and Communications Engineering

Jan 2010Jan 2014

Guptipara High School

High School — Science

Jan 2006Jan 2008

Stackforce found 100+ more professionals with Product Management & Payment Networks

Explore similar profiles based on matching skills and experience