Ketan Mulay

Product Manager

Pune, Maharashtra, India8 yrs 3 mos experience

Key Highlights

Six years of experience in technology and payments.
Expertise in product management for financial solutions.
Proven track record in enhancing payment solutions.

Stackforce AI infers this person is a Fintech Product Manager with extensive experience in payment solutions and financial product development.

Contact

Skills

Core Skills

Product ManagementTaxation

Other Skills

Agile MethodologiesBankingBusiness PlanningBusiness StrategyBusiness-to-Business (B2B)Commercial BankingConfluenceCustomer Relationship Management (CRM)EngineeringFinTechFinanceFinancial AnalysisIFRS 9JiraLead Generation

About

As a Product Manager at PayU, one of the leading online payment service providers in India, I am responsible for integrating and enhancing the core payment solutions for Net Banking and Wallets. I work with aggregators, banks, and issuers to improve the transaction flows, user retention, and chargeback liability for domestic and international cards. I have six years of experience in technology, banking, and payments, with a PGDM in Banking and Financial Services from National Institute of Bank Management. I have undertaken projects in market and credit risk management, FRTB, and IFRS9, and interned with HDFC Bank's Wholesale Credit Risk Team. Before that, I worked as a developer for Tata Consultancy Services, where I used Simulink for ADAS modeling. I have also developed financial products for B2B and SME customers at Airtel Payments Bank, where I delivered key features such as excess balance sweep-out, payroll and employee management, and dedicated customer support. My skills include user story mapping, CRM, software product management, and Adobe Photoshop.

Experience

Avalara

Senior Product Manager

Feb 2024 – Present · 2 yrs 1 mo · Pune, Maharashtra, India · Hybrid

DAVO - Sales Tax Return filing platform for SMBs in US
Building and enhancing DAVO for easy filing of Tax returns
Automating tax rate verification.

TaxationProduct DevelopmentWireframingStrategyProduct Management

Payu

Product Manager

Apr 2022 – Jan 2024 · 1 yr 9 mos · Pune, Maharashtra, India · Hybrid

Integrating Net Banking and Wallets with aggregators
Building superior single click payment experiences for Net Banking and Wallets.
Using tokens for user identification and skipping authorization on repeat journeys across seamless and non-seamless experiences
Coordinate with PPI issuers and banks for SRT improvement initiatives for better transaction flows.
Implementing chargeback liability product for international cards using robust system for quick decisioning
Using fraud data and chargebacks for risk profiling of international card user
Enabling larger universe of transaction volume using chargeback liability system in case of card not enrolled and ECI6 or ECI7 statuses.
Developing Risk as a Service for domestic payment modes

Rategain

Senior Product Manager

Jan 2022 – Mar 2022 · 2 mos · Noida, Uttar Pradesh, India

A short stint in travel tech.
Worked on first of a kind indigenous solutions viz. Fleet, Demand and Pricing modules in Car Rental Business for World Markets.

Airtel payments bank

2 roles

Product Manager- Salary, Business Banking Portal & SMB

Sep 2019 – Dec 2021 · 2 yrs 3 mos

Developing financial product as per the market requirement of B2B and SME customers, doing market study and draft business requirement document. Working on Agile Framework for product development.
Projects:
Implemented excess balance sweep-out functionality for savings bank customers.
Delivered Dedicated Customer Support for Industries & Institutions Vertical.
Suraksha Salary Accounts for MSME. https://lnkd.in/diPuzcW
Feature enhancement of Business Banking Portal
Building Current Account for Merchants
Enabling excess balance sweep out functionality for Current Account
Payroll and Employee Management solution for SME
UCIC for Corporate Customers
Revamping webpage for Salary Solutions and building analytics on it.
Working on lead generation and digital marketing campaign of SME business and Suraksha Salary Accounts
Payday loan solutions for blue-collar employees
Expense Management Solutions for corporates to keep a track of daily expenses and extending benefits to their employees through meal, fuel, gift coupons

Management Trainee

Apr 2019 – Aug 2019 · 4 mos

Hdfc bank

Intern - Wholesale Credit Risk

May 2018 – Jul 2018 · 2 mos · Mumbai, Maharashtra, India

Making a comparative study of banks across globe those
have complied with IFRS 9 ECL computing standards.
Understanding the best practices of disclosures and analyse
the effects of IFRS 9 implementation in their books.
Computation of ECL according IFRS 9 standards and analyse
the impact on provisioning and regulatory capital.

Tata consultancy services

Assistant System Engineer

Oct 2015 – Jul 2017 · 1 yr 9 mos · Pune Area, India

Model Based Developer on Simulink. I was responsible for developing real time Simulink Models that could be deployed for automotive use. Model development were based on Code2Model concept wherein Simulink models are developed from Code. Overall process is also called as Model Based Development (MBD).
Apart from that I had the responsibility of Data Backup, data management and maintenance the shared servers.