Sep 2023 – Apr 2025 · 1 yr 7 mos · Gurugram, Haryana, India

Apr 2021 – Sep 2023 · 2 yrs 5 mos

• Spearheaded the development of Fyp Money, a prepaid card and UPI solution for teenagers and their parents, resulting in an impressive 20 lakhs+ downloads.
• Led founding team, skillfully assembling and leading a high-performing unit driving innovation and exceptional outcomes.
• Pioneered prepaid card and UPI solutions for teenagers and parents, revolutionizing financial access to all.
• Spearheaded financial education initiatives and development, introducing Stocks for teens and interactive gamified modules for vital financial concepts, complemented by tangible interest earning savings, fostering early savings habits.
• Coordinated third-party vendors and client IT teams to seamlessly deliver effective solutions.

Nov 2019 – Apr 2021 · 1 yr 5 mos · Gurugram, Haryana, India

• Founding Team Member, recruited and nurtured a team for pioneering POS-based solutions.
• Assessed product development strategies, devising effective alternative approaches.
• Orchestrated conception and realization of a user-friendly B2C platform with diverse airport related services through an intuitive mobile app interface.
• Identified opportunities to improve business process flows and productivity.
• Collaborated with third-party vendors to implement new Airport services.

Apr 2011 – Oct 2019 · 8 yrs 6 mos · Noida, Uttar Pradesh, India

• Innovatively designed cutting-edge products, including Multi Acquiring Transaction Platform and Brand-based EMI on Cards, with latter 20% contribution to revenue.
• Lead architect of Merchant-focused App-Based Payment Solution, introducing new revenue stream. Concurrently, shaped Open API specification for Merchant Lending Platform, enhancing NBFC onboarding and revenue potential.
• Spearheaded strategic process enhancements by introducing Rally, Build Automation pipeline,
• Testing Automation, and operational process automation.
• Implemented robust monitoring infrastructure to proactively address system performance and stability using Grafana and ELK
• Initiated development of Merchant app, which facilitated access to business metrics, settlement statuses, and streamlined complaint handling.
• Fostering performance enhancement culture, actively coached and mentored direct reports.
• Spearheaded the development of Merchant Lending Platform, architecting highly available services to handle substantial throughput in messaging, persistence, and event processing.

Sep 2009 – Sep 2011 · 2 yrs

• Engineered sophisticated Multi Acquiring Payment Switch for POS/EDC systems, ensuring seamless transaction processing
• Innovatively integrated Loyalty Platform into Card Payment Flow, enhancing customer engagement and retention
• Pioneered concept and implementation of Auto Settlement, streamlining financial processes for increased efficiency
• Architected versatile solution with Open API support and robust ISO8583 Based Communication channel, showcasing comprehensive grasp of these technologies.

Sep 2007 – Sep 2011 · 4 yrs

Jan 2005 – Jan 2007 · 2 yrs