Parijat Sinha

CEO

Cupertino, California, United States22 yrs 3 mos experience
AI EnabledAI ML Practitioner

Key Highlights

  • Led product strategy for AI and Open Banking at FIS.
  • Generated over $100M in revenue through innovative payment solutions.
  • Pioneered blockchain technology for decentralized finance.
Stackforce AI infers this person is a Fintech leader with expertise in AI-driven product innovation and strategic partnerships.

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Skills

Core Skills

Artificial Intelligence (ai)BankingMessagingGenerative AiBlockchainMobile PaymentsP&l ManagementGrowth StrategiesProduct InnovationFinancial ServicesProduct Management

Other Skills

A/B TestingAdsAdvertisingAnalysisAnalyticsApplication Programming Interfaces (API)Business AnalysisBusiness DevelopmentBusiness StrategyCRMChatGPTCloud ComputingCollaborative LeadershipCompetitive AnalysisConsulting

About

As Head of Open Banking Products at FIS, I’m driving the future of banking, payments, and fintech—leading strategy and execution to build scalable, customer-first products that generate revenue, accelerate growth, and create real impact. With deep product management expertise across AI, messaging, monetization, UX, and platforms, I specialize in turning complex challenges into innovative solutions. Previously, I led unified messaging and AI for Ads across Meta’s ecosystem—Metaverse, Instagram, Messenger, Facebook, Oculus, and AR Glasses—reaching over 3B users. Earlier in my career, I built products at PayPal, and startups, in high-growth environments and helped shape the future of decentralized finance as Head of Product for the Telecom Blockchain Alliance. At PayPal, I led a global Growth and Innovation team that launched high-impact payment products and expanded credit and currency capabilities across key markets, generating over $100M in revenue. I’m passionate about solving real customer problems, building world-class teams, and pushing the boundaries of product innovation. I hold a MBA from University of Michigan, Master’s in IT from Carnegie Mellon, with AI and Software Engineering certificates from Caltech, MIT and Harvard, and advise several startups and tech organizations as a mentor and board member. I have managed decisions science, and engineering teams at different points in my career. Let’s build what’s next.

Experience

22 yrs 3 mos
Total Experience
4 yrs 11 mos
Average Tenure
2 yrs 7 mos
Current Experience

Fis

VP of Product Open Banking, API Marketplace, AI Products, Platform /GM

Nov 2023Present · 2 yrs 7 mos · San Francisco Bay Area · Remote

  • I lead FIS Open Banking AI and API Products, overseeing the Platform, Developer Experience, API Marketplace, and ERP Connect—which includes Ads/Offers, Data Products, Identity Management, and publication of a comprehensive suite of Banking, Payments, and Capital Markets products. Our offerings serve about 1,000 banks, power more than 500 services, and support ~30 billion transactions(2x growth) annually.In addition, I lead the executive management team at Railz, a category-defining Financial Data Network.
  • My team launched Open Access, a new product line, and led the complete redesign of the Code Connect developer experience. I’ve also led strategic partnerships and integrations with Visa, Mastercard, Plaid, Intuit, Akoya, and others. As a result, we doubled investment in the team and significantly accelerated product delivery and impact.
  • As the AI Champion for Banking Solutions at FIS, I provide guidance for 50+ Generative AI-powered solutions—across Employee enablement [training, summarization, product help, writing assistants]; Client Support [incident analysis, client check in, contact center automation]; Business Insight[deals analysis, market intelligence, campaign automation]; Compliance[ regulatory alerts, incident triage, contract tracking] and of course chatbots. I also manage a decision science team where we work on AI-powered NLP for accounting data normalization, next-gen credit scoring and adaptive Probability of Default modeling.
Innovation ManagementArtificial Intelligence (AI)Low-Code Development PlatformsBankingFinTechApplication Programming Interfaces (API)+6

Meta

Director of Product Management, Messaging, Monetization and AI for Ads.

Jul 2021Jan 2023 · 1 yr 6 mos · Menlo Park, California, United States

  • I headed initiatives around AI research for Ads using Generative AI for Creatives, Search Ads and on Unification of Messaging. I led efforts to unify messaging across platforms by bringing Instagram Messaging, Messenger Desktop, Facebook Business Messaging, and Workchat under a shared foundation. This included integrating Messenger Threadview with Facebook Threadview to deliver a consistent cross-platform experience. On privacy, I enabled end-to-end encryption on Messenger Android, for over one billion users, and designed device infrastructure to securely manage on-device AI models. I also drove integration of Messenger into Oculus, enabling immersive VR messaging. At scale, I powered Community Messaging and Broadcast Chat, supporting communication for more than one million participants in a single broadcast. To ensure a consistent messaging experience I created Messaging Design Systems used across products, and worked on SDKs that allowed developers to integrate messaging seamlessly.
MessagingFacebook AdsGenerative AIPlatform

Tbcasoft (co-founded with softbank)

Head of Product

Aug 2019Jul 2021 · 1 yr 11 mos · Sunnyvale, California, United States · On-site

  • Created Hivex, the industry-leading consortium-based DLT blockchain platform that enables QR interoperability for -40 M Users / 3M+ Merchants in Japan, Taiwan, and Korea. We also offered a reference consumer mobile payment app on iOS and Android. We raised Series B through strategic investors in 2021.
BlockchainMobile PaymentsStart-ups

Various companies

Executive/Mentor/Advisor

Jul 2019Present · 6 yrs 11 mos

  • Upside Services Inc (Personalized In-Store, Merchant Offers): Payment Product for In-Store and Fuel
  • EV Robo Taxi Start-Up [Stealth]: Member of Advisory Board
  • University of California- Division of Continuing Education: Advisory Board Member
  • Alchemist Accelerator: Mentor
  • Gildre: Mentor-Private community for founders and mentors

Paypal

3 roles

Head of Monetization and Bank Partnerships Product

Promoted

Jan 2015Nov 2018 · 3 yrs 10 mos · San Jose

  • As a response to evolving consumer needs and markets, successfully pivoted PayPal's monetization strategy, positioning it as a partner to the financial services ecosystem. I managed a 200-person cross-functional virtual team that streamlined the account setup and checkout experience, attracting an incremental 50M users and generating an incremental $200M in revenue over three years. Additionally, I partnered with Business Development on strategic deals such as Visa, JPMorgan Chase, BofA, Wells Fargo, and Banorte.
P&L ManagementA/B TestingCollaborative LeadershipGrowth StrategiesConsumer Behavior

Director, Growth, Monetization and Funding Method User Experience

Promoted

Feb 2011Dec 2014 · 3 yrs 10 mos · San Jose

  • I managed a global Growth and Innovation team that created products including Pay After Delivery (US, AU, UK, CA, DE), Pay Upon Invoice (DE), Instalments (US, BR, MX, FR), China Union Pay (China), contributing $100+M in revenue. Additionally, I led a credit platform initiative and enabled currencies in Turkey, Russia, S. Africa, Malaysia, India, Argentina, and Brazil.
Growth StrategiesGrowth HackingProduct Innovation

Sr. Manager, Growth,Monetization and New Funding Products

Jan 2007Jan 2011 · 4 yrs · San Jose

  • I drove company-wide support for the team, elevating incremental profitability by $10M yearly through innovative marketing and growth techniques. My work on optimizing check-out experiences generated a $5M margin increase and reduced calls by 0.5M annually. My team redesigned account sign-up processes and enhanced consumer experiences for various transactions, boosting activation rates by 5%. Furthermore, I spearheaded strategic initiatives around PayPal Cash and Prepaid features, driving a 15% re-spend. My consumer insights, gained through in-depth interviews and surveys, guided the creation of high-impact unverified ACH products, which serve more than 4M users and generate$3M in annual margins.
Financial ServicesAds

Convergys

Senior Product Manager, Emerging Products and New Markets

Jun 2002Jan 2007 · 4 yrs 7 mos · Cincinnati, OH

  • Managed a start-up team of 15 Product Managers and engineers for a Conversational AI product. Architect for a Global leading product in wireless billing.
Natural Language Processing (NLP)Artificial Intelligence (AI)Software ArchitectureProduct Management

Education

Carnegie Mellon University

Masters in Information Technology — Software Design and Architecture

University of Michigan - Stephen M. Ross School of Business

Master of Business Administration - MBA

Jan 2023May 2025

Caltech

Certificate in Artificial Intelligence & Machine Learning — AI and ML

Jul 2025Present

MIT Sloan School of Management

Certificate in Artificial Intelligence — Blockchain

Sep 2021Present

Harvard University

Certificate in Software Engineering

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